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    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
    • I've done a new version including LFI's suggestions.  I've also change the order to put your strongest arguments first.  Where possible the changes are in red.  The numbering is obviously knackered.  See what you think. Background  1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.  Unfair PCN  4.1  On XXXXX the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) the solicitors helpfully sent photos of 46 signs in their evidence all clearly showing a £60.00 parking charge notice (which will  be reduced if paid promptly).  There can be no room for doubt here - there are 46 signs produced in the Claimant's own evidence. 4.2  Yet the PCN affixed to the vehicle was for a £100.00 parking charge notice (reduced if paid promptly).  The reminder letters from the Claimant again all demanded £100. 4.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.   4.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim. No Locus Standi 2.1  I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  2.2  The Defendant requested to see such a contract in the CPR request.  The contract produced was largely illegible and heavily redacted, and the fact that it contained no witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “No Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract. Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide proof of planning permission granted for signage etc under the Town and Country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses this document.  No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention the parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; 22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim. 5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable. Interest 6.2  It is unreasonable for the Claimant to delay litigation for four years in order to add excessive interest. Double Recovery  7.1  The claim is littered with made-up charges. 7.2  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100. 7.3  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims. 29. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.” 30. In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...'' 31. In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 2) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case. 7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  In Conclusion  8.1        I invite the court to dismiss the claim. Statement of Truth I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Why no news coverage in the media re manchester test case judgements last week?


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words to the effect that this should stop all "loop holes" in avoiding debts. It is probably available on the BBC listen again service!

 

Not yet. Just checked.

 

Looks like the bloke who is saying that is the one who wrote the article on MSE. :rolleyes:

 

BBC News - Banks 'win' credit card ruling

 

o.gif Banks 'win' credit card ruling o.gif

 

BBC Radio 4's Money Box

 

Saturday, 2 January 2010 at 1204 GMT On Radio 4 and Online

 

Banks have won a partial victory against some credit card customers who have been trying to avoid paying their debts.

 

Claims management companies have argued that a debt cannot be enforced without a copy of the original credit card agreement.

But the High Court in Manchester has ruled that banks need only provide a "reconstituted" copy of the original loan agreement.

 

Money Box is joined by Guy Anker, news editor of the website MoneySavingExpert.com, who explains what this ruling means.

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I never was one for conspiracy theories, but since finding CAG and seeing the link between the financial ins and the courts etc "I believe"!!

 

I have just read George Orwells 1984 again, 20+ years since last time, and didnt realise how close he was to the state we are in at the moment. The stuff he wrote about 60yrs ago is all slotting into place and its worrying :(

Advice & opinions given by spartathisis are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.:)

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I never was one for conspiracy theories, but since finding CAG and seeing the link between the financial ins and the courts etc "I believe"!!

 

I have just read George Orwells 1984 again, 20+ years since last time, and didnt realise how close he was to the state we are in at the moment. The stuff he wrote about 60yrs ago is all slotting into place and its worrying :(

 

Yes it is... :(

 

We're also drip-fed a diet of celebrity/wannabe claptrap through TV/the media that aims to avert our minds from it all (in my opnion), but that's another thread... ;)

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Maybe the revolution starts here? I have decided I want to fight "The man", just got to find him!

Advice & opinions given by spartathisis are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.:)

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I actually think I'm screwed with the judges comments in Issue 5 - in effect the prescribed terms can be 'contained' in separate pages so long as they are referred to on the signature page. :Cry:

 

Please tell me this is for the purpose of section 78 only and not for enforement!!!

 

HAK

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the BBC are the media wing of noolabour

 

it's so blatant now that it's beyond satire

 

Yes. But the "expert" that BBC MoneyBox report featured was the news editor from MSE.

 

Forgive me, but I did expect better from them. :rolleyes:

 

(Problem a naive expectation in hindsight)

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Having been succesful at a county court last year I find all the previous posts quite interesting. Whilst researching my case I read all the relevant posts etc. I even consulted a solicitor and debt helplines. The thing I learnt is that the final decision is yours and nobody can predict the case outcome. For every stated case in support there will be another one against. The secret is to choose your point and stick to it not go off at different tangents. Do not get wrapped up in consipiricay theories unless you want to sell a book or make a documentary. The success is in making your point, in court if neccesary this is why the legal skill of mooting is practised on legal courses. So to conclude read and digest everything you can because remember you will know your case inside out whilst your opponents legal team will be dealing with many other cases and other distractions. So research , prepare and stick to one point. Hope this helps. My success was a £22,000 refund of an ERC.

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Please tell me this is for the purpose of section 78 only and not for enforement!!!

 

HAK

 

Not sure what you're asking here.

 

As far as I can determine the judge in answer to Issue 5 where it was in relation to s61(1)(a), the question was:

 

"Does the document signed by the debtor contain the 'prescribed terms' for the purposes of s61 and/or s127(3) if:

  1. they are referred to on the signed page
  2. where that sheet is attached to the signed page
  3. where that sheet was separate but attached to the signed page

"

 

The judgement was contained in paras 173-181, which in essence says that:

 

  1. Where the signature and PTs appear on separate pieces of paper, this is a question of substance not form.
  2. It is hard to see the (application) form and attached terms as anything other than one document.
  3. On the assumed facts they (the PTs) were as much contained in the signed document as if they were on the reverse.

 

:(

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Yes but in the case of old debts surely if they are contained on seperate documents there has to be a link. I have received Tand Cs but there is no link to the application form or any other document purporting to be a cca UNDER THE 1974 ACT.

 

The judge seems to suggest that if the form or application makes any reference to terms & conditions (whether attached or separate) that would be enough for him to consider them as part of the one (agreement) document.

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Advice & opinions given by spartathisis are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.:)

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  • 4 weeks later...
  • 8 months later...

hi

please see my thread here http://www.consumeractiongroup.co.uk/forum/showthread.php?228617-kaz3571-V-Cabot/page3

 

i have lost this case today cabot admitted the original was destroyed all they had was an mosly unreadable copy the jadge said due to wakesmans ruling it was all they needed. i argued that wakesman only dealt with a sec 78 req for copy of agreement but he was having none of it. he said if wakesman ruled that a copy was all that was needed for sec 78 req thren that was all that was needed in court. Good luck to all the people on here that are pinning their hopes on the original agreement not being held as i believe many of them will now lose.

kaz

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