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    • Hi on the notice of disqualification it lists the 2 speed offences and marks offence withdrawn? This is for both offences and then the other 2 is the MS90s which I’m fined for and the additional costs. R
    • Hi,    It has taken a while, but I have received an email from Auxillis -  hello, we are not dealing with this claim all we do is log accident for you isnurance - the claim has been passed to your underwriter markerstudy 0344 873 8183 as they are deal with fault cliams ion behalf of adrian flux. thankyou auxillis   I have made repeated attempts to phone Markerstudy in between working from home, struggling for energy and trying to find a cheap car so that I can keep my job (community support worker). Thankfully I have a supportive team and I am being given phone calls to make but it cant last too long. I had a severe migraine over the weekend and also have quite bad whiplash in my neck and back.    I found this in my insurance policy booklet -    Protection and Recovery If the insured vehicle cannot be driven following an incident leading to a valid claim under this section, we will pay: • the cost of its protection and removal to the nearest approved repairer, competent repairer or nearest place of safety; and • the cost of re-delivery after repairs to your home address; and • the cost of storage of the insured vehicle incurred with our written consent. If the insured vehicle is damaged beyond economical repair we will arrange for it to be stored safely at premises of our choosing. You should remove your personal belongings from the insured vehicle before it is collected from you. In the event of a claim being made under the policy we have the right to remove the insured vehicle to an alternative repairer, place of safety or make our own arrangments for re-delivery at any time in order to keep the cost of the claim to a minimum     I do about 20-25000 miles a year with the work I do, I have been getting quotes and putting that I have now have one accident and no no claims bonus and the cheap quotes from similar companies to markerstudy are more than double what i paid last year at 8-900 and aviva is offering 2600 which is simply out of my price range and more than the car i am looking at.  I am starting to wonder if it is even worth going ahead with the claim as i have no one to claim from. I have had no information from any of the enquiries I have made.  I have a full tank of vpower diesel in the car in the impound, i can strip it for parts and probably make what I will be offered by the insurance payout and get the money quicker.  As I have made contact and started the process can I back out, still keep my NCB and a claim free history? Also what happens with my injuries? I don't think there is any permanent damage but my dr refused to see me and just gave me a boat load of naproxen and codeine. What happens in the future if things don't get better and I cancelled this claim? Can you claim injuries off your own insurance because the other guy ran and you cant find him? I have tried to ask these questions off markerstudy but they keep me waiting for nearly an hour then end the call.     
    • Thanks for the response. Am I able to send you the documents I’ve received or can you message via instant message and I’ll send these? Reece
    • Regretfully it does. Have you actually seen any papers which show what you were charged with (rather than what you were convicted of)? It is unusual not to be “dual charged” but if you were not charged with both, you are where you are. If you had been charged with both offences and providing you were the driver at the time, you could, after performing your SD, have asked the prosecutor to drop the “Fail to Provide” (FtP) charges in exchange for a guilty plea to the speeding charges (you cannot be convicted of speeding unless you plead guilty as they have no evidence you were driving). You will have difficulty defending the FtP charges. In fact, it’s worse than that – you have no chance of successfully defending them at all because the reason you did not respond to the requests is because you did not receive them and that’s entirely your fault. No it’s not correct. Six months from 18/11/23 was 18/5/24 so, unless they were originally charged, the speeding offences are now “timed out.” There is one avenue left open to you. If you perform your SD you must serve it on the court which convicted you. You will then receive a date for a hearing to have the matters heard again. Your only chance of having the matters revert to speeding (and this is only providing you were the driver at the time of those offences) is to plead Not Guilty, attend court. When you get there you can ask the prosecutor (very nicely, explaining what a pillock you know you were for failing to update your  V5C) if (s)he is prepared to raise “out of time” speeding charges, to which you will offer to plead guilty if the FtP charges are dropped.   This is strictly speaking not lawful. Charges have to be raised within six months. Some prosecutors are willing to do it, others are not. But frankly it’s the only avenue open to you. There is a risk with this. I imagine you have been fined £660 (plus surcharge and costs) for each offence. The offence attracts a fine of 1.5 week’s net income and where the court has no information about the defendant’s means a default figure of £440pw is used.  If the prosecutor is not prepared to play ball you can revise your pleas to guilty. A sympathetic court should give you the full discount (one third) for your guilty pleas in these circumstances but they may reduce the discount somewhat. The prosecution may also ask for increased costs (£90 or thereabouts is the figure for a guilty plea). So it may cost you more if you have a decent income (I’ll let you do the sums). But MS90 is an endorsement code which gives insurers a fit of the vapours. One such endorsement will see your premiums double. Two of them will see many insurers refuse to quote you at all meaning you will have to approach "specialist" (aka extortionate) brokers. So you really want to exhaust every possibility of avoiding MS90s if you can. One warning: do not pay solicitors silly money to defend you. Making an SD before a solicitor should attract just a nominal sum (perhaps a tenner). That’s all you should pay for. You have no viable defence against the FtP charges and any solicitor suggesting you have is telling you porkies. The offer to do the deal is easily done by yourself and you can save the solicitor’s fees to put towards a few taxis and increased insurance premiums if you are unsuccessful. In the happy event you find out you were "dual charged", let me know and I'll tell you how to proceed. (Seems a bit odd hoping you were charged with four driving offences rather than two, but it's a funny old world!).    
    • Just the sort of people you despise eh Jugg  You would be much happier among your mates in that room with Rayner begging for votes 
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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PS3 - Just a little story about sutomer service


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My brother bought a PS3 3 months ago. Whilst playing a brand new game he just paid £40 for, the PS3 froze and there was a popping sound from the back. It ouwldn't turn back on and looked like the power unit had blown.

 

He took it back to Gamestation, and explained what happened. He explained that it still had a brand new game in it, and did they know how to take it out. They said no. They said all they could do was take the PS3 and send it off. My brother asked what would happen to his game, as he'd just bought it, and showed them the receipt (from the same shop).

 

They said that they couldn't guarantee the game would be returned, so he asked if he could give them the case and them to give him another copy. they refused and said he'd have to buy another copy. He told them the game was only purchased the day before, and surely they can just give him another copy, they still refused.

 

They said he could take another PS3, but with a smaller Hardrive, and a difference of £100, as they didn't have the model he had. He asked if he would get £100 back, either cash or credit note. They refused.

 

In the end, he had enough and went home and called Sony themselves. He spoke to someone, who within seconds, had told him how to get the disc out of the PS3, without opening it up. He also arranged a courier to turn up the next day with a brand new console. All my brother had to do was give the courier the broken console, and sign for the new one.

 

Next day, it turned up at 9am. Within ten minutes, all up and running.

 

I just thought I'd post this up in general knowledge section, for the benefit of anyone else who may end up in this situation. Sometimes calling the manufacturers direct can cause a lot less hassle!

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  • 3 weeks later...

When it comes to consoles be it Nintendo, Sony, Microsoft they tell the retailers to direct customers to them. You still have the right to take it back to the retailer but all that will happen is they will do exactly what you would do (with abuse from the manufacturer as they only want to talk to you the customer) and then you will still have come come and pick it up.

Ex-Retail Manager who is happy to offer helpful advise in many consumer problems based on my retail experience. Any advise I do offer is my opinion and how I understand the law.

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why a PS3 there are so many problems with them compaired to the xbox

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Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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I went in Gamestation once, it was dark and gloomy and stank of b.o. Never been back since.

 

yea its not clean and Shiny like Game.

when i go to my local gamestation it always plays annoying metal music (thats my opinion) and a bunch of students hidden round back trying to avoid unless you want to buy something

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yea its not clean and Shiny like Game.

when i go to my local gamestation it always plays annoying metal music (thats my opinion) and a bunch of students hidden round back trying to avoid unless you want to buy something

 

Yep, i agree with you there. I only shop in GAME when i want games, I have to actually walk past a Gamestation to get to GAME and if GAME does not have what I want then ill go home emplty handed and order from Play.com but I will never grace such a grubby smelly little shop with my presence again. If I were the owner of that chain and I know a bit about retail sales I would have a serious look at the setup and design of my stores and brighten them up, and mabey invest in some Febreeze because if you cannot get your staff to wash you could at least try and cover it up.

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Gamestation and game are the same company

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Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Gamestation and game are the same company

 

well i thought Game owns Gamestation but keep them due to competiton rules.

I thought Gamestation use to be kool because they have pre-owned classic consoles and loads of game toys and stuff but they have over time gone and its another games shop.

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well they wont scrap gamestation as thats the better of the 2 due to higher sales as there prices are lower but they also cant scrap game under the terms of the buyout contract.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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From my own personal experience, gamestation suck. I bought a second hand XBOX360. Got it home, ten mins later, the dreaded red rings of death. Took it back an hour later. They questioned me as if I'd smashed it up! Finally got it swapped.

 

New one taken home, all ready to play. Ten mins later, red rings again. Another journey into town. This time took the serial number of the console. They took it in the back and brought out a different box with a console in. I opened it up and checked the serial. Yep, same one! They denied it, but I stood my ground. Finally they gave me another, and that lasted a while.

 

Personally, I wouldn't buy a second hand console from them again.

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I never buy second hand all they do is turn it on to make sure it works.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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I never buy second hand all they do is turn it on to make sure it works.

 

the only pre-owned console i would buy is the retro ones like a SNES,

lease i know they wouldn't fail, lol

 

game shops only really care about selling than aftercare as there is more hassle to sort it.

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