Jump to content


  • Tweets

  • Posts

    • He was one of four former top executives from Sam Bankman-Fried's firms to plead guilty to charges.View the full article
    • The private submersible industry was shaken after the implosion of the OceanGate Titan sub last year.View the full article
    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Cca Requests ?????


Mr Worried
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5259 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi All

 

Just returned after a 10 day absence ( not at home if you get my drift..)

 

Anyway I sent CCA's to BLS, Apex, Lowells, and Moorcroft on the 16th Nov ( what is their final date for compliance?).

 

Apex replied with thanks for letter, we have sent this to oc, and we await their further instructions????

 

The others have not responded yet apart from BSL who'm call twice a day, I dont go through security, but just say ..awaiting CCA compliance, then hang up.

 

Do I just sit tight?

 

Cheers

 

Mr W

Regards..Mr Worried :)

Link to post
Share on other sites

  • Replies 62
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Yes - and don't be worried Mr Worried. In due course they will send either 1)nothing 2) an application form and tell you it is an agreement or 3) an agreement which may or may bot be enforceable - you can post it on here and have it checked. In the meantime, sit back and relax.

Link to post
Share on other sites

Yes - and don't be worried Mr Worried. In due course they will send either 1)nothing 2) an application form and tell you it is an agreement or 3) an agreement which may or may bot be enforceable - you can post it on here and have it checked. In the meantime, sit back and relax.

 

Cheers Pinky

 

Thought as much, just not been around for a bit and my OH needed reassuring.

 

( not for...bot...

 

Cheers

 

Mr W

Regards..Mr Worried :)

Link to post
Share on other sites

Hi To All

 

Just recieved a reply from Lowells..'.We are requesting a copy of the agreement from oc, we will endeavour to obtain within the prescribed 12 days, we will advise if this will take longer blah blah.

Any advice on this please?.

 

Moorcroft acting for citicards have returned my PO for £1.00 and told me to contact Citi direct? so why were they chasing me/

Any advise on this please?.

 

Cheers

 

Mr W

Regards..Mr Worried :)

Link to post
Share on other sites

They seem to be chasing each other round in circles. Let them carry on and hopefully they will bump into each other on the way back. Ignore them and maybe in due course they will get their act together then you can send whoever is dealing with it the Account in Dispute letter and tell them to bog off. Don't you chase them - they are busy enough chasing each other. Just put your feet up and let them get on with it. Moorcroft and the Leeds Losers. Eejits.

Link to post
Share on other sites

You don't have to make a CCA request twice.It's Moorcroft's legal responsibility to get it as Citi's agents, not yours. Just wait and see if they start pursuing you for money after the 12+2 days are over, then send them the Account in Dispute letter. By the way, did you receive and Notices of Assignment from the creditors when they passed/ sold these debts on? If not, you cantell the DCAs you will not be having any further contact with them as you have received no Notice of Assignment assigning the alleged debt to them. It is a requirement under the Law of Property Act 1925 S136 and must be sent by Recorded Delivery so you will know if you have ever signed for one.

Link to post
Share on other sites

You don't have to make a CCA request twice.It's Moorcroft's legal responsibility to get it as Citi's agents, not yours. Just wait and see if they start pursuing you for money after the 12+2 days are over, then send them the Account in Dispute letter. By the way, did you receive and Notices of Assignment from the creditors when they passed/ sold these debts on? If not, you cantell the DCAs you will not be having any further contact with them as you have received no Notice of Assignment assigning the alleged debt to them. It is a requirement under the Law of Property Act 1925 S136 and must be sent by Recorded Delivery so you will know if you have ever signed for one.

 

Nope never had assignment either, I want to deal with this today since I got my po back today requesting that I send it to citi myself.

What do you recon?

 

Mr W

Regards..Mr Worried :)

Link to post
Share on other sites

Nope never had assignment either, I want to deal with this today since I got my po back today requesting that I send it to citi myself.

What do you recon?

 

Mr W

 

They know the law, or like us to beleieve their version of it, so sit back and relax as their 12 + 2 days started ticking the day they received your CCA request :)

Link to post
Share on other sites

Hi To All

 

Just recieved a reply from Lowells..'.We are requesting a copy of the agreement from oc, we will endeavour to obtain within the prescribed 12 days, we will advise if this will take longer blah blah.

Any advice on this please?. ...

 

Cheers

 

Mr W

 

I got that from Lowells a few weeks ago as well, then last week they sent another one

stating that the O/C from whom they bought the debt (Shop Direct/Littlewoods) didn't have a CCA, so Lowells were closing their file, and I wouldn't hear from them again unless the CCA does eventually turn up, which it won't.

I'll be interested to see in the future whether Lowells are true to their word :rolleyes: or whether they sell it to some other mugs :)

Link to post
Share on other sites

They know the law, or like us to beleieve their version of it, so sit back and relax as their 12 + 2 days started ticking the day they received your CCA request :)

 

Hi bb I understand your comments, but since they have told me to ask citi for the cca, then would it not be easier to do so, because I imagine that if I send them a dispute letter after the alloted time then they will say that they told me to contact citi?

 

Just want to be correct and deal with it.

 

Cheers

 

Mr W

Regards..Mr Worried :)

Link to post
Share on other sites

they have told me to ask citi for the cca

 

They'll tell you lots of things, though they very rarely tell the truth :rolleyes: They are obliged to supply the CCA, and if they don't then you can put the debt into dispute - that's the law as it actually is, and not what they pretend uit is.

Link to post
Share on other sites

They get paid to administer alleged debts, it's therefore their duty to follow the law and OFT guidlines.

 

I still cant understand how it is not my duty to ask citi as per Moorcrofts request, if I dont do this then how can it go into dispute after the alloted timescale?

 

Mr W

Regards..Mr Worried :)

Link to post
Share on other sites

I still cant understand how it is not my duty to ask citi as per Moorcrofts request, if I dont do this then how can it go into dispute after the alloted timescale?

 

Mr W

 

 

Mr W

 

It's my understanding that If a DCA has bought the debt, then they are legally the creditor by law and must provide the CCA.

 

If they are just acting for the OC then it's my understanding that the law says they must forward the request and payment on to the OC.

 

175. Duty of persons deemed to be agents.

Where under this Act a person is deemed to receive a notice or payment as agent of the creditor or owner under a regulated agreement, he shall be deemed to be under a contractual duty to the creditor or owner to transmit the notice, or remit the payment, to him forthwith.

Link to post
Share on other sites

... and I hope your Citi CCA request goes as well as mine :)

Mine was an old People's Bank Credit Card from the 1990s' that

was taken over by Citi.

Then when I had my financial problems, I owed City around £12k when

they eventually sold the debt to Capquest.

I CCA'd Capquest who a few weeks later wrote to me stating that Citi

didn't have the CCA and the debt had been re-sold back to Citi.

That was two years ago.

Link to post
Share on other sites

Watch my lips.

 

1) Moorcroft is the creditor's agent

 

2) That means they must by law get a copy of the agreement from the creditor and send it to you on request. They know that and they have no right to tell you to get it yourself. You are not paid to do their work for them.

 

3) If they fail to send one, the account goes into dispute.

 

So just sit back, relax and wait until the 12+ 2 days are over then put the account into dispute.

 

There. That's it dealt with tonight as you wished. Relax about all this. The DCAs have no power whatsoever and all their hot air and threats are just so much wind from their corporate behinds. You are in charge of this not them and you will decide what is going to be done about it because you are now a CAGER and CAGERS rock!:D

Link to post
Share on other sites

Watch my lips.

 

1) Moorcroft is the creditor's agent

 

2) That means they must by law get a copy of the agreement from the creditor and send it to you on request. They know that and they have no right to tell you to get it yourself. You are not paid to do their work for them.

 

3) If they fail to send one, the account goes into dispute.

 

So just sit back, relax and wait until the 12+ 2 days are over then put the account into dispute.

 

There. That's it dealt with tonight as you wished. Relax about all this. The DCAs have no power whatsoever and all their hot air and threats are just so much wind from their corporate behinds. You are in charge of this not them and you will decide what is going to be done about it because you are now a CAGER and CAGERS rock!:D

 

 

Watch my lips........Thankyou

 

Watch my lips........ I fully understand what you are saying...but when the time is up, and I do the dispute letter, wont it just prolong this scenario, will they not say start again?? we sent you a letter telling you what to do ( although they shouldnt have ). all seems a bit strange, but I will take your advice.

 

Watch my lips.....Thanks again

 

 

Mr W

Regards..Mr Worried :)

Link to post
Share on other sites

I don't understand why you are so believing of what they say, and have such a hard time believing what we[/say]. They just want your money, remember that, and they don't care what they say or do to get it. We, on the other hand, gain nothing by not telling the situation as it really is.

Link to post
Share on other sites

What are they going to start again? Telling you to ask Citi for the copy of the agreement? Well that's just too bad on them. It is they who failed to send you the copy, it is they who put the account in dispute so they can go and take a running jump to themselves until they do produce a copy - and that is your answer to that.

Link to post
Share on other sites

What are they going to start again? Telling you to ask Citi for the copy of the agreement? Well that's just too bad on them. It is they who failed to send you the copy, it is they who put the account in dispute so they can go and take a running jump to themselves until they do produce a copy - and that is your answer to that.

 

 

Hi

 

In a nutshell, they should have supplied the cca? and not tell me that citi have told them for me to send direct to them for it?

 

Mr W

Regards..Mr Worried :)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...