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    • Firstly, I would like to thank everyone for their help in this matter. Since my last post I have received a reply from Plymouth Council Insurance Team concerning my wife’s accident (please see enclosed letter and photo of the offending Badminton post) which they deny any responsibility for the said accident. I feel that the Council is in breach of their statutory duties under the following acts: The Leisure Centre was negligent in its duty of care and therefore, in breach of the statutory duty owed under section 2 of the Occupiers’ Liability Act 1957. Health and Safety at Work Act 1974 (the Act) to ensure, so far as is reasonably practicable, the health, safety and welfare at work of all their employees, and others who might be affected by its undertaking, e.g. members of the public visiting the Leisure Centre to use the facilities. The Management of Health and Safety at Work Regulations 1999 that requires employers to assess risks (including slip and trip risks) and, where necessary, take action to address them. The Provision and Use of Work Equipment Regulations (PUWER) require the risk to people’s health and safety from equipment that is used at a Leisure Centre be prevented or controlled. I would like some advice to see if my assumptions are correct and my approach to obtaining satisfactory outcome to this matter are accurate. Many thanks   PLM23000150 - Copy Correspondence.pdf post docx.docx
    • Talking to them does not reset the time limit, although they will probably tell you it does, they'd be lying. Dumbdales are the in-house sols for Lowlife, just the next desk along. If Lowlifes were corresponding with you at your current address then Dumbdales know your address. However, knowing that they are lower than a snake's belly, you would be well advised to send them a letter, informing them of your current address and nothing else. Get 'proof of posting' which is free from the PO counter, don't sign it, simply type your name. That way then they have absolutely no excuse for attempting a back door CCJ.   P.S. Best course of action, IGNORE them, until or unless you get a claim form......you won't.
    • A 'signed for' Letter of Claim has been sent today so they have 14 days from tomorrow... Lets wait and see what happens but i suspect judging by their attitude they wont reply 
    • I am extremely apprehensive about burning our files.... I do not know why, so it is becoming an endless feedback loop. Scared to pull the trigger to speak in the desire not to mess up my file. 
    • Hi All, So brief outline. I have Natwest CC debt £8k last payment i made was 7th November 2018 Not a penny since. So coming up to the 6 year mark. Can't remember when i took out the  credit card would be a few years before everythign hit the fan. Moved house 2020 - updated NatWest as I still have a current account with them. Then Lowells took over from Moorcroft and were writing to me at my current address. I did get a family member to speak to them 3 years ago regarding the debt explained although it may be in my name I didn't rack it up then went contact again. 29th may received an email from overdales saying they were now managing the debt. I have not had any letter yet which i thought is odd?  Couple of questions 1. Does my family member speaking to lowell restart statute barred clock? 2. Do you think overdales aren't writing to me because they will back door CCJ to old address even though Lowells have contacted me at current address never at previous? ( have no proof though stupidly binned all letters  ) Should I write to them and confirm my address just incase? Does this restart statute barred clock? 3. what do you think best course of action is?   Any help/advice is appreciated I am aware they may ramp up the process now due to 7th December being the 6 year mark.   Many Thanks in advance! The threads on here have been super helpful to read.  
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:( please help me - caught using gfs student oyester


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I am someone who is totally new to forums and i'm here because i am seeking help. I am sorry in advance for taking your time but i am in desperate need of help.

here's what happened to me.. .

on friday 28th i have mistakenly picked up my girlfriend's student oyester card. i was running late for work. i only realised this when i gt to southfields station that i had her oyester. i decided that it was going to be a 'one-off' and since i was late for work i decided to use it. this was my bigest mistake!! :( what happened next is only predictable. i was stopped by a tfl inspector on my way back from work at west ham station. i explained to him that i took it by mistake.we both have the same oyster wallet. the inspector carried on wrtting and didn't let me explain myself further. he never asked me to sign anything just took my name and address (i gave my mum's address and told him that im looking to move out so it's better for correspondence) and gave me a number to report my gfs card lost. i did ask him about criminal record etc to which he said i wont get one (this was confusing??) but after reading tfl info i realised it is a criminal offence.

 

 

my own registered oyester card was mistakenly left at home. i top up regularly as a 7 day travelcard to travel from zone 1 - 3. the worst thing is i had my card topped up ready to go even on that day. i can show proof that it was topped up regularly through bank statements (even had credit on 28th friday) and i have requested mine and my girlfrend'stravel history (statements) from tfl during the past 8 weeks. this can prove that we have made different journeys over the past 8 weeks or if they can check this over the past months.

 

i am very scared about the criminal record because i work as a teacher and having a criminal conviction would jeoprdize my career. now i do know that i decided to carry on using even after i realised it was my gfs and i have no excuses for this. i was totally wrong to do so. it was a very stupid mistake. i have never commited any offences before and it is my first time. i am awaiting a letter from the prossecution dept. i totally admit it is my own fault and i am willing to pay any costs, fine for my offence, to settle outside court as long as i dont get a criminal record :( is there anyway of settling outside the courts? how do i go about doing it?

 

your help will be greatly appreciated. many many thanks.

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hi conniff

 

well he opened the oyster card wallet and he saw my gfs student oyster in there. i told him we have the same oyster wallet. obviously he didnt believe me. i ve only used it because i was late to work. that was my big mistake:(

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read a few of the other threads in this forum

all will become clear

best practice is write and grovel and offer to pay costs etc.

that way you will not get a record

 

no big deal

it was a genuine mistook

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yes?:grin:

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

read a few of the other threads in this forum

all will become clear

best practice is write and grovel and offer to pay costs etc.

that way you will not get a record

 

no big deal

it was a genuine mistook

 

dx

thank you dx100uk (sorry if this message appears many times)

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im pretty sure ill get first a letter to confirm that it was me who commited the offence, then a letter from prosecution asking for my plea, for which i will say i am guilty, but i dont want to attend court and would like to settle this by paying a fine. the lenghty wait for court hearings would increase the stress and thats the last thing you want when you are a teacher.

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no write to them now

pre-empt it.

 

offer to pay now/grovel

 

the letter texts is in sev threads.

 

dx

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thanks dx

 

i will start writting a letter now. the only thing is i dont have their addresses or contact details so shall i wait for the letter first? in th mean time shall i gather some evidences e.g. bank statements showing weekly payments for my oystercard, journey statement from tfl (which im still wating for, the operator said it would take upto 72 hrs to recieve it), proof that im a teacher etc. what do you think?

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thank you SRPO. ill start doing that straight away:). i have found in this forum the contact details of Tim Caig who is the prosecution support manager. according to the thread he is very helpful. I'm thinking of contacting him directly through email first then phone call etc. i might be an unknown case at the moment (no ref number etc.) since it takes time to put together cases .. he would be dealing with 100s of cases at the mo. would you advise me to wait till i recieve the first letter or shall i just start contacting him straight away just giving my name and explaining my situation? he might also wonder where i got his details from..

 

thanks

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tnx srpo

:D

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 year later...
Have you recieved a letter from TFL yet? if yes, what did they say?

 

I am in a similar situation, wanted more info.

 

Thanks

 

Hi Mattrix, start a new thread in a similar vein, your first post should give as much detail of journies made, questioning, letters received etc, you should get some more detailed advice!

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