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    • just to be clear here..... the DVLA do not send letters if a drivers licence address differs from any car's V5C that shows the same driver as it's registered keeper.
    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
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Advent Computer Training (Barclays Partner Finance)Info and discussion thread


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martin 3030 your posts are most interesting and you state above Most contracts will be legally binding and enforceable as soon as they are made. The supplier must deliver the goods or services mentioned in the contract and the customer must pay the purchase price. advent have not kept thier part of the bargain so therefore contract broken we should be entitled to money back under s75.

 

 

Yes section 75 applies in certain circumstances but not in all.

It depends on how payment was made.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I enquired on the Hitachi thread about what they did that got them to refund apparantly Hitachi said they were accepting their obligations under the cca 1974 and were offering refunds.

That makes me think that BPF are also obligated under the cca1974 just they think that providing Computeach is doing that. It's the arrogance of them that they can just foist this on us and think we'll just go along with it.

Your right Mantaxi the goods and services are not being provided we've got nothing we should be refunded not forced to do what they say I'm sure they can't have that right to dictate

 

Have you got this in writing ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Bluedo I have sent you a pm.

I am very much aware that Barclays are monitoring these threads.

Lets not give them any upper hand.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Here is some examples from the FOS;

 

issue 62 - insurance case studies

 

 

but the basic criteria is;

 

 

For Section 75 to apply, in the first instance the following four conditions must all be satisfied:

 

  • The cash price of the goods or services bought by the consumer must be over £100 and not more than £30,000.
  • The amount of credit provided to the consumer towards the purchase must not exceed £25,000, and must have been provided to an 'individual' (which includes sole traders, small partnerships and unincorporated businesses, as well as ordinary consumers).
  • The provider of credit must be in the business of lending money, and the credit agreement must have been made in the course of that business.
  • The credit must have been provided to the consumer under pre-existing arrangements between the provider of credit and the supplier of the goods and services.

So all looks ok there.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I don't see being mis-sold as a flimsy argument, credit is all to easy to come buy. The pressure and techniques used by the salesmen really do not give you a chance to think about it too much. I signed up on fear of not being able to get a place on the course. In addition to this allot of people have only just now discovered this website and are now more aware of their rights, and as such albeit belatedly can exercise their rights.

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You are right Mustard2243.

But the onus is on you to prove mis-selling this is the crux.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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The only route to a refund is that we DID NOT CHOOSE Computeach and therefore should get our money back, however I don't think any judge will give a full refund to someone who has been enrolled on a distance learning course for 12 + months and hasnt even sat an exam yet.....

 

I have been working progressively through my course and I 'was' on track for completing within 3 years, my problem was Advent won me through with the recruitment division they use.

 

I liased regular with them and they did contact me almost weekly with jobs in my area so I do believe this did work. Clearly I knew they would never guarantee me a position but if you keep knocking eventually I would get a job.

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I have had post this morning, but nothing from bpf.

 

You would think they would have sent them last friday and not waste anymore time

 

I got mine on Saturday. Quite surprising really considering they keep addressing my letters to Liverpool when I live in Leeds.

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I got mine on Saturday. Quite surprising really considering they keep addressing my letters to Liverpool when I live in Leeds.

Really!!!, i must have missed your post saying that, apart from the obvious of computeach being the new provider..... What else does it say. Sorry if you've already answered this on Saturday

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Really!!!, i must have missed your post saying that, apart from the obvious of computeach being the new provider..... What else does it say. Sorry if you've already answered this on Saturday

 

They are asking us contact Computeach directly and to carry on paying as per our agreement.....

 

Computeach will be able to answer all questions we may have apparently....

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Surely you can use a reasonable time (8 weeks) to confirm if the new provider is a like-for-like or better provider, before acceptance? I would also expect that a new contract between us and the new provider would need to be signed. I certainly won't be paying anything more until I have at least both of those.

 

I would in your position write to BPF and advise that you are doing some analysis of the new provider on a like for like basis (including any distance to the local workshops) and will be in touch by x date (4 weeks). If you haven't been able to complete your analysis by then, just extend by another x weeks in the same manor we have been dealt with. Make sure you keep all copies of your letter and their responses for legal grounds.

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I don't computeach is any good from what I've read about them. Just another advent, that will take a four month course and turn it to a one year + course. Advent could extend the course period for a additional 2 years as per the terms of the enrolement form if you contacted them. With computeach I don't know and think they will want you to pay after 2 years for further material and support. But I'm not going to call them. Why should I? They all have my damn money! They should call me firstly and secondly as seen as this is our money they should be treating us like real customers and run to serve us. I only want a refund for part of the money I paid I don't want it all back. Thats fair right?

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Surely you can use a reasonable time (8 weeks) to confirm if the new provider is a like-for-like or better provider, before acceptance? I would also expect that a new contract between us and the new provider would need to be signed. I certainly won't be paying anything more until I have at least both of those.

 

I would in your position write to BPF and advise that you are doing some analysis of the new provider on a like for like basis (including any distance to the local workshops) and will be in touch by x date (4 weeks). If you haven't been able to complete your analysis by then, just extend by another x weeks in the same manor we have been dealt with. Make sure you keep all copies of your letter and their responses for legal grounds.

 

 

that sounds like a really good idea, at least this will buy us some more time

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My letter has just arrived

 

Further to our recent letter concerning advent consulting ltd ceasing to trade.I can confirm that we have now secured a suitable alterantive provider to enable you to complete your training.

I am pleased to confirm the new training provider is computeach international ltd and they will ensure that the training supplied to you is of equivalent or better standard. please contact computeach as soon as possible on 0845 2180252 so they can arrange the continuation of your training.

 

we realise you will have many questions and computeach will be able to assit you with these.

As an active student you will need to continue your studies to bring your training to a satisfactory conclusion and you are obliged under your credit agreement to continue your repayments as outlined in the terms & condistions.

 

Thank you for your patience in this matter and we wish every success in your studies.

 

meanwhile if you have a query on your finance account, please contact our customer sevices department.

 

------------------------------------

So in other words we have found you something so get lost and keep paying us your money.

 

Not happy not happy at all :evil:

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Has anyone rung the premium rate phone number on the latest deflective letter from BPF and spoken to Computeach? If so, what did they say? I find pretty offensive (again) that it's again up to us to get in contact with them, to sort out their cock up!

 

I also spoke to a Computeach rep when deciding on which provider to take, and wrote them off as useless long before he left my house. I don't see how anything will have changed. And after even the most minor research, have discovered a world of people unsatisfied with them.

 

Thanks again to the ex-employees and students of CT for also exposing them as the wasters they are...

 

So folks, if you've spoken to them, lets post what they say... should be interesting... or not!

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Just phoned Barclays, they rep was reasonable enough, he suggested that I call computeach to see what courses they can do for me.. I had to explain that I had experience with computeach before and I had no wish to spend the rest of the year in useless internal exams while computeach plays with me.

 

I asked why had Barclays not asked us what we wanted to do instead of assigning a company to us, he said that there was no way they could have different company solutions for different students.. it had to be one solution fix in effect.

 

I asked since I did not wish to contact computeach since I concidered it a waste of my time and phone calls what are my options now.. he said to write to their customer relations department with my worries.

 

I also asked what about that my finance agreement, it has the name "Advent consulting ltd" would not another agreement need to be drawn up, he said no.. because no matter what company was to be our new training company the agreement was with barclays now.. so if computeach was to now go bust we still could go back to barclays and they would again have to find an alternative training company.

 

I also asked what about that I had requested that my account be put on hold and that I now had a cheque (due to them taking out a payment after it had been put on hold) that I have as yet not cashed.

He said to cash the cheque so that the money would be there for when they next make a request, he also said that barclays will be writing to all students that have their accounts on hold/frozen since now they have found a training company they will make your accounts active and they will be expecting payments once again.

 

So it looks like I will have to write to Barclays with my concerns.

 

Not happy at all. :(

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Apologies I was unable to get back on yesterday with the re-scanned letter from Barclays, but I see 10pack has kindly posted up what it says anyway, and it's identical to the letter I had. I had to shake my head when I read 'you're obliged to continue your repayments' - my loan was paid off last Dec!

 

On the mis-selling issue, I too chose Advent basically because they offered the recruitment team support service. I've trawled Computeach's website and, while they offer to help people with their CVs and interview techniques, they do not offer a specialist team who sources job placements in your local area, as the Advent salesman promised me. Here's the proof of what he offered in their confirmation letter....

Advent  job search details.jpg

 

He also took a copy of my CV and promised to forward it to the recruitment team so they could start looking for a basic web developer position for me within the 10 mile radius of where I live that I specified I was happy to commute within!

 

I know it's been raised that many of us are hanging on to the mis-selling issue and didn't see this as a problem before the collapse of Advent, but I really DO think that this course was mis-sold to me in the light of the poor support I received after starting the course.

I was under no illusions about what the Master CIW Designer course entailed, and thought myself pretty capable of achieving it. I am a qualified graphic designer with 10 years employment background in web and magazine design, and this looked an ideal way to be able to update my skills in order to get back into that after a break, while still holding down an admin job. When I explained to the salesman I would find it hard to get to the workshops as they were midweek and taking time off work and staying overnight during the week was not an option, he said don't worry about that as the workshops were an optional part of the course.

I took the mock and failed it, but received no mentoring advice other than to try the multiple answer tests at the end of the book chapters and email them in to Advent for marking - I had the answers book so I could have done that for myself! I was given no helpful advice on further reading for example to help with my weak areas, and was appalled when I was told I could look the answers up for questions I found difficult....what was the point of that! I wouldn't be able to do that in an exam and it wouldn't give me a clear picture of where I was at knowledge-wise.

 

I can't see any of the web software that was on my course spec covered by Computeach, at least according to their website, so for me at least I think they'll be unable to complete my training, even if I'd wanted them to.

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I also asked what about that my finance agreement, it has the name "Advent consulting ltd" would not another agreement need to be drawn up, he said no.. because no matter what company was to be our new training company the agreement was with barclays now.. so if computeach was to now go bust we still could go back to barclays and they would again have to find an alternative training company.

 

:(

 

That's worth checking out I think 10pack. My Advent contract says the same. I'm waiting to hear back from the solicitor now - he has my contract to look over, so I'll ask about that.

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Hi,

 

I have just been in touch with Computeach regarding the recent letter from Barclays.

 

My course with Advent started in June 2009 and was due to run until June 2012. The first person i spoke to at Computeach suggested that i might have to pay more to complete the course ( completely unacceptable ). However the second person i spoke suggested that they would honour the original contract.

 

What i did ascertain from the conversation is that they are inundated with calls and it is going to take quite some time until Computeach write to us all individually.

 

The route i am pursuing is the contract is frustrated due to the break of over eight weeks. I think we will be well into April before any further detail is known.

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