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    • Farage rails and whines about not being allowed on the BBC ... ... but pulls out at the last minute of a BBC Panorama interview special. It was denied it was anything to do with his candidates being outed as misogynists and Putin apologists, or that farage was afraid Nick Robinson might throw some difficult questions at him ... despite farages recent practice at quickly cowering in fear.   It was claimed 'it wasn't in Nigels diary'     Nigel Farage pulls out of BBC interview at last minute amid Hitler row WWW.INDEPENDENT.CO.UK ‘Panorama’ special postponed as Reform UK party faces row over candidate who claimed UK would have been ‘better off’ if it had...   Waaahhhh
    • i'd say put lowells to strict proof of where the payment came from. cant hurt to send SB letter, even if proved not. at least they get your correct address. they'd have to link the old IVA times scale to a payment  these IVA F&F pots (if thats where it came from) most mugs dont even know they are not only taking most of your payments on fees but also creaming money off to supposedly offer F&F's.  funny when the IVA fails or is complete these sums of money in F&F pots never get given back or even mentions... these IVA firm directors esp with regard to knightsbridge and creditfix were fined and struck off more times than Paul Burdell of Link Fame and still managed to continue to scam people.
    • Hi everyone, I received a charge certificate with a charge of £165  in April 2022 however I never received a PCN and NTO before that. I responded by requesting original PCN reissued in the hope of getting discounted rate which was refused however I was offered to pay £110. I received an Order of Recovery in May 2023 and submitted a witness statement on time by email to get the original PCN re-issued. I received a Notice of Enforcement in February 2024 I contacted TEC that I had submitted TE9 on time and they advised me to submit a late witness statement and TE7. I did as advised and also attached the original email and witness statement as proof to show that I had submitted my witness statement on time. The council disputed my late witness statement by saying that I likely received the PCN and that I did not submit a valid late witness statement without specifying why it's not valid. The court refused my late witness statement without giving any reasoning behind their decision (so much for the transparency). This is really outrageous as I did attach the proof of submitting the witness statement on time and it seems like the court just decided without looking at the case files. Can someone please advise me what should I do now? Any help is appreciated. I have attached all the documents below.   Documents.pdf
    • Will the real criminals please stand   Biden 🤣GUILTY on all counts    Come September remember Americans don’t like tax dodgers 🤣
    • You of course ignore the fact that Farage actually helped raise £100,000 so that WW11 Veterans could actually attend the celebrations    Meanwhile oh to be in France 🤣  
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HFO services / Barclycard


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If not the letter is in the library @ http://www.consumeractiongroup.co.uk/forum/content.php?436-Failure-to-provide-a-copy-of-the-agreement-within-the-prescribed-timescale. Once you have sent this recorded delivery they cant take you to court unless they have fully provided the CCA request

My advice is given through personal experience and is given without prejudice

 

 

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Then, your pretty much playing the waiting game. They are allowed to send the agreement months later if they so wish, but they can't try to enforce the debt until they comply. Not much you can do now until you get your SAR results. I sent a SAR to BC a bit before you and have got half the results back, I know there is more to come (did the same for my relative earlier this year.

Send a reminder to BC that they haven't complied

My advice is given through personal experience and is given without prejudice

 

 

If I Have helped please feel free to click the star

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Hi all planning to send this on Friday (giving post office a chance to catch up) if there is nothing back from BC.

 

Is there anything more that I should be asking for and should I give them more time other than the 7 days?

 

SAR Follow up to BC 2.doc

 

Also just wondering are DCA's allowed to do an unrecorded inquiry on your credit file.

:-) Just Keep Smiling.

as Some days your the Dog and Other days your the Lampost :-)

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I agree with Coledog, CRA's are buggers and hide behind some fuzzy laws which they interpret for themselves. The DCA probably has done an account management search on you (I Have two from HFO) on mine. They are probably looking to see what credit you have available to you or if you have applied for some.

 

You question CRA's you get answers like "This is something that the credit industry has agreed upon between them and hasn't been questioned by the information officer". Well maybe so , but this isn't common law and doesn't mean it isn't questionable, but they never answer me when I reply with that. Sorry, gone onto an anti CRA rant now, god i hate them.

I think we should all join forces to challenge them, they think and act like they are a government agency. European Court etc. Im still going on aren't I

My advice is given through personal experience and is given without prejudice

 

 

If I Have helped please feel free to click the star

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And you were right CD, I noticed some people from money saving expert with the same user name on here. Their threads on MSE didn't amount to much but got a lot more interest on here

My advice is given through personal experience and is given without prejudice

 

 

If I Have helped please feel free to click the star

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Yes - there are 2 at least, one of them has said that he did receive some advice from another site before coming to CAG but must have seen sense - glad to see that there is a slightly doctored poster name now giving advice, may now register myself as cooldog. Dread to think who Chipshop is!! Get a Kebab mate!

Edited by coledog

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I think my name change was due more to it being the day after new years eve. Didn't really want to get involved over there , but some of the advice was making me shout at my screen. Going to try and get as many of them to repost over here without alerting the MSE site team

My advice is given through personal experience and is given without prejudice

 

 

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Hi all postman has just been with this from BC.

 

http://i423.photobucket.com/albums/pp316/dogtrainer05/hfo0017-1.jpg

 

http://i423.photobucket.com/albums/pp316/dogtrainer05/hfo0016.jpg

 

she says that mercers are collecting it.

 

O what a tangled web they are weaving .

:-) Just Keep Smiling.

as Some days your the Dog and Other days your the Lampost :-)

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I still think this is a Barclaycard cock-up, but it proves their records cannot possibly show the account has even been sold, so there is total doubt about who owns it. If I were a judge, I would believe Barclaycard over HFO!

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I still think this is a Barclaycard cock-up, but it proves their records cannot possibly show the account has even been sold, so there is total doubt about who owns it..

 

but the print out I have got shows it was sold

 

Donkey is there anything I should do now apart from sitting and waiting

:-) Just Keep Smiling.

as Some days your the Dog and Other days your the Lampost :-)

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Hi all was think of sending this to BC what do you think.

The highlighted part I copied from a SAR letter written by Man42 I found when looking through the library.

SAR Follow up to BC 2b.doc

Edited by dogtrainer
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:-) Just Keep Smiling.

as Some days your the Dog and Other days your the Lampost :-)

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