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Re: Pukka v Wonga - Payday UK Problems (Payday Loan)


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Similar to the poster above, I am wondering what the process is with the payday loan companies and if anyone has had any success dealing with them to negotiate a repayment.

 

My credit file is not in a good way anyway, so if I have to take a risk on this by cancelling my debit card then so be it.

 

The companies I have loans with are called Wonga and QuickQuid. On their websites the only thing I seem to be able to do is extend my loan. In Wonga's case they want over £200 in interest alone for one month to make this possible.

 

If anyone has had any success in dealing with these companies, I would be grateful if anything could be posted in here as I am really struggling to say the least

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YOu might find some information/advice in the following link

 

http://www.consumeractiongroup.co.uk/forum/payday-loans/252890-wonga-letter-help.html

 

HTH

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The initial trouble will happen via telephone calls and a few emails, try to put a block blocked numbers and unknown numbers on your mobile as they will ring that.

 

See if you can get a new bank account with your bank and get your salary paid into it, otherwise an Halifax Easycash account or similar should be set up online.

 

Even if you get a new debit card the company has your bank details and will try to empty your account whenever there is money there.

 

Also watch out for the phone calls to your workplace,, they are not allowed to do this and will threaten to tell your manager you are in debt.

 

One company told me I would loose my job as I am in debt, I told them that if I lost my job they would get nothing and would be cited in a claim for unfair dismissal should it happen... and they would be cited as the reason I lost my job in claims to the DSS.... shut them up fairly quickly

 

You may also get letters from Marstons Bailiff Enforcement which are NOT from Marstons acting as Bailifs but Marstons acting as common debt collectors, in this case they can be told to disappear.

 

There are also a couple of paid for solicitors who you might get letters from. Dont do anything until you have heard from us first. It is tempting to ring them but gets you nowhere.

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