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    • I need to get a hamster. lol
    • Just a typo change that I'd make for the last line. Maybe also add something that says "I assume you will be fully aware that you cannot rely on a clause of a contract that you do not produce."
    • Hello, Firstly, and most importantly I am sorry for your loss. I would go back to the bank with the death certificate and ask them to step in. Remind them firmly but politely that there is no limit for DD claims   Please let us know how you get on.
    • My wife is the named person to his bank account with him having Dementia being his daughter (I say named person she still is but he recently passed away and the deputyship application has now being stopped by the solicitor as it's no longer needed) We've only just got the Death Certificate so the bank will be the next step informing them. She went to the bank and explained the situation but even being his named person the bank said she didn't have the power to stop DD without any legal documents (virgin money) was the bank. She could have copies of bank statements that was about it.
    • I see you said you tried to stop the DD but it seems that didn't work. May I please ask why that didn't work? You should be asking your bank to cancel the DD and I don't see why they would have objected, hopefully you can clarify this. I agree that you should be making a claim here against your bank and ask them for a DD refund. There is no timeframes for this.
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Help with Welcome Finance


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Thanks all :) I may have been knocked down but im far from out ;)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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good

 

welcome by their very nature are designed to put off mislead and quite frankly ignore what is right legal or just

 

welcome must pray people have a wobble as they know they cannot justify their trading methods within the judicial system

 

essexboy

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absolutely essexboy their sheer ignorance of deadlines is the most infuriating im sure they think when you give them a deadline that it works on some other calender and that people will hang on waiting for a response well 6 months on im done waiting!

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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My main concern with all this is I may not have 2 yrs to get 'justice' should they do actually wind up like they are rumoured to be. Surprisingly im not in this for any £ there are certain things I want and if those were to be done then we could happily call it quits and I dont feel my requests are overly zealous given my modified agreement is WRONG, the default notice is missing prescribed terms, the termination notice was issued before the allowable time for default notice, no response to queries from nov 09-april 10 until AFTER the car was repo'd and thats the short story lol

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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HI BEYOND

 

i did not mean to suggest it has taken me two years to proceed with litigation, it just took 2 years to realise welcome were incompetent/negligent

 

cattles website state it would take at least three years to collect out their remainding debts

 

i would personally half that given the default notices issued lately, that said the settlement figures are not favourable and would suggest they are prepared to rough it for a while to maximise thier income

 

my opinion only

 

essexboy

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Beyond

Thanks for your PM, but a bit lost as how to proceed, and time v fast running out, being evicted on 27th april, so if i can lodge claim, then judge can see what may bbe forthcoming, and help out, what do I need to do?I wiorked out the PPI reclaim contractually but I need someone to check over.

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My main concern with all this is I may not have 2 yrs to get 'justice' should they do actually wind up like they are rumoured to be. Surprisingly im not in this for any £ there are certain things I want and if those were to be done then we could happily call it quits and I dont feel my requests are overly zealous given my modified agreement is WRONG, the default notice is missing prescribed terms, the termination notice was issued before the allowable time for default notice, no response to queries from nov 09-april 10 until AFTER the car was repo'd and thats the short story lol

So what were you just worrying about?? That you wouldn't remember your case??!

You need to have more faith in your abilities! As soon as you get in your stride there'll be no stopping you! :D

That's assuming they'll even attend court though. What valid defence have they got, really?? ;)

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Thankyou :D

Don't forget that they will have 14 days to file a defence and even if they do, it will still be up to the judge to decide if they can use it or not. The judge will only allow their defence if he/she thinks it is valid :)

 

Your "wobble" is really nothing to worry about, the circumstances are entirely totally different!! ;)

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HI BEYOND

 

i did not mean to suggest it has taken me two years to proceed with litigation, it just took 2 years to realise welcome were incompetent/negligent

 

cattles website state it would take at least three years to collect out their remainding debts

 

i would personally half that given the default notices issued lately, that said the settlement figures are not favourable and would suggest they are prepared to rough it for a while to maximise thier income

 

my opinion only

 

essexboy

 

I agree with you esp at the rate they handing accounts to MKDP and Lewis!

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Beyond

Thanks for your PM, but a bit lost as how to proceed, and time v fast running out, being evicted on 27th april, so if i can lodge claim, then judge can see what may bbe forthcoming, and help out, what do I need to do?I wiorked out the PPI reclaim contractually but I need someone to check over.

 

Im not up to speed on PPI reclaims but a few here are so post on your thread someone will be along to help :)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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So what were you just worrying about?? That you wouldn't remember your case??!

You need to have more faith in your abilities! As soon as you get in your stride there'll be no stopping you! :D

That's assuming they'll even attend court though. What valid defence have they got, really?? ;)

 

 

That is a good point I need to keep reminding myself :lol:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Thankyou :D

Don't forget that they will have 14 days to file a defence and even if they do, it will still be up to the judge to decide if they can use it or not. The judge will only allow their defence if he/she thinks it is valid :)

 

Your "wobble" is really nothing to worry about, the circumstances are entirely totally different!! ;)

 

Thanks wannabe :) 1hr 32mins and counting....

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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You must have a better postman than we do! How can you know the exact time he will arrive?

 

Cheers, MARK

 

I dont thats the time welcome were given lol 9AM 20th April!

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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ohhhh has postie been yet ?

 

Yep - NOTHING

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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AND I Knew that!!! What Now Then beyond??? ;)

 

Cheers, MARK

 

Printer is currently slightly busy throwing out poc and n1 ;) soon as letter I need is received a short walk to the court to deliver :)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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"PHEWWWW" its gettin hot in here:p

 

cab

 

 

Lets hope our friends feel the heat :lol:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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