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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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Lowell Financial and Vodafone


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Ok, new thread started!

 

When I was at uni, I had a pay monthly mobile with vodafone. The first I knew of this apparant oustanding debt was this morning when the letter arrived from Fredrickson on behalf of their client, Lowell.

 

As far as I know, there is no outstanding amount to pay vodafone - I have never received a letter from them about this outstanding amount and I always paid my phone bills.

 

The letter I received this morning is as follows:

 

"Despite our recent letter from Bryan Carter Solitors you have failed to discharge your debt with our client Lowell Fianacial Limited. We are prepared to offer you one final opportunity to pay before recommending to our client that they instruct solicitors to issue a claim at:

 

My address

 

At this late stage and as a gesture of goodwill we are prepared to accept a full and final settlement on this account provided that you contact us on 0845 2930451 within 48 hours of receipt of this letter. Payment can be made by debit or credit card.

 

Yours sincerely

 

Fredrickson International Ltd."

 

For the record, I have not received any letters from them until this one.

 

Thank you for your advice!

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If you have moved since you had the phone contract, they may have been writing to your old address and have now found a new address to write to.

 

As it stands, they have not supplied any proof of the debt, which they have to do, in accordance with OFT rules. As a by the way, a good percentage of the mobile phone debts are found not to be due, once they are looked into by the phone companies.

 

So what you have to do, is start an official complaint with Vodafone. Write to their head office by recorded delivery. On envelope and letter, mark it as Head Office complaints. Tell them that you are not happy with their conduct with the account, which you maintained payments for and have never been told of any outstanding amounts by Vodafone. To then assign the debt for debt collection to outside companies, is not acceptable. If Vodafone are not able to resolve, you will pass the matter to OTELO to look into.

 

 

 

Send letter to Frederickson by recorded. Enclose a copy of your letter to Vodafone.

 

Dear Sir/Madam

 

You have contacted me regarding the account with the above reference number, which you claim is owed by myself.

 

I would point out that I have no knowledge of any such debt being owed to (insert company name). I have sent the enclosed letter to Vodafone head office, as this is the first time I have received any correspondence about this. As far as I am concerned, I do not owe any money to Vodafone.

 

I am are familiar with the CPUTR 2008 and the Office of Fair Trading's Guidance on debt collection, which states that it unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question.

 

I would also point out that the OFT say under the Guidance that it is unfair to pursue third parties for payment when they are not liable. AND in not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive/and or unfair methods.

 

Furthermore ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical/psychological harassment.

 

I would ask that no further contact be made concerning the above account unless you can provide evidence as to my/our liability for the debt in question.

 

I await your written confirmation that this matter is now closed. Otherwise I will have no option but to make a complaint to Trading Standards and also inform the Office Of Fair Trading of your actions.

 

I look forward to your reply.

 

Yours faithfully

Edited by cerberusalert

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off and bugger

are two words

 

pers i'd not do anything but ignore them.

 

we have vodafone on board here at CAG

 

and lee will help you.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi pinky2331

 

I would imagine that this was quite a shock and a little frightening if you had no idea that there was anything owing.

 

I'd really like to look into what's caused this for you and help in anyway I can to get you a solution.

 

If you send me and email from here with WRT135 in the subject line (so that it comes straight to me) I'll get back to you as soon as I can. Make sure when you send the email that you include the link to this thread and your username.

 

I'm sure we can get to the bottom of this.

 

Kirsty

Web Relations Team

Vodafone UK

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oh we've got kirsty now...

 

it gets better:D

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi pinky2331

 

So that I can look into your case right away could you let me know the reference number you received on your auto-reply?

 

I'll be in touch as soon as I can.

 

letsdothis - Flattery gets you everywhere!

 

Take care

 

Kirsty

Web Relations Team

Vodafone UK

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Pinky I will move your thread here.

You will see from the settled cases (In the stickies) that the VF webteam are here to show results.

VJ-good to see you here too-hope you are behaving yourself ;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Cant comment on that I'm afraid.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I would let Kirsty sort it for you initially. She's not had as many success's as Lee but she is certainly prettier. :D

 

I knew there was a reason why I never played in the backs when I played rugby at school :).

 

Thanks for noticing the work we do on CAG letsdothis.

 

All the best.

 

Lee

 

Web Relations Team

 

Vodafone UK

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urm.

 

i used toplay 'left-outside' too

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I was right back

 

 

 

in the changing rooms :p

 

 

vjohn, I've just set up a Vodafone account and I'm extremely happy with it so far.

 

Any news from the OP or from Kirsty?

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

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Hi pinky2331

 

I've just checked through our recent emails and I can't seem to see one that relates to you.

 

We currently have no emails older than the 4th in our queue. Have you had a response from a different member of the team already?

 

If not if you let me know the reference number for your email I'm sure I can track it down.

 

locutus - Now that's what I like to hear! Give us a shout if we can ever help :)

 

All the best

 

Kirsty

Web Relations Team

Vodafone UK

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