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    • Hey people, I've been browsing this amazing forum for the past year and recieved a letter today which has made me require some help. Received a claim form from Cabot in the Civil National Business Centre in regards to an Aqua Credit Card taken out in 2018. I failed to make payments due to financial hardship and have not taken out any credit or uses any forms of credit since. Received a lot of letters from Cabot and their solicitors Mortimer Clarke which I've ignored    By an agreement between New Day Ltd RE Aqua& the Defendant on or around 26/03/2018 ('ths Agreement) New Day Ltd RE Aqua agreed to issue Defendant with a credit card. The Defendant failed to make the minimum payments due. The Agreement was terminated following the service of a default notice. The Agreement was assigned to the named Claimant. Cabot Credit Management Group Limited, acting as servicing agent of the named Claimant through its Appointed Representative (Cabot Financial (Europe) Limited), has arranged for these proceedings to be issued in the name of the Claimant. The named Claimant may be entitled to claim interest under the Agreement but does not seek such interest and instead claims interest under Section 69(1) of the County Courts Act 1984 at 8% p.a.from03/03/2023 until date of issue only, or alternatively such interest as the Court thinks fit THE NAMED CLAIMANT THEREFORE CLAIMS 1. 3800.82 2. INTEREST OF 379.84 3. Costs How would I go about this and what could happen? I don't remember much details about the card either.
    • cause like you said in post one, 99% of people think these are FINES (it now reads charge). and wet themselves and cough up. they are not, they are speculative invoices because the driver supposedly broke some imaginary contract by driving onto privately owned land which said owner may or may not have signed some 99% fake contract with a private parking co years ago, thats already expired or has not been renewed or annually paid to employ them dx  
    • My car DVLA details are 100% correct and up to date, guaranteed.  I lived at my address longer than I have owned the car and made sure the details were correct when we transferred ownership of the car, so it's not that.  It must be their second-hand eBay cameras.  I've emailed the CEO with evidence and laid it on.  I will keep this post updated with the outcome.  Thanks again FTMDave .  I appreciate the guidance. I hate these predatory parking cowboys.  How are they even legal?
    • there isn't one use that default dx  
    • upto you, if you have no assets like a home in the UK, there is absolutely nothing they can do even if they do get a judgement. i see you state last payment was 2021, so i will guess your notification to lloyds of a change of address was sent within the last 6yrs so they should have record of it on their system. why not give them a ring and ask what address they have for you? you could do AOS and defend the claim stating you are and have been resident in xyz since date, here is proof.  you could also send that to PRA demanding they discontinue the claim immediately. see what you can find out. you've till atleast the 19th (aos date) . dx      
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Has anyone noticed the amount of defaults and terminations being handed out since January?

 

Has anyone noticed the amount of account going to MKDP LLP? (especially ones that would normally need court to repo)

Why not Lewis?

 

Just an observation

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

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Name & Registered Office:

MKDP LLP

TRADE PRO HOUSE SEEBECK PLACE

KNOWLHILL

MILTON KEYNES

BUCKINGHAMSHIRE

MK5 8FR

Company No. OC349372

Status: Active

Date of Incorporation: 16/10/2009

Country of Origin: United Kingdom

 

Company Type: Limited Liability Partnership

Nature of Business (SIC(03)):

None Supplied

 

Accounting Reference Date: 30/06

Last Accounts Made Up To: (NO ACCOUNTS FILED)

Next Accounts Due: 30/03/2011

Last Return Made Up To:

Next Return Due: 13/11/2010

 

Previous Names:

No previous name information has been recorded over the last 20 years.

 

UK Establishment Details

There are no UK Establishments associated with this company.

 

Oversea Company Info

There are no Oversea Details associated with this company.

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Lewis as I understand it are part of Cattles.

MKDP LLP is a new company, so may have been created to replace them as Cattles is struggling.

I think Welcome will start farming accounts out to them as they are part of Cattles as well. (Just a strange feeling I have).....

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I dont think they have any other option its a sinking ship and they need to get in as much money as they can for the next accounts return.

As always please check and double check what myself and other Caggers inform.

 

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My feeling is they are starting to gasp for air so dishing out what they can whilst they can....

 

I have no doubt MKDP LLP has something to do with this ****** lot coz who else would even want to touch these godawful dodgy agreements!

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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The question is what is really instore for us?, as you say Beyond no decent firms would touch welscum accounts, so what are these companies like? Makes you think.

As always please check and double check what myself and other Caggers inform.

 

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I agree bebo

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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They can sell mine to Willy Wonka still not getting anything out of me

As always please check and double check what myself and other Caggers inform.

 

If you like my Post please dont be shy give my Scales a little tickle :-)

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Could there be an element of truth in Bailiff2 thread (Below)?

 

 

I reading these forums and you are all slagging off Welcome Finance. The reason you are all screwing is that YOU are so rubbish in saving money and have the worst credit rating. If you paid your debts in the first place you would be able to get credit elsewhere. I work for Cattles and we refer to you lot as scutters, with a live today-pay tomorrow attitude.

For your info Cattles which is Welcome Finance and is winding up. This means only one thing Accounts that ARE paying - These debt will be sold onto decent banks for collection. Accounts that DONT pay or are in arrears will be passed onto to debt collectionlink3.gif agencies

This bit I will look forward to as you will get more hastle and greef from them. But I will put my wages on it, most of you cop outs will go to debt managment agencies or CAB just like the advert between Trisha tells you too.

As always please check and double check what myself and other Caggers inform.

 

If you like my Post please dont be shy give my Scales a little tickle :-)

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Is certainly possible of course but again there are regulations we are protected by if they choose to ignore them we have the knowledge that they arent meeting these requirements and can do something about it

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Could there be an element of truth in Bailiff2 thread (Below)?

 

 

I reading these forums and you are all slagging off Welcome Finance. The reason you are all screwing is that YOU are so rubbish in saving money and have the worst credit rating. If you paid your debts in the first place you would be able to get credit elsewhere. I work for Cattles and we refer to you lot as scutters, with a live today-pay tomorrow attitude.

For your info Cattles which is Welcome Finance and is winding up. This means only one thing Accounts that ARE paying - These debt will be sold onto decent banks for collection. Accounts that DONT pay or are in arrears will be passed onto to debt collectionlink3.gif agencies

This bit I will look forward to as you will get more hastle and greef from them. But I will put my wages on it, most of you cop outs will go to debt managment agencies or CAB just like the advert between Trisha tells you too.

 

Element of TRUTH??? From these ****!!! How Negative Can You Get??? I`m off to bed. *UCK `EM ALL!!! I Thought We were Here To see Them DIE??? Not Start Giving Them Some Grain Of Comfort To Hang On To!!!

 

They Even Create Their Own New Debt Collection Agencies NOW!!!

 

Cheers, MARK

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Element of TRUTH??? From these ****!!! How Negative Can You Get??? I`m off to bed. *UCK `EM ALL!!! I Thought We were Here To see Them DIE??? Not Start Giving Them Some Grain Of Comfort To Hang On To!!!

 

They Even Create Their Own New Debt Collection Agencies NOW!!!

 

Cheers, MARK

 

Mind the blood pressure huni ;)

 

Think we all just feeling abit lost....

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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That wasn't intended to offend and certainly not give welscum any hope, I say things as they are Mark and to me welscum are selling off accounts the announcement from cattles said welcome will be winding down over 2 years, wether our accounts are good or bad they will go somewhere. Negative or not this is what is happening.

As always please check and double check what myself and other Caggers inform.

 

If you like my Post please dont be shy give my Scales a little tickle :-)

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Could there be an element of truth in Bailiff2 thread (Below)?

 

 

I reading these forums and you are all slagging off Welcome Finance. The reason you are all screwing is that YOU are so rubbish in saving money and have the worst credit rating. If you paid your debts in the first place you would be able to get credit elsewhere. I work for Cattles and we refer to you lot as scutters, with a live today-pay tomorrow attitude.

For your info Cattles which is Welcome Finance and is winding up. This means only one thing Accounts that ARE paying - These debt will be sold onto decent banks for collection. Accounts that DONT pay or are in arrears will be passed onto to debt collectionlink3.gif agencies

This bit I will look forward to as you will get more hastle and greef from them. But I will put my wages on it, most of you cop outs will go to debt managment agencies or CAB just like the advert between Trisha tells you too.

 

Its spelt GRIEF

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Its spelt GRIEF

 

 

shows how educated welcome staff are doesnt it!

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Letter from MKDP last week, couldnt resist a phone call to point out their errors, young chap on other end of phone did concur they are welcome but a new company, also concured they had no enforcable agreement etc, they were told quite clearly to take of the unrequired gap insurance they miss sold and we would settle in full.

 

Today letter from Willen, same address etc, do they think we a stoooooopid???

 

however they addressed the letter to a neighbours house! Hmmmm oh dear oh dear.

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  • 2 weeks later...
Could there be an element of truth in Bailiff2 thread (Below)?

 

 

I reading these forums and you are all slagging off Welcome Finance. The reason you are all screwing is that YOU are so rubbish in saving money and have the worst credit rating. If you paid your debts in the first place you would be able to get credit elsewhere. I work for Cattles and we refer to you lot as scutters, with a live today-pay tomorrow attitude.

For your info Cattles which is Welcome Finance and is winding up. This means only one thing Accounts that ARE paying - These debt will be sold onto decent banks for collection. Accounts that DONT pay or are in arrears will be passed onto to debt collectionlink3.gif agencies

This bit I will look forward to as you will get more hastle and greef from them. But I will put my wages on it, most of you cop outs will go to debt managment agencies or CAB just like the advert between Trisha tells you too.

 

AND TO SELL SETTLED DEBTS ASWELLL IS THAT LEGAL

AND HARASSMENT AND THREATS ARE ILLEGAL

AND THATS ALL YOU CAN DO! BEFORE YOU CALL PEOPLE TAKE A LONG LOOK AT YOURSELFS AND YOUR ILLEGAL PRACTICES!!!!!!!!!!

AND THE LAW IS THERE TO PROTECT FROM THE LIKES OF WELCOME AND YES CAR

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might be worth spending a couple of quid getting full details on MKDP from Companies house to find out who the head honchos are.

 

 

good point there dibbo!

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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