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    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
    • I've done a new version including LFI's suggestions.  I've also change the order to put your strongest arguments first.  Where possible the changes are in red.  The numbering is obviously knackered.  Methinks stuff about the consideration period could be added but I'm too tired now.  See what you think. Background  1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.  Unfair PCN  4.1  On XXXXX the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) the solicitors helpfully sent photos of 46 signs in their evidence all  clearly showing a £60.00 parking charge notice (which will  be reduced to £30 if paid within 14 days of issue).  There can be no room for doubt here - there are 46 signs produced in the Claimant's own evidence. 4.2  Yet the PCN affixed to the vehicle was for a £100.00 parking charge notice (reduced to £60 if paid promptly).  The reminder letters from the Claimant again all demanded £100. 4.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.   4.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim. No Locus Standi 2.1  I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  2.2  The Defendant requested to see such a contract in the CPR request.  The contract produced was largely illegible and heavily redacted, and the fact that it contained no witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “No Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract. Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide proof of planning permission granted for signage etc under the Town and Country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses this document.  No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention the parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; 22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim. 5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.   Interest 6.2  It is unreasonable for the Claimant to delay litigation for four years in order to add excessive interest. Double Recovery  7.1  The claim is littered with made-up charges. 7.2  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100. 7.3  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims. 29. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.” 30. In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...'' 31. In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case. 7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  In Conclusion  8.1        I invite the court to dismiss the claim. Statement of Truth I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
    • Scottish time bar: Scottish appeal court re-affirms the “harsh” rule (cms-lawnow.com)  
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URGENT: Lewis Group pretend to be balliff/debt collector money to stop action


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Although it appears that you may have a case to apply for set aside this in itself may not be enough as under your own admission you owe the debt - in effect you would still end up with a CCJ. However there is nothing to stop you asking for a Variation Order instead whereby you submit I & E and an affordable payment plan is then worked out. Variation Orders are submitted on Form N245 and if you think you qualify you should also submit Form EX160 for Fee Remission - both Forms available from the HMCS website.

 

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I plan on going to the court tomorrow and submitting an N245 with attached I&E along with the EX160.

 

I'll also send that letter to the Lewis group denying their right to visit me.

 

Also I've been taking a look through the forum to give you more information about my sittuation and I've come accross this:

 

Pre Baliff from Lewis Group

 

Can i ask, was the document with your details on it YELLOW? Can I ask you what this yellow document is?

 

If so this is how a collection is made usually after a court has given payment instructions and they have not been stuck to.

If a court have set payment instructions,that have not been adherered to.

Are you saying that a broken court order would result in a DCAlink3.gif collecting?

The collectors have very specific instructions. They have 28 days to collect or return the account.

The amount you will need to pay is £122.00p 22.00 is the charge made for sending the collector.

Who sets the £22 fee?

The £100.00 is taken off the outstanding balance. The debtor on paying this, in cash or direct with a card.

Would not recommend that anyone pays cash,or allows anyone to obtain their card details at the door.

Interesting that you dont mention receipt, and state card.... but am sure that you are aware of oft guidelines. So presume you do not mean credit card.

Is given the option to set up a standing order. If they choose not to, then the DCA will give the debtor a reference number torn from the document he holds. This reference number has the number to ring to arrange payment ( the standing order minimum amount is stated on the document, if you cant pay it you need to deal direct with the office.)

Again not recomended that you give a dca bank details and keep all communication in writting, so there is no room for error.

During the visit, if you cant pay in full or monthly, the DCA will assess weather a bailifflink3.gif could seize the value of the debt in goods,

So we presume that your eyesight is that good,that you can see goods from the doorstep? and not only value the goods, but know that they do belong to the debtor and that they are not on hire?

Weather your willing but unable to pay, or weather you can but dont want to pay. Your reference number will reflect this, and the guys in the office will see the DCAs decision. The reference basically tells the office weather its worth going down the bailifflink3.gif route. Depending on the reference and the call to the office, they will decide how to deal with the case. BS.

 

EITHER way, NO DCA from that company should have threatened to come back with bailiffs. If you ring the Lewis Group, within 28days of having this DCA call, they should have the info you need, i see this is an old post though, so i would be interested to see what happened next?

 

This is what happened to me. The guy had a yellow piece of paper with barely any ink on it that could be read.

He asked for the £122. I said I cold not pay that money but he still wanted the full ammount of the debt owed and I had 28 days to pay and he would come back just before the 28 days were up to collect the money from me even though he could see I have nothing. If I didn't pay up before the 28 days he would send the account back to the Lewis group and they would instruct balliffs to come to my home.

 

Any thoughts?

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cohen is a solicitor, not a creditor

 

his is cl finance and lewis pet monkey who would be the creditor

 

did you get a default notice from the original creditor. termination notice, notice of assignment

ime thinking out loud to get the judgement set aside for non compliance of cpr

 

golden question

 

if we can get this set aside, with in the next six months, will you be able to get the cash together to pay this debt

 

minus penalty charges:D

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Why have they not sent a warrant of execution yet if I have not paid?

 

A Warrant of Execution is another means of enforcement. If for whatever reason you don't pay they can apply for the County Court Bailiff to attend and it is he that brings the Warrant. The Court Bailiffs in general are helpful and can realise that you cannot pay and will return the Warrant - it will cost the Claimant £100 to do this and there is no guarantee they will get even a 1p back. The Court bailiff is paid a salary unlike private Bailiffs who are paid on Commission.

 

There are other means of enforcement but in your situation I don't see how they would enforce them unless they use Attachment of Earnings/Benefits but these will be low payments anyway. They cannot seize any goods that do not belong to you - they will tell you otherwise but it is all bluff and bluster.

 

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Am i right in thinking now that I've submitted the N245 form warrants are suspended and there can be no action by any kind of balliff?

 

Or do I have to wait for the creditor: CL Finnance to accept or refuse my offer or for the court to advise a repayment plan before a warrant is suspended.

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Am i right in thinking now that I've submitted the N245 form warrants are suspended and there can be no action by any kind of balliff?

 

Only if you asked for suspension on the submitted form. However as this has not happened as yet there would be no warrant to suspend.

 

Or do I have to wait for the creditor: CL Finnance to accept or refuse my offer or for the court to advise a repayment plan before a warrant is suspended.

 

I would imagine that the Claimant will object but as you have made the application the Court are duty bound to hear it. In view of your application it would be stupid of them to do anything else.

 

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I have better news today. I met the debt collector today from the lewis group and instead of handing him over any money, I told him the matter was now in the hands of the courty court and all warrants now and in the near future under the case number were suspended. I also handed him the letter that denied him or anyone else from the lewis group a dorstep visit. I can't say that he was amused but tough luck. I just got told that he would pass the debt back as uncollected. Sounds like a win to me. I feel like I've been given space to breath.

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Well Done Nicola85. :D

 

Keep us posted, if you need any help just ask. Keep on top of things.

 

 

I have better news today. I met the debt collector today from the lewis group and instead of handing him over any money, I told him the matter was now in the hands of the courty court and all warrants now and in the near future under the case number were suspended. I also handed him the letter that denied him or anyone else from the lewis group a dorstep visit. I can't say that he was amused but tough luck. I just got told that he would pass the debt back as uncollected. Sounds like a win to me. I feel like I've been given space to breath.
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I don't quite know what to make of it, but I recieved a letter from Howard and Cohen this morning. It really is quite ammusing to know that when they don't get their own way they throw their toys out of the playpen.

 

Dear ...

 

We refer to previouse communications in this matter, in particular to your recent letter.

 

"Handed to a debt collector masquareading as a balliff and gave him instead of money."

 

Your comments have been noted.

 

"In other words... please don't bully our hired debt collector who came to bully you."

 

The court confirmed you were liable for the judgement and the outstanding balance in May 2010.

 

"CORRECT... I also reserve the right to vary the judgement order and make an offer of payment to you and will be decided by the court if offer is refused by you. Fools"

 

Payment in full can be paid by August 2010. This will stop any action being taken on your accoun tand the pre-enforcement agent will cease action.

 

"Offers of payment will be decided by the court. All action has been stopped anyway by filling the N245 and if an pre enforcement agent calls, I shall give him short shrift next time just like the last.

 

What fools.

 

Can anyone give me any advice on the letter that I recieved or shall I just forget about it and add it to the pile I already have mounting up?

 

Thanks.

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