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Ok guys here we go I've got myself in a disgusting and shameful mess with payday loans.... Please help

 

Wonga £1000 loan rolled over once owe £1645

24/7 moneybox owe £188

1 monthloan £270

Pounds2day £270

 

I have opened a new account as I know this is going to get messy isn't it !!

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Can you pay any one loan off this month, if you talk to 24/7moneybox very nicely and explain that you don't want to rollover, can just afford to pay back the loan they may play ball.

 

Don't bother with PTP, they are hopeless and will try to rack up charges, if you can change the phone number on their records do so, they will eventually pass to Clarity who are okay to deal with.

 

I don't know about 1monthloan but others can advise.

 

Well done for opening a new account, make sure your income this month goes into it.

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Wonga will be akward with you to start off with but invariably will come to an arrangement with you. They will try to pile on the interest but usually back down and agree reasonable payment plan for the original loan ammount. I would offer them the £1000 over 12 months if you can afford it.

Not seen much of OML recently but they used to be OK for arranging a repayment plan. Just make sure it is on your terms.

 

As SG says you will be wasting your time talking to PTP, they just like to abuse you verbally over the phone.

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  • 2 weeks later...

Defaulted WONGA today and emailed them this morning copying Errol, got a phone call from a very helpful man today who accepted my repayment plan and even told me that I can start from January. Advised me that I had to pay by DD wen I said I'd rather pay by SO he said no problem and emailed me the details straight over. I have to say he was throughly charming and helpful and asked me if I can email Erroll back and tell him they had sorted the problem out for me...... Should I be wary??

NOT GONNA GIVE IN !

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Have dealt with Wonga in a similar situation, feel free to p/m me and I will send you what I sent and recieved from them, takes a little while but is well worth it financially

Ok guys here we go I've got myself in a disgusting and shameful mess with payday loans.... Please help

 

Wonga £1000 loan rolled over once owe £1645

24/7 moneybox owe £188

1 monthloan £270

Pounds2day £270

 

I have opened a new account as I know this is going to get messy isn't it !!

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Have dealt with Wonga in a similar situation, feel free to p/m me and I will send you what I sent and recieved from them, takes a little while but is well worth it financially

 

 

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Guys can I ask I've had an idea wat do u think it's not a long term solution but an option .... I also have a £400 a month loan payment with HSBC had since 2005 NEVER LATE PAID MISSED OR ANYTHING - I was thinking of missing this month to pay 2 of the smaller PDL wat do u think?

NOT GONNA GIVE IN !

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needhelp - just wondering whats 'Erroll?'

With your HSBC loan, me personally, i wouldn't do this. I have a loan like this which i have never missed on and don't want to start as I know i would struggle to then make up my missed month.

But, i would wait for advice from the more seasoned posters as i am only at the beginning of my posting!

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