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    • Commercial Landlords are legally allowed to sue for early cancellation of the lease. You can only surrender your lease if your landlord agrees to your doing so. They are under no obligation even to consider your request and are entitled to refuse. You cannot use this as an excuse not to pay your rent. Your landlord is most likely to agree to your surrendering the lease if they want the property back in order to redevelop it, or if they wants to rent it to what they regards as a better tenant or at a higher rent. There are two types of surrender: Express surrender in writing. This is a written document which sets out the terms of the surrender. Implied surrender by conduct. (applies to your position) You can move out of the property you leased, simply hand your keys back and the lease will come to an end, but only if the landlord agrees to accept your surrender. Many tenants have thought they can simply post the keys through the landlord's letter box and the lease is ended. This is not true and without a document from the landlord, not only do you not know if the landlord has accepted the surrender, you also do not know on what basis they have accepted and could find they sue you for rent arrears, service charge arrears, damage to the property and compensation for your attempt to leave the property without the landlord's agreement. Unless you are absolutely certain that the landlord is agreeable to your departure, you should not attempt to imply a surrender by relying on your and the landlord's conduct.  
    • I had to deal with these last year worst DCA I have ever dealt with. Just wait for the constant threats of CCJ and how you'll lose in court and how they won't do mediation and they want the judge to question you with a load of "BIG" words to boot with the letter. My case was struck out in the end, stupidity on their part as I admitted to owing the debt in the end going through the court process was just a formality as they wouldn't let it drop despite me admitting the debt regardless. They didn't send the last part of the court paper work in so it ended up being struck out     .
    • Well, that's it then. Clear proof of the rubbish cameras. Clear proof of double dipping. G24 won't be getting a penny. Belt & braces, I would write to the address LFI has found, include the evidence of double dipping, and ask Fraser Group to call their dogs off.
    • LOL. after sending Perch capital a CCA request with a stapled £1 PO attached (x2) Their lapdog Legal team TM Legal have sent me two letters today saying "due to a recent payment on the account, your account is open to legal/enforcement action" so i guess they have tried to apply that payment to the account to run the statue bar along. dirty tactics lol.
    • I have initiated the breathing space so ill wait. from re reading everything this what i understand BS gives me 60 days break from the creditors during these 60 days they may contact me and will most likely default I need to wait until after a default notice to see whether the OC will keep the debt or sell it off If kept by the OC then i should attempt a plan or pay some token payment? If sold to DCA then don't pay and after 6 years it will leave my credit report once the DN is registered with a date. DCA may start a CCJ but unlikely, if they do come back here. last question, do you know roughly how long this will all take? in terms of defaults/default notice, potential CCJ? Would you say I have 12 months plus from when the BS ends?
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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UK debt being Chased in Australia


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Skippy

 

You must take option 2.

 

Punishment by the Regulatory bodies is all scummy DCAs understand. Be thankful that you are in Oz where the authorities have balls and not here in the UK where thay talk the talk but have yet to walk the walk.

 

Go for the jugular.

 

Pie on Ear know they are stuffed hence their keeness to get you to settle quietly. Unless they offer you a huge sum of dosh or several tinnies of ice cold golden nectar then hang them out to Dry/Die

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Skippy

 

You must take option 2.

 

 

 

I agree. If you take option 1, they win. They push people as far as they can and when they know they can't win they just pull out and no harm comes to them. They rely on the fact that a large number of people would simply give in and pay. That's why they don't mind making all these false claims.

 

I won't be happy until they have been punished for they actions. I would really like to see their license revoked and I will push as hard as I can for that.

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Option 2 would be benificial to all, but you need to take your own situation into consideration first. Make sure everything is water tight though if you do take option 1.

 

My complaints are still standing though, even though they have no recourse on me now. I'm gunning for the idiots one way or the other.

 

About time these people where taught a lesson as long as ASIC et al will have the decency to take action. Which under the glaring obvious way these people have breached various laws and regulations they should do pretty soon.

 

I believe we may have a spate of similar calls to other members of the PFF very shortly.

 

Bodgit

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Option 2 would be benificial to all, but you need to take your own situation into consideration first. Make sure everything is water tight though if you do take option 1.

 

My complaints are still standing though, even though they have no recourse on me now. I'm gunning for the idiots one way or the other.

 

About time these people where taught a lesson as long as ASIC et al will have the decency to take action. Which under the glaring obvious way these people have breached various laws and regulations they should do pretty soon.

 

I believe we may have a spate of similar calls to other members of the PFF very shortly.

 

Bodgit

the fat lady is on stage. i have just spoken to my lawyer. he has spoken at length to the lawyer at fos today. i have great news i can't post here.....

 

2010 is a great year already. happy to take anyones calls if you want to know more....

 

Pie and beer are seemingly on the ropes. it appears they want to reduce the number of fos complaints at all costs....

 

im feeling like a dog with 2 d*cks tonight... sing fat lady sing!

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Skippy

 

You must take option 2.

 

Punishment by the Regulatory bodies is all scummy DCAs understand. Be thankful that you are in Oz where the authorities have balls and not here in the UK where thay talk the talk but have yet to walk the walk.

 

Go for the jugular.

 

Pie on Ear know they are stuffed hence their keeness to get you to settle quietly. Unless they offer you a huge sum of dosh or several tinnies of ice cold golden nectar then hang them out to Dry/Die

not sure about balls, but everything including a barbers is licensed here. so when it comes to renewal time.........

 

santas watching.... be good pls children!!!

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Hi Greeno. From my experience - I lodged a FOS complaint and received an auto-generated email reply straight away (11/01/10). I then received a reply from P&B which although dated 11/01/10, I didn't receive until around the 19/01/10. Then received a letter from FOS dated 20/01/10.

The best bit is P&B included detail in their letter dated the 11th which didn't happen until the 13th - gotta love their attention to detail!

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hi greeno

 

I didnt receive an automatic response either but I do know they are well and truly on the case, just wading through all of our cases I suspect. Some others have had contact made so now its just a waiting game till they get to us too. Rest assured though, they are aware and answering all complaints in due course.

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Well, my application is well advanced at FOS and I think it's going our way. Can't say anymore at this stage.

 

Guys, quite simply the best advice you can get on this forum is to put an application into FOS. Firstly, it costs Pie&Beer $2K for every single application and secondly, if (when) you win on grounds of jurisdiction (and anything else you can think of), FOS have the power to wipe the alleged debt.

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Great advice Goldcoast. I'd normally would wish you luck with your FOS complaint but from what I have seen they are really good and you don't need luck.

 

To anyone who hasn't filed a complaint with FOS, do it now. The process is simple and free. At least it is free to you, it costs Pie & Beer at least $2,000 for each complaint.

 

In addition to finding that the debt is unenforceable, FOS can also award costs to you and even compensation in the worst cases. If you have suffered any financial loss because of Pie & Beer this may be recovered.

 

If anyone doesn't want to submit to a public forum they can send me a personal message. We now have two teams of lawyers working on this and someone on the inside.

 

If anyone has paid money to Pie & Beer for a UK credit card debt after being threatened by them, please contact me to be part of a class action.

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Well, my application is well advanced at FOS and I think it's going our way. Can't say anymore at this stage.

 

Guys, quite simply the best advice you can get on this forum is to put an application into FOS. Firstly, it costs Pie&Beer $2K for every single application and secondly, if (when) you win on grounds of jurisdiction (and anything else you can think of), FOS have the power to wipe the alleged debt.

i agree. i also have reason to believe the tide has turned against pioneer. fos is the way to go, then followed by asic one fos ruling is out...

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Spoke to FOS and they said my issue has been received, accepted and escalated already. She wasn't able to tell me too much but I got the impression that this was unusual and had gone to someone high up. Then again I might have just been trying to read too much into it.

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Thanks Newman - it's good to be back.

 

Bodgit's been keeping me in the loop but it's really good to be able to watch all this unfolding...and P & B's defence unravelling :D

 

Bugger Foxtel, I'm staying tuned to this channel! Or at least until the footy starts again...mind you, if the Sharkies start this season the way they played last year I may need to reconsider that too.

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I have been following this thread with interest for a little while now.

 

Glad to hear (see/read?) that you guys have taken the bull by the horns with regards to this P&B mob.

 

One thing that has me concerned, - and please correct me if I have misunderstood.

 

1. The FOS in Australia is a voluntary scheme/code, and P&B have given notice that they wish to withdraw. (this takes 1 year ?)

 

2. Several Aussie CAGGERs have complained to the FOS about the behaviour of P&B and gained a resolution largely due to pressure from the FOS ?

 

3. What has been the outcome of queries raised about the defaults/negative info the P&B have made to Credit Reference Agencies ? (Veda?)

 

I suspect that P&B will get worse with their badly behaved ways once they are free of the binding rulings that can be made by the FOS.

 

4. For those that dont have the luxury of complaining to the FOS in future, what are the best option(s) they can use to repel the attacks on themselves (and their credit files) against P&B ?

 

Discuss....

Just trying to be proactive.

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