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    • So I just found a couple abandoned traffic cones locally by some bins.   A bit squished but free!  So have placed them on the land.  Will wait to see if the cones get moved and signs ignored again this week before I consider rocks/ boulders.
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later the your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. So if you subtract the time you took to drive from the entrance. look for a parking place and park in it perhaps having to manoeuvre a couple of times to fit within the lines and then unload the children followed by reloading the children getting seat belts on etc before driving to the exit stopping for cars, pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
    • New version after LFI's superb analysis of the contract. Sorry, but you need to redo the numbering of the paras and of the exhibits in the right order after all the damage I've caused! Defendant's WS - version 4.pdf
    • Hi  no nothing yet. Hope it stays that way 😬
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Elsinore v Citi Cards***WON & PAID***


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Hi there, im fairly new to all this but i am currently taking HSBC to court for around £1500 but i am very wary of doing the same with Citi cards as i have read that they are actually contesting the claims?! i have sent the usual 2 letters before court action asking/demanding they pay me the £763 that they have charged me (including interest). I have recieved a letter from a Mark Clibbens saying that "it may take between three and six weeks as they (statements) are retrieved from our archives" blah,blah and that he will confirm in writing the outcome, so what i want to know is do i to to moneyclaim online? Please,please can you/anyone help or advise me? Many thanks-Craig

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Hello Craig, yes Citi are exceptional in the way they are contesting claims for unlawful charges, but, no matter what they say, you have just as much right to reclaim from them as from any other credit card company or bank.

 

However, you are calling the shots, it's your timetable and if they cannot produce the information which they are required to do in 40 days, then they will be in default.

 

On the other hand, you have stated a precise amount which you wish to reclaim, suggesting that you already have the appropriate statements. If so, then you can press on with your claim.

 

Start a thread for this claim and, if you are unsure of how to proceed, there will be some experienced Site Helpers and claimants around to assist you.:)

 

Elsinore

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Go here - http://www.consumeractiongroup.co.uk/forum/citicards/, scroll down to the bottom of the page and just underneath the list of threads you'll see a 'new thread' icon.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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  • 1 month later...

Elsinore,

 

Have you got a court date yet?

 

Im just about ready to submit my AQ. Thanks again for your advice regarding their defence they sent to me.

Lloyds TSB - £2808 Settled in full 15/11/06

HSBC - Settled £810.56 in full 11/11/06

BarclayCard - Data Protection Act sent 05/09/06

Failed to privide information - Complaint issued to the Information Commissioners Office 12/10/06

NatWest - £54 settled in full 15/11/06

Capital One - Prelim Letter sent 16/10/06

LBA sent 30/10/06

CitiCards - Prelim Letter sent 29/09/06

LBA sent 10/10/06

Claim issued 04/12/06

Acknowledged 07/12/06

StyleCard - Cheque for £130.00 recieved 20/10/06 - FULL SETLLEMENT!

RFS - Settled in full £494 08/1/07

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Elsinore

 

I'm a little bit ahead of you but i was wondering if i could borrow for a little bit of advice re: what to say in court.... my post is below yours on board....

------------------------------------------------

barclays - £2369 - 07/08 LBA letter sent, offered part payment, of £1000, 21/09 MCOL raised

cahoot - £400 - refused refund, LBA sent

marbles - £690 - settled in full!!!!!

citicard - £800 - LBA sent, offered part payment of £372

captial one - £700 - LBA sent, offered part payment of £256

mbna - estimated £1500 - awaiting response to Data Protection Act letter. still not received full set of statements so sent letter of complaint - awaiting response

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  • 2 weeks later...

Phoned court today to see how things were going. as it is 2 months since I submitted my AQ. Clerk has promised to call me back to advise status, when she locates the papers!:o Apparently they are overwhemed with claims, to the extent that they are farming some out to other courts.

 

Citi did not send me a copy of their AQ, even though I sent them a copy of mine. Surely an oversight on their part:rolleyes:, there can't possibly be anything in it that they wouldn't want me to see before court, can there?

 

I'll write to the court and ask for a copy to be sent with the order.

 

Els

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No doubt they've requested transfer to Salford in their AQ, hence why they haven't sent you a copy. You can request one from the court though.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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Michelle, my friendly, neighbourhood court clerk duly phoned back to say she had found my case papers and it had been allocated to small claims court. No need to write in for a copy of Citi's AQ she said, because she had added a note to the file for a copy to be sent with the order. But it will still be a week or two before I get it!

 

Michelle apologised on behalf of the court for the delay. She was pleasant, helpful and efficient. Very refreshing!:)

 

Els

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She was pleasant, helpful and efficient. Very refreshing!

 

Bizarre I come across one in B&Q today as well - so much so he prompted me to write a letter of praise to the manager - I have no experience of this!:D

Consumer Health Forums - where you can discuss any health or relationship matters.

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Bizarre I come across one in B&Q today as well - so much so he prompted me to write a letter of praise to the manager - I have no experience of this!:D

 

 

Hi,

 

Hmmm! Letter of praise!!!??

 

Now that is a new concept!:lol:

 

It will never catch on!

 

 

Jeff.

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Preliminary Hearing 12th April 2007. Extracts from the order as follows:

 

1. The claim is allocated to the Small Claims Track.

2. The claim shall be listed for a preliminary hearing on the first available date with a time estimate of 10 minutes at which the judge will consider how the calim should be conducted.

The preliminary hearing is required because the court wishes to assess and limit the amount of disclosure that may be required to determine the issues

Usual bits about non-attendance and rights to apply.

 

No copy of Citi's AQ though, so my court friend let me down! I'll write for a copy, pointing our that not to have one prior to the prelim will put me at a disadvantage.

 

Els

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Dear Sirs

 

Re Claim NoXXXXXXXX Elsinore v Citi Cards

I have received the order from the Court setting a date for a preliminary hearing on 12th April 2007.

 

I would be grateful if you would supply me with a copy of the Defendant’s Allocation Questionnaire. I sent a copy of my AQ to the Defendant on 23rd January 2007 but to date the Defendant has not returned the courtesy by sending me a copy of its AQ.

 

For me to be to be denied a copy of the Defendant’s AQ will put me at a disadvantage when attending the preliminary hearing and will prevent me from putting forward informed arguments.

 

Yours faithfully

 

Els

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  • 3 weeks later...

I've PM'd you.

Advice offered by ENRON is without prejudice and is for your judgement as to whether to take it. You should seek the assistance or hire of a solicitor or other paid professional if in doubt.

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Els,

 

Didn't realise yours was today!

 

Best of luck mate

 

Kano

Lloyds TSB - £2808 Settled in full 15/11/06

HSBC - Settled £810.56 in full 11/11/06

BarclayCard - Data Protection Act sent 05/09/06

Failed to privide information - Complaint issued to the Information Commissioners Office 12/10/06

NatWest - £54 settled in full 15/11/06

Capital One - Prelim Letter sent 16/10/06

LBA sent 30/10/06

CitiCards - Prelim Letter sent 29/09/06

LBA sent 10/10/06

Claim issued 04/12/06

Acknowledged 07/12/06

StyleCard - Cheque for £130.00 recieved 20/10/06 - FULL SETLLEMENT!

RFS - Settled in full £494 08/1/07

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