Jmw Payday Pickle Help And Support **

[meecha]

hey Spike

good thing you getting a new debit card but reckon to be completely sure they dont get their grubby hands on your hard earned cash i would totally recommend you ask you bank not to authorise any payments. PDUK tried to on my account despite me having a new card.

 

wish i could tell you that they dont call you at work but unfortunately they did call me a couple of times, only good thing is, they ask if you are free to talk, if you dont want to get into anythin at work just say you are not free, they will ask when they can call you, it may be best to tell them a time when you know you will be able to have a proper conversation and thats the time to say everything is to be via email/letter in future. they quickly passed my debt on to Keyes Whitlock who so far have stuck to the request not to phone

 

good luck and keep us posted

[meecha]

i have got an email from Keyes today asking me for a breakdown of incomings and outgoings, i have no prob with this and hope this means i can finally sort out a proper payment plan! still no calls from them and that just makes life much easier to deal with!

 

i still have other loans outstanding an now am not sure if its best to deal with them all individually or whether to set up a proper debt management plan with someone......but who?? any recommendations??

[robjam1969]

Hi Meecha - I reckon you could do your own DMP. You seem to be doing ok so far. Stay firm and only offer what you can afford.

 

Keep going.

 

Rob

[robjam1969]

Also meant to say that QQ dont give bank details probably as American. However they eventually pass to dca that does have uk account.

[meecha]

Thanks Rob!

 

my QQ loan will default on 26th Nov, i know they will call me at work and am feelin reasonably confident in saying i cant talk at work but do you know how long they are going to keep trying to contact me before passing onto a dca?

[robjam1969]

Took months with me before they passed to 1st credit. CCA'd them and never heard from them again. About 6 months ago.

 

They will phone you at work and have been known to leave messages with colleagues and don't care about your privacy., Providing you don't ignore their calls they generally don't harrass. Lots of e-mails though!

 

Good luck

[JMW69]

Hi everyone

Ive not heard from keyes whitlock yet.

sPOKE TO ptp last week and explained couldn't pay till end nov . She said she keeps account for a amonth then passes on so to wait till then but she would call me in 2 weeks- said I had a bereavement and she said would contact me less.

Phoned Wonga cos worried about interest and some arrogant creep said he couldn't stop interest until i

[JMW69]

MADE A PAYMENT SO SAID MAKE PAYMENT ON 26 NOV WHEN i CAN AND THEN CONTACT THEM. Do yOU think this sounds OK ?

All quiet since then.

[meecha]

hi everyone

 

JMW becareful with wonga, they will put interest on every couple of days! try to get written agreement (email) to put interest on hold. they added £57 to mine after being 1 day late despite telling me on phone that they wouldnt. DAYLIGHT ROBBERY! keep on at them! hope you can get it sorted!

 

ROB, will speak with QQ and just hope they will send to dca, but how do i go about asking them for a CCA?

 

i opened a new bank account today, couldnt believe how easy it was!!

 

finally told a friend/colleague what has been going on, she is being really supportive and it feels great to finally open up about my problems. i have to say, if it wasnt for her, you guys and this site, i would not be feeling as positive as i am now. i can really feel that im starting to get control back for the first time in over a year and its an amazing feeling! i know its not over yet but i can finally see the light lol

 

keep fighting everyone!

 

please let me know how you are all doing x

[robjam1969]

Hi meecha - glad you are now more positive. We can worry about cca after they have passes to dca.

 

Keep posting mate

[spikescot2005]

Does anyone have bank details for PDUK?

[JMW69]

Hi All

Still Waiting For Keyes Whitlock To Contact Me- Its Been A Month Now.

Need To Pay Qq Some Money And Said Through Paypal = Anyone Knows How This Works/

Stay Tough Meecha We Are Both In Qq's Lions Den At Moment = Im Paying My Interest Owed Last Month On 26th Then The Full Balance Over 3 Months Dec Jan And Feb To Get Rid Of One Of Six Loans Hopefully It Will Go Smoothly.

Keep In Touch

[spikescot2005]

Today i defaulted and they were unable to take any money from my account. I have started my own thread spike vs pduk if anyone is interested or willing to help.

 

Thanks