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dx100uk

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dx100uk last won the day on March 17

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  1. please copy and paste the relevant text from your deeds regarding this. (use the .gov.uk site ONLY if you dont have a copy) i suspect this is a restriction k, which means you don't need to pay anything to anyone and never did!... even if you sell your jointly owned home , you don't have to pay anything anyway other that the buyer writes to LR the home is now mine and the Rest k is thus removed. who was the original creditor? debtor? you mean claimant - who was? who are? seems to me you are being had blind... dx
  2. your 1st port of call is to complain to savills then issue a letter of claim, then onto a court claim.. HOWEVER, going by the FOS guidelines, 3yrs from when you realised you could 'complain', IMHO it would be thrown out. i don't doubt for one minute you are owed money, but i can see straight off that as soon as you raise a complaint, savills with buff you off quoting the 3yrs mate to late. for the price of a 2nd class stamp it can't hurt.
  3. sorry i was confusing the name with an earlier one, they arent related. but they are a DCA and a DCA is not a BAILIFF and have ZERO powers on ANY debt - no Matter what it's type. only the owner of a debt can take anyone to court, not some powerless DCA merely chasing for 'their client' and i will guess DRA does state their client is EON.Next.? EON could reopen the claim, but it's very rare if they were the ones that sent you the N279 to discontinued it. from what period is you old Npower debt from please? there are well documented issues with npower and faulty billing software you say it's now +£3k, but was that sum was somewhat lower? please expand.
  4. Consumers have six years from the event of the complaint to submit a claim to the FOS. If later, they have three years from when they knew or ought to have reasonably known they had cause to complain.
  5. yes i merged them. now you've made another post... we are unpaid volunteers and sometimes have little time. ......................... correct is should do though off-setting is not the right word. not removed, paid off, which they were by the latter application of the credit to your account. .,....... look at it this way you changed supplier (by default out of your control) the new supplier showed you as having 'a debt' on their inherited account. you later got confirmation from the previous supplier there was no debt. the new supplier credited your account to the same value. matter resolved. ................ now im not quite sure of all the other stuff inc your 'reconstructed' bills etc, ....absolutely pointless...but the only way to get to the bottom of it in your own mind is to ignore the migration debt totally . ignore it happened. Simply, using the meter readings going forward from the day you joined ovo, reconstruct your use for each util month by month, inc standing charges, that should give you a total cost for each month. total those up and you have a figure of cost for energy usage to date. if what you have paid for that same period roughly equals usage cost...theres your answer, you've used and paid what you should have - it balances. however if you've over paid ---theres your £800 odd quid credit. ignore their costings on bills... simply use the meter readings/Kwhs for each util. dx
  6. go on to the OCMC site agree mediation and state the dates you are not available.
  7. HB - you cant bond out using physical assets. i t must be cash, in USA you goto a bondmans, he approaches insurance agents who 'backup' with a 'cash' policy, that states the physical asset is worth the money and can be liquidated by them if they grant ins and meet the 'bond'. orange man has at one time or another screwed all the top 10 major USA ins co's that will have that kind of collateral numerous times in his bogus career since 1974. according to an insider at MET life, when trump approached them the CEO simply txted f off to trumps private mobile number.
  8. Savills really.. im surprised. yes go for it. as they've admitted liability. trouble is they might pull the 3yrs rule you have reasonably known you could have taken action but didn't. dx
  9. AFAIK digital dca is not a dca but their in house debt dept. But anyway ignore them. Why can't you set up a Dx yourself you have online banking. All you need is their bank a/c and sort and your old a/c number... No more than £20pcm mind!! Dx
  10. Which you don't have to... , called upon, does not mean must answer simply yes/no. You ans the same refrain as you did in the defence Stop falling for their twaddle of no agreement means nowt etc and they are not trying nor need to enforce any past agreements More later. Whichever way you go it can't hurt payment levels if you do lose. Immaterial. As I said nolans only see £ signs and this is £14k.. And ordinary cause not spc. Dx
  11. Don't use doc all your peers details are in files info/properties File save as. Pdf then options.. U tic properties box.. Save
  12. Un en is Un en, be it by everything missing or just by one thing missing... is it's still un en under the consumer credit act 1974 and unless you suffer judge (sheriff) lottery, which is very rare in Scotland, The respondant being unable to recognise the debt because the claimant failed to clearly specify what debt(s) they claim upon is a totally different matter. Who is asking this?
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