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    • So I just found a couple abandoned traffic cones locally by some bins.   A bit squished but free!  So have placed them on the land.  Will wait to see if the cones get moved and signs ignored again this week before I consider rocks/ boulders.
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later the your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. So if you subtract the time you took to drive from the entrance. look for a parking place and park in it perhaps having to manoeuvre a couple of times to fit within the lines and then unload the children followed by reloading the children getting seat belts on etc before driving to the exit stopping for cars, pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
    • New version after LFI's superb analysis of the contract. Sorry, but you need to redo the numbering of the paras and of the exhibits in the right order after all the damage I've caused! Defendant's WS - version 4.pdf
    • Hi  no nothing yet. Hope it stays that way 😬
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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That I have already done but I still need to keep my main account as that is my main bill paying acct ie mortgage etc and to close that down will create a load of problems all my main dd's contacting 10 or 11 people with change of details is not possible at the moment but I am cancelling my card and asking for a new one OH update I had a reply from Wonga as I E mailed The errol guy they are now looking into my complaint but only aferr I e mailed him back without any response from him at first (told him was I being ignored for causing trouble (funny how I got a response in 2 minutes) and pointing out that they tried to take another £5 this morning I totally appreciate the advise you have given me about a payment plan but after the way I have been treated and "criminalised" by them I think I deserve to fight this all the way and stop other people being defrauded by these "legalised" loan sharks.

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well good luck to them as funds for essentials are in another account now and only filtered in when need be so they can try at present now my main account is standing at 0 have already done this and paid my mobile bill I just put enough in for that bill on that date and paid immedi\atly online so soon as in its out.

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dont worry, you've changed your card details which means that they cannot debit any funds from your old card - dont give them your new card details. Moving forward - start by offering a fair repayment structure - not a structure where you'll die before you finish paying it !(i.e. £1.00 per month)

Once agreed and if its fair they'll agree it and freeze interest and possibly waive charges - pay them directly and take it as an expensive lesson. You'll feel really great once its over - so try not to get your back up and concentrate on sorting it out - not bitching over the past coz from my personal experience it aint going to help.

 

For now enjoy the weekend mate - lets hope it's a scorcher!

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I actually contacted my local papers on this and they are very interested. I am going to offer a repayment plan (as now I am unmeployed (1.00 per month is all they will be getting) to them but on my terms not thiers. He mailed me back and actually said arrangement on thier terms but still refusing to stop interest on whats left. The last E mail from them only offered a very flippant pout and sorry which I refuse to accept about the vile and nasty fraud and jail threat and that will go further and they know it. YEs I am a very stubborn bull headed girly BY poor long suffering partner says when I dig my heels in even a heavy duty crane can't shift me LOL (poor devil loves him really) Will let everyone know what becomes of the outcome of the complaint about the OFT breakages.

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Toofie

 

A £1 pm payment is reasonable If it is all you can afford. If it takes you years to pay so what. Despite what wonga might say this is not a priority debt.

 

Stand your ground. Personally I wouldn't even let them have the quid without reaching agreement with them first and have it in writing.

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Toofie

 

A £1 pm payment is reasonable If it is all you can afford. If it takes you years to pay so what. Despite what wonga might say this is not a priority debt.

 

Stand your ground. Personally I wouldn't even let them have the quid without reaching agreement with them first and have it in writing.

 

Robjam, i cannot believe anyone, even unemployed can only afford £1 per month - i'm sorry, but this isnt dealing with the situation, its only making it worse. it's a joke.

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£1.00 is very resonable and (no offence) I can't really afford now to even pay that as I have more important things to pay i.e missed mortage paYMENTS to keep a non priority debt is not as important as a roof over my head or try and sort council tax out utilities they will be lucky to even get that when I can

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Robjam, i cannot believe anyone, even unemployed can only afford £1 per month - i'm sorry, but this isnt dealing with the situation, its only making it worse. it's a joke.

 

I think we can agree to disagree jamie. If you read the debt forums you will see that many folk can only afford to make token payments. I have never been unemployed but I can't imagine getting by on what they get.

 

Finally if toothie says that's all they can afford then I for one can't possibly disagree.

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I agree sometimes even £1 is more than be afforded in there are multiple debts. Also WOnga is not a priority debt. All public advice bodies will confirm this. Thirdly getting an agreement on mutual terms is easier said than done with Wonga.

 

FInally, Wonga preach constantly about their Ethics. I feel it is not only my duty but the duty of everyone including the FLA, FSA and the FOS to hold them to account when they breached not only their own self proclaimed code but also thje code of conduct of their governing body

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I have taken it to the FOS and have highlighted their breaches and forwarded the evidence. We'll just have to wait and see what happens. Wonga upset the wrong person when they annoyed me.

 

Also made another complaint to ASA about them.

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