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    • Regretfully it does. Have you actually seen any papers which show what you were charged with (rather than what you were convicted of)? It is unusual not to be “dual charged” but if you were not charged with both, you are where you are. If you had been charged with both offences and providing you were the driver at the time, you could, after performing your SD, have asked the prosecutor to drop the “Fail to Provide” (FtP) charges in exchange for a guilty plea to the speeding charges (you cannot be convicted of speeding unless you plead guilty as they have no evidence you were driving). You will have difficulty defending the FtP charges. In fact, it’s worse than that – you have no chance of successfully defending them at all because the reason you did not respond to the requests is because you did not receive them and that’s entirely your fault. No it’s not correct. Six months from 18/11/23 was 18/5/24 so, unless they were originally charged, the speeding offences are now “timed out.” There is one avenue left open to you. If you perform your SD you must serve it on the court which convicted you. You will then receive a date for a hearing to have the matters heard again. Your only chance of having the matters revert to speeding (and this is only providing you were the driver at the time of those offences) is to plead Not Guilty, attend court and ask the prosecutor (very nicely, explaining what a pillock you know you were for failing to update your  V5C) if (s)he is prepared to raise “out of time” speeding charges, to which you will offer to plead guilty if the FtP charges are dropped.   This is strictly speaking not lawful. Charges have to be raised within six months. Some prosecutors are willing to do it, others are not. But frankly it’s the only avenue open to you. There is a risk with this. I imagine you have been fined £660 (plus surcharge and costs) for each offence. The offence attracts a fine of 1.5 week’s net income and where the court has no information about the defendant’s means a default figure of £440pw is used.  If the prosecutor is not prepared to play ball you can revise your pleas to guilty. A sympathetic court should give you the full discount (one third) for your guilty pleas in these circumstances but they may reduce the discount somewhat. The prosecution may also ask for increased costs (£90 or thereabouts is the figure for a guilty plea). So it may cost you more if you have a decent income (I’ll let you do the sums). But MS90 is an endorsement code which gives insurers a fit of the vapours. One such endorsement will see your premiums double. Two of them will see many insurers refuse to quote you at all. So you really want to exhaust every possibility of avoiding them if you can. One warning: do not pay solicitors silly money to defend you. Making an SD before a solicitor should attract just a nominal sum (perhaps a tenner). That’s all you should pay for. You have no viable defence against the FtP charges and any solicitor suggesting you have is telling you porkies. The offer to do the deal is easily done by yourself and you can save the solicitor’s fees to put towards a few taxis and increased insurance premiums if you are unsuccessful. In the happy event you find out you were "dual charged", let me know and I'll tell you how to proceed. (Seems a bit odd hoping you were charged with four driving offences rather than two, but it's a funny old world!).    
    • Just the sort of people you despise eh Jugg  You would be much happier among your mates in that room with Rayner begging for votes 
    • I see the trial of the real criminal in the Biden Family has started rather than the sham political persecution of Trump    Biden will of course try to distance himself as far as possible to no avail  Even more votes for The Donald🤣    
    • Savings platform Raisin UK is offering a £50 bonus for new customers who sign up for an account.View the full article
    • With Farage back in the news, here's a reminder of his interview with Claire Byrne on Irish TV a few years ago.  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Yes Car And Charging Order ** WON **


gdk2711
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it is ordered that this petition be dismissed

and it is ordered that the registration of the petition action at the land registry charges dept of land registry on 20th october 2008 under ref no-------be vacated upon the application of the debtor under the land charges rule

that was a bankruptcy petition filed 15 oct 2008

and the letter dated on bottom 20th january 2009

that was at wrexham c/c

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Hi

 

It would seem to me that a set aside application would be the first step in this matter.

 

I'm not normally given to sharing personal experience but in this instance I must say that when I had occassion to make such an application, I simply stated that I did not receive the paperwork and that I beleived I had a full defence to their originating claim. My set aside application was allowed on that basis. Which meant the CCJ was removed and the application made to apply a charging order to my home was temporarily stayed until the matter went to court.

 

If you enact the same - then it may be that your charging order is temporarily removed along with the CCJ.

 

When I got to court; Clearly, I had to prove that I did not get the paperwork - I was able to show that I resided elsewhere and that the new address was known to the creditor as a 'correspondance address'. So there was no reason why they could not have made sure the paperwork came to me directly, I was also given the time to defend their orignating claim - They lost and the case was found in my favour - and the CCJ was removed and the charging order 'struck out' (it was a funny case actually, because it was for a debt that I had run up, never paid a penny against and then they ended up paying me for charges that they had applied to the account - champion!!)

 

My advise would be, never assume that because a Solicitor or any Company slaps a letter on official looking headed paper that they are right - the Solicitor is only acting on 'behalf' of a Company - that Company may have their facts wrong - so challenge anything that a Solicitor says or does - they are just the Monkey - you have to deal with the organ grinder...

 

The charging order is already in place - the fact that you are being pursued for the debt by a DCA is irrelevant - ignore them - get that charging order off your house before you sell it - I'll tell you why - if you don't.... and the house does sell, you need to be aware that the acting solicitor is obliged to free the house of any debts before the other party can complete thier purchase - those debts will be paid out of any of the equity and you and your girlfriend will be left to share the difference; however you wish to split the balance.

 

Whilst you have a court date set for next month - as soon as the court honors your application to get the orignating claim set aside the court date set for next month will also be set aside - as the set aside hearing will take precedent (come first). (just make sure you mention either in your set aside application that there is a court date set for next month that you would like to be set aside as well until the matter regarding the orignating claim is heard as they are both to do with the same matter)

 

Hope this helps put things in perspective for you

 

Apple : )

[COLOR="red"][B][CENTER]"Errors do not cease to be errors simply because they’re ratified into law.” [/CENTER][/B][/COLOR][B][CENTER] E.A. Bucchianeri[/CENTER][/B]

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Thanks

i was at a different address...

The car was taken from there (not from the house)as the guy picking the car up only knew one spot...

any way that was an x's and i have no details from living there in 2005

now its getting worse

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There you go then. :D

 

Apply for setaside on the grounds that PPI was unlawfully mis- sold and that therefore the agreement is unenforceable due to the interest stated in the Prescribed Terms being incorrect and that therefore the credit agreement is fatally flawed.

Where are the prescribed terms and conditions

I only got sent an agreement

how do i need to word this on set aside notice

need to get this set aside in to the courts

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Ok

Looks like i will need to sort this myself...

Been to long for reply As i have to get the paperwork in soon as

I have been on tho the court today...

They advise to get set aside in soon as possible with all relitive paperwork to support application

 

BUMP!!!!!!

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Hi gdk2711

 

I have read a few pages back on your thread here. From what i can see they have a charging order / CCJ as well without you appearing in court.

 

You will have to apply to the court for a "Set Aside". To do this you fill in court form N244 found here:

 

http://www.hmcourts-service.gov.uk/courtfinder/forms/n244_e.pdf

 

This application form should be filled in and your reasons for asking the court for a Set Aside. These reasons are that you were not aware of the claim being made against you until after judgment. Usually a court will agree to set aside judgment if you can show that you did not receive any court papers and therefore were not aware of the court case against you. For example, you may have moved and the Claimant may have given your old address to the court.

 

An application for a stay of execution is necessary to stop the Claimant from trying to enforce judgment. You can make this application without telling the Claimant and the court can make an order without the Claimant being at court. When you make your application to set aside judgment the court will fix a hearing date. Both you and the Claimant will have to go to this hearing. You will have to explain why you want the court to set aside judgment. If the court sets aside judgment you will be allowed to put in a Defence explaining why you do not agree with the Claimant's claim. The court will also give you a timetable to explain what you must do next. For example, you may have to tell the Plaintiff what documents you want to use to prove your Defence and if you have witness they may have to make a statement which you must send copies of to the Plaintiff.

 

Also you should fill in an income and expenditure sheet to show the judge your income and outgoings. This will help him / her decide how much you can afford to pay if the judge finds that the claiment has the correct paperwork and their claim is valid.

 

Whilst this is going through it maybe an idea to send a letter to Godebt / Yescar credit to get them to send ALL of the documents they have on file. There MUST be unlawful charges there, also the possibility of some commissions paid out. Letter is here:

 

Dear Sirs

 

Account number

 

I write with regards to the above account with your organisation.

 

I respectfully request that you provide me by return a true copy of the underwriting sheet or any other documents showing any commissions paid by you to the broker or by the broker to you. I require this as I have reason to believe that there may be undisclosed commissions. Obviously if your organisation has paid, or has been paid, an undisclosed commission, I would be entitled to rescind the contract or seek other remedies.

 

I must stress this request is made pursuant to the Civil Procedurelink8.gif Rules ( Pre action protocols and Part 31.16) and therefore only a copies of the original documents in its unaltered form will suffice in these circumstances. I reserve the right to seek a court order for your compliance should you refuse.

 

I do not view this as an unreasonable request given that by supplying the document which I have asked for it will allow me to assess if my case has merit and will help to resolve matters possibly without the need to involve the court and will undoubtedly save costs on both sides

 

I look forward to your reply and would ask for a response by 4pm on XXXX Date ( Give 21 days to respond)

 

Regards

 

(Sign here using signguard)

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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