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    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
    • Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.
    • Hello everyone,   Just thought id post an update.   I've today now finally received a claim form from PRA Group. Bit annoying as the last payment to them would have August 2018 so was nearly over the line. I believe my only grounds for defence is that they haven't managed to produce a copy of the DN notice, however from some online research I managed to find some case law that stated they can use their systems screenshot to show proof of it being sent.   I know I have to respond back to their claim form and will do so online on moneyclaim, is now the time to pick up the phone to them and negotiate a deal?   Any advice as always is much appreciated it.
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Welcome - illegal repo in contravention of section 92 and unfair relationship ** WON **


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No fee? My god, woman, why isn't your application done yet? :razz:

Ha ha! Don't give me chance to catch my breath will ya?!! :D

I'll have to wait a couple days for a new letter in evidence for my fee remission anyway. That's cool though, I like having time to make sure I well and truly truss them up ;)

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well done wannabe

 

:D

 

so pleased everthing went well for you:D

 

you had a good case and from what i saw was very well prepared and deserved the outcome:)

 

you now know what to expect and it seems the judge was fair too

 

 

you deserve all the luck (no not luck, results) for all the help you provide other

 

well done

 

essexboy

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well done wannabe

 

:D

 

so pleased everthing went well for you:D

 

you had a good case and from what i saw was very well prepared and deserved the outcome:)

 

you now know what to expect and it seems the judge was fair too

 

 

you deserve all the luck (no not luck, results) for all the help you provide other

 

well done

 

essexboy

Aww thanks :oops:

It's not over yet, but at least it's not lost!

Yes the judge was very fair, she didn't take any of the other side's sh*t and stood firm when he questioned her judgement. She listened when I had something to say, addressed the points that were valid and was very considerate towards me :)

I hope we get her next time ;)

The only thing I'd do differently is make it clear that I had received lots of advice and done lots of research. She asked me if I'd received any legal advice and I said no, because it's true! I just wished I'd followed it up with, but I have...

I hope I didn't come across as not knowing what I was doing!!

At least I get a second go to prove myself :)

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Has she had him yet?? The suspense is killing me! :D

 

 

She most certainly did the new addition arrived at 3.22pm weighing 8lb 13 :D and yes I have been to the hossie for a cuddle which is why I havent been here swotting and why I didnt call the court :rolleyes:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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One summary judgement coming up! He reckons he's going to apply for summary judgement too, so I suppose it's something of a race?!!

Do you think I should wait for the allocation notice to come through or just get straight on with it??

 

 

get on with it your fee remission letter will take a few days anyway ;)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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well done wannabe

 

:D

 

so pleased everthing went well for you:D

 

you had a good case and from what i saw was very well prepared and deserved the outcome:)

 

you now know what to expect and it seems the judge was fair too

 

 

you deserve all the luck (no not luck, results) for all the help you provide other

 

well done

 

essexboy

 

 

well said essexboy :)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Ah that's brilliant news! Congratulations aunty Beyond!! :D

 

 

Thank you :D

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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You know, I'm seriously thinking of doing a law degree. I don't know if it's wrong but I'm really enjoying myself and I'll be sorry when it's all over :confused:

 

 

Its not wrong what could be more enjoyable than standing up for your rights! And what could be better than standing up for someone else's and get paid for it :D

 

I also considered this because I LOVED Law on my business degree but ive already signed up for another with open university in October so will have to wait until next time :lol:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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You know, I'm seriously thinking of doing a law degree. I don't know if it's wrong but I'm really enjoying myself and I'll be sorry when it's all over :confused:

 

 

when its all over

 

it will be an anti climax

 

its quite a let down realy

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Do you know for certain they still have the car - or have they sold it at auction?

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Do you know for certain they still have the car - or have they sold it at auction?

I don't know for certain anything about the car's whereabouts :(

I know that I haven't heard from the dvla to say somebody else has tried to register the V5 in their name and on 9th March I had a letter from Lewis asking for the same amount they were asking before the repo.

They haven't mentioned anything at all about having sold the car.

Edited by wannabedebtfreesoon
typo
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I'm devastated too cos it's gone down from £35 a year to £30 :mad:

Damn you welscum! Give me my car back!!!

 

I've got a bit clearer idea today of what's gone on: My claim was mistakenly issued as a return of goods claim by the court instead of a consumer credit act claim.

If it had been issued correctly there never would've been a hearing in the first place! The claim form would've been served in the usual way giving them 14 days to respond. Welscum would've had the opportunity to not return the acknowledgement of service and then, consequently, lose by default, therefore allowing them to totally avoid admitting liability.

 

But because it was a return of goods claim it's automatically issued with a fixed date notice.

 

So the question then was: "What can Welscum do with this claim to avoid having to admit liability??"

 

Answer: "File a cr*ppy defence and then get the case chucked out based on the fact it was a return of goods claim." ;)

 

Very good reasoning Welscum, I'm feeling generous so I'll give you half a point for effort!

Only half a point tho, cos if you'd actually paid attention to the claim you would've seen that nowhere was it mentioned that this was a return of goods claim, so it was quite clearly an error on behalf of the court and not me!!

 

So it all falls into place now, (having had a sleep :))! That's why they had a cr*ppy defence, that's why their cr*ppy solicitor tried to get the case chucked out yesterday, that's why he was so fuming at not succeeding in getting it chucked out, that's why he nearly blew a gasket when the judge allocated it to fast track trial!!!

You thought it was all going to be so simple, didn't you?? :D

 

It seems that Welcome are finally going to get what's coming to them :p

A simple slip up by the court has now left them wide open to having their illegal practices scrutinised in open court! This is definitely not good for them ;)

I feel the making of some new case law coming on :p:)

 

Last resort time now- "what's left to do in order to avoid court and further avoid having to admit liability??"

Answer: "Out of court settlement"

 

But how does the claimant feel about this??

Not good :mad: This has never been about the money, it's always been about the principle. I wonder if that's why the universe gave me this opportunity to make them accountable?? ;)

The **** are cheque book poised, pen in hand ready to buy their way out of trouble just before the trial starts.

 

But what if I apply for summary judgement without a hearing based on the fact that they broke the law and then admitted it in their defence?? :eek:

 

I'm glad it's worked out this way, I'm not interested in the money I only want them strung up!!!! :mad:

 

Welscum must die!!! :mad:

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You know, I'm seriously thinking of doing a law degree. I don't know if it's wrong but I'm really enjoying myself and I'll be sorry when it's all over :confused:

 

you should if thats what you want

 

you have been really helpful and informative to me

 

essexboy

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I got my car tax reminder this morning for the car they repo'd in January! Any ideas on what I should do??

It's obviously still registered to me, I'm loathed to tell them I don't have it any more just in case I can still get it back :(

 

 

Id be inclined to SORN it if its still not sold, we rang the day they took the car to say to dvla its not in our possession its been recovered by finance company etc and they said leave it as it is so we did if i DARE get a speeding ticket or anything else i will go insane as we were outright told that the car was going to storage - yea right :rolleyes:

 

We sorned ours from 1st April, they took it 11th March we have heard nothing from welcome or anyone else regarding the car or the account all we have had is crappy responses from notts

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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you should if thats what you want

 

you have been really helpful and informative to me

 

essexboy

 

I totally agree x

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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