Jump to content


  • Tweets

  • Posts

    • This must be part of the new tactic from Evri.  They know they are going to lose. They take it to the wire and then don't bother to turn up in order to save themselves costs and of course they don't give a damn about the cost to the British taxpayer and the extra court delays they cause. This is a nasty dishonest company – but rather in line with all of the parcel delivery industry which knows that their insurance requirements are unlawful. They know that their prohibited items are for the most part unfair terms. They know for the most part that a "safe place" is exactly what it means – are not left on somebody's doorstep in full view. They know that obtaining a signature means that they have to show the signature not simply claim that they received a signature. They are making huge profits especially from their unlawful and unenforceable insurance requirement. Although this is less valuable than the PPI scandal, in terms of the number of people who are affected nationwide, PPI pales into insignificance. I hope the paralegals working for Evri are proud of themselves and they tell their families what they have done during the day when they go home.
    • Your PCN does not comply with the Protection of freedoms Act 2012 Schedule 4 Section 9[2][a] (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The only time on the PCN is 17.14. That is only  a time for there to be a period there would have to be a start and and end time mentioned. of course they do show the ANPR arrival and departures  times but that is not the parking period and their times are on the photographs not on the PCN. They also failed to comply with S.9[2][f] as they omitted to say that they could only pursue the keeper if they complied with the Act. That means that they can only pursue the driver as the keeper cannot be held liable for the charge. As they do not know who was driving and Courts do not accept that the driver and the keeper are the same person they will struggle to win. Especially as so many people are able to legally drive your car and you haven't appealed giving them no indication therefore of who was driving. Small nitpicking point-the date of Infringement was 22/04/2024. They appear to be saying that they can charge an extra amount [up to £70 ] if they have to use a debt collector. You do not have a contract with a debt collector so they cannot add that cost. You paid for four hours so it can only be the 15 minutes they are complaining about. You are entitled to a ten minute minimum grace period at the end of the parking period which would be easier to explain if the car park had been bigger. However if you allow for two minutes to park and two minutes to leave that gives you one minute to account for. Things like being held on the way out by cars in front waiting to get on to Northgate or even your own car being held up trying to get on to Northgate at a busy time. then other considerations like having to stop to allow pedestrians to walk in front of you or being held up by another car doing a u turn in front of your car. you would have to check with the driver and see if they could account for an extra one minute things like a disabled passenger or having to strap in a child . I am not advocating lying since that could lead to serious problems [like jail time] but there can be an awful lot of minor things that can cause a hold up of a minute even the engine not starting straight away or another car being badly parked as examples. Sadly you cannot include the 5 minute Consideration period as both IPC and BPA fail to comply with the convention that you can include that time with the Grace period.  
    • Defence struck out not case struck out...you have judgment  Well done topic title updated Regard's Please consider making a donation if not already to support us to help others.   Andy.   .
    • Hi all, I wanted to update you and thank you all for your help. I am delighted announce that after the case was struck out due to no response from Evri, judgement was issued after I submitted the forms and I was just about to take it to warrant.  today I received an email from the claims department requesting my bank details to make payment for my full award. The process has been long since the initial proceedings  in January i must say your help and guidance has been greatly appreciated.  
    • Quote of the century "Farage pops up when the country’s at a low ebb; like a kind of political herpes" - Frankie Boyle Updates
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Ruthbridge LTD victim


peapod01
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5237 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I got a letter from Ruthbridge two weeks ago, it was addressed to the Occupier and read, "please contact us as a matter of urgency quoting the ref number"

 

A week ago I recieved another letter addressed to me personally in forming me they had been appointed to collect a debt of around £4000 from me and that if they do not hear from me within 7 days they will send a doorstep collector to my house.

 

I'm not sure how old the debt is but I know its older than 5 years (Scotland), I havent to my reccolection made any payments to it. I did however seek advice from scottish money matters who wrote to several creditors none of whome replied to date, I was advised that every attempt had been made to the creditors but they were about to run out of time, that was several years ago.

 

Ruthbridge is completely new to me!

I really dont think I can face going through hell all over agian and I have heard this company is very bad to deal with.

 

I need to find out exactly how old the debt is and if they are legally entitled to chase me for the money should I send a Phishing letter or ignor them?

Link to post
Share on other sites

Ignore them - they fancy themselves as supersleuths with their ridiculous cards, which are against OFT guidelines. Any agreements they have are probably in invisible ink. They probably are trying to collect a Statute Barred debt for some bottom-feeder like Cabot, who buy unenforceable dross, which is why they are losing money hand over fist. If anyone does come to your door, which is highly unlikely, tell them they have 30 seconds to get off your property or you will call the police - they are trespassing.

Link to post
Share on other sites

Ignore them - they fancy themselves as supersleuths with their ridiculous cards,

 

dangermouse or penfold perhaps:D

 

as pinky says ignore these muppets, doubt most of them could find your house with both hands as it were.

 

they go away once they realise they have 'failed to intimidate'

Link to post
Share on other sites

I'm gratefull for the support this site has offered me so far, but need more pls.

 

Ruthbridge have contacted me again, I have ignored them thus far, this new letter is as follows.

 

Dear xxxxx

 

You will shortly be contacted by our Doorstep Recovery Agents, with a view to arranging a convenient time to visit you, in order to discuss repayment of the above debt.

 

This action is necessary, as we have not receivd any response to our previous correspondence.

 

You should note that the above amount of £xxxx is a principle sum, which may increase.

 

However, as a final opportunity to avoid one of our Doorstep Recovery Agents calling at your property, we are prepared to accept a lump sum payment of £half the amount.00, which must be received in our offices no later than xx.xx.09. This sum would be accepted as Full and Final Settlement of your liability and will also ensure that you are not persued for the remaining balance, at any point in the future by us or our client.

 

As an added incentive, once your remittance has been received and cleared, our client will update the credit reference agencies to mark your debt as satisfied'.

 

Please not that your cheque should be made payable etc etc.......

Link to post
Share on other sites

There is a letter you can send them which revokes any authority they think they have to send a 'doorstop collector'.

 

You must NEVER pay a doorstep coolector anything and tell them they are trespassing. They may claim they are acting as 'pre-court bailiffs' or 'pre-judgement assessors' which is designed to scare you.

 

I would take the letter to your local law centre and ask them to help draft a suitable bog off reply, the letter is a load of twaddle. They really are clutching at straws.

 

Ruthbridge are part of a group of agencies including HFO Services, Fredricksons International and Bryan Carter solicitors, all of whom are familar to this site.

 

Somebody else will be along with the exact letter later on.

Link to post
Share on other sites

If they're offering a substantial discount, it means that they have no chance of obtaining any paperwork that backs up what they're claiming.

 

Have yourself a 100% discount instead. If Ruthbridge have been passed this, it'll very likely be statute barred. They're near the bottom of the DCA food chain, and I think have kind of given up trying to be even a semi-reputable company.

Link to post
Share on other sites

hi peapod,

 

This is what is known as a 'frightner'. They are trying to put pressure on to contact them. Very rare that they come and collect the doorstep, but make sure it's clean and get a receipt for it! Seriously though you have two options either ignore them or send a prove it/ dont come to my house letter.

 

The choice is yours. And if anyone does turn up then tell them to sod off and write and if they dont go then ring the police!

Link to post
Share on other sites

Send this to Ruthless

 

DOORSTEP COLLECTION VISIT – PLEASE READ CAREFULLY

YOUR REF 123456

Dear Cretins

I refer to your recent correspondence.

I note it is your intention to arrange a “doorstep call”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you.

 

There is only an implied license under Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.). Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and if you do so, then you will be liable to damages for a tort of trespass and civil action will be taken.

Link to post
Share on other sites

  • 4 weeks later...

:shock: Happy New Year All.

 

Well Ruthbridge have contacted me again,(nice start to the new year) I haven't seen this letter or one like it on the site yet!

 

I have ignored them so far and will for now continue to do so, but I find it a little confusing that up to now they have written to the occupier, then have written threptening me with door step collectors and are now playing all nice offering me help with a small thrept at the botton of the letter, and a range a ways to pay but demanding a substantial minimum payment, the letter is as follows.

 

 

-----------------------------------------------------------------------------------------

 

 

Dear xxxxxxxxxx

 

You Account has been referred to out Debt Counselling Service, where our trained counsellors will be able to assist you in negotiating an affordable repayment scheme. This servcice is funded entirely by Ruthbridge Limited and is provided to you absolutely free of charge. To take advantage of this opportunity, we ask that you telephone our PRIORITY DEBT LINE.

 

Our team of experienced counsellors are waiting to offer you helpful advice.

 

To assist us in making as assessment of your financial situation, it would be helpful when calling, to have details of your income and expenditure available.

 

HELP IS ONLY A PHONE CALL AWAY

 

Sould you chooose to ignor our final offer of assistance, we will have no alternative but to refere you accounct to our Debt Enforcement Division.

 

 

The letter then goes on to offer a range of payments with a substantial mimimum.

-----------------------------------------------------------------------------------------

Link to post
Share on other sites

Smacks of desperation to me lol ;)

I am rarely around these parts any more. I only stop by when something has come to my attention that has sufficiently annoyed me so as to persuade me to awake from my nap and put in my two pence.

 

I am a final year law student; I am NOT an expert in law. All of my posts are just my opinion. I cannot be held responsible for any outcome whatsoever resulting from any person following the opinions or information contained within my posts. Always seek professional legal advice from a qualified lawyer.

Link to post
Share on other sites

 

 

Dear xxxxxxxxxx

 

You Account has been referred to out Debt Counselling Service, where our trained counsellors will be able to assist you in negotiating an affordable repayment scheme. This servcice is funded entirely by Ruthbridge Limited and is provided to you absolutely free of charge. To take advantage of this opportunity, we ask that you telephone our PRIORITY DEBT LINE.

 

Our team of experienced counsellors are waiting to offer you helpful advice.

 

To assist us in making as assessment of your financial situation, it would be helpful when calling, to have details of your income and expenditure available.

 

HELP IS ONLY A PHONE CALL AWAY

 

 

Ahhh....bless them. Why can't anyone see that they are just trying to help?

 

Do they help sick children and rescue stray dogs too?

 

:lol::lol::lol:

 

Lying *£$^ers.

To err is human: to completely mess up is my peculiar gift.

Link to post
Share on other sites

If you are confident that this is statute barred then send them the SB letter from the Library on this site. If they continue to try to collect after receiving this, then complain to Trading Standards and the OFT.

 

Your alternative is to simply ignore them but you should really let them hang themselves.

Link to post
Share on other sites

Yes im quite confident its statute barred but i think i will make bsolutely sure and get an experian report that would tell me wouldnt it?, I have one from a few years back and there isnt anything on it about this debt, the debt would be older than the report.

 

I once dealt with money matters, they tried to contact various DCA's to sort it out but no one replied, money matters said if they dont get intouch within a few more months they wont be able to chase the debt at all and to lie low, that was almost 2 years ago.

 

I think i will get the experian report to confirm then write once i feel more confident, my health suffered so badly last time im not sure i can face all of this again.

 

Thanks for your support and help, i am making donations to the site as the support it offers and the peace of mind it is bringing me is priceless.

Link to post
Share on other sites

As far as I'm aware a credit report doesn't necessarily tell you whether a debt is stat barred or not. It only tells you what is reported.

 

I think the only way to be sure is to either:

a) send the stat barred letter and see

b) SAR - and see what info comes back; this should show all the info they have including your payments and any written acknowledgements.

I am rarely around these parts any more. I only stop by when something has come to my attention that has sufficiently annoyed me so as to persuade me to awake from my nap and put in my two pence.

 

I am a final year law student; I am NOT an expert in law. All of my posts are just my opinion. I cannot be held responsible for any outcome whatsoever resulting from any person following the opinions or information contained within my posts. Always seek professional legal advice from a qualified lawyer.

Link to post
Share on other sites

Send them the Stat barred letter anyway and have done with. The onus will be on them to prove its not stat barred...

The Grand essentials of happiness are: something to do, something to love, and something to hope for.

Link to post
Share on other sites

I'm trying to check....... because although I can't see it in the oft guidelines.... I'm certain I read something somewhere that said DCA's were not allowed to offer debt councelling services??

 

I might have this completely muddled up in my head to be honest.... I've had a lot of studying and other things going on recently and this wouldn't be the first time I got confused.... but I'm sure I recall something along these lines.

 

I know they are not allowed to pass on details to DMC's etc, but I'm not sure about debt councelling.

I am rarely around these parts any more. I only stop by when something has come to my attention that has sufficiently annoyed me so as to persuade me to awake from my nap and put in my two pence.

 

I am a final year law student; I am NOT an expert in law. All of my posts are just my opinion. I cannot be held responsible for any outcome whatsoever resulting from any person following the opinions or information contained within my posts. Always seek professional legal advice from a qualified lawyer.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...