Allied International Credit - Help me please.

[psychofozz]

Right...I'm dealing with AIC. I have been making the payments I can afford, but they're still bombarding me with calls and scaring my mum at her address (where I used to live). I did ask for the original agreement and got sent something that looked like it from 2004. But they still are demanding full instant payment. I just ignore them, but mum's getting worried - what's the next stage? What can I ask them to produce for me?

[Bazooka Boo]

Tell your Mum not to worry, they are not bailiffs, they have zero legal rights or powers, all they simply do is bully people.

[Trevs47]

It has been some time since I wrote on here but they are still chasing me. One year later! However, things have changed a little. After sending my CCA request to AIC I followed it up with my in dispute letter. They were still persistant for a few weeks, then all was quiet for about three months. I then got a call from Wescott. Another bunch of maggots that seemed determined. I had several threats from them until I told them all my calls were recorded. They then started sending letters threatening legal action and doorstep visits etc. Both Allied and Wescott also claim that this so called debt is a joint account between myself and a Mrs Askell. I have never heard of this woman before! However, I don't know if it was necessary but I sent a CCA request to Wescott with a £1 postal order as I did with AIC. The letter was returned to me with a letter stating that it was not their responsibility to provide that information and that I should apply to NAT West Bank. I then followed it up with a dispute letter. All went quiet for another three months and now I have ANOTHER debt collection agency phoning me. They also leave messages on my answerphone for Mrs Askell. The agency I refer to is : Robinson Way Limited. I spoke to them on the phone and asked if Wescott had passed my file on to them. They said no. What do I do now? Do I send a CCA request to these people or ignore them? Can you help please.

[Bazooka Boo]

Stay off the phone to any clown outfit charged with chasing this lemon, you owe nothing, they don't have a leg to stand on, if they did they would have acted way before now, forget them, ignore everything anyone sends you, it is meaningless, you are on a phishing list.

[citizenB]

A short sharp response is probably required now. Something along the lines of..

 

Dear Sir or Madam,

 

For some 2 years now, I have been pursued for an account for which no one appears to be able to provide an agreement for.

 

If you believe I am liable to you for any monies, then I must insist you provide evidence of this. I enclose yet again, the required fee of £1.00 for a copy of any agreement you say I have entered into.

 

I am also concerned that you also appear to be attempting to contact a Mrs Askell on my telephone number and home address. I have never heard of this person.

 

Your constant telephone calls and letters threatening legal action and home visits are now bordering on harrassment and in this respect I will now be making a complaint to the OFT.

 

Yours etc,

 

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