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]I have 3 different threads running at present so dealt with Natwest as I had spare moments,without adding another post on the forum the results have been very good and inthe attatched 2nd letter a statement from the bank in writing which makes the CCA1974 encouraging

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firstship, the letters are too small to read.

Well with my eyes anyway ;)

 
 

Any advice I give is honest and in good faith.:)

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RIP: Rooster-UK - MARTIN3030 - cerberusalert

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firstship,

 

What are you using ?

 

Very wee pictures . com :p

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Hi, Firstship.

 

I've 'borrowed' this from Cerberusalert.............

 

Scan the documents to a jpeg file & save to 'My Documents'. Go to http://tinypic.com/ & left click 'Choose', another page will open listing folders in your computer. Double left click 'My Documents' & left click the file you want to upload. Left click 'Open', the box will close then left click 'Upload Now' on the webpage. The page will refresh giving a list of options, copy the URL & paste it back here. Left click 'Post Quick Reply' & voila your agreement will appear.

 

I'm going to move this thread to the Natwest Forum.

 

Regards.

 

Scott

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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It's still unreadable at the minute.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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Hi ....at last managed to upload letter,the letter from Natwest is very interesting in as much they they admit quite clearly WHAT THEY ARE REQUIRED TO DO UPON RECEIPT OF A CCA1974s78,not seen this before all banks put up a fight and tell you a T&C is all they are required to send

test1.doc

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Hi again .....getting upload happy now......the attatched letter from Natwest is very nice admitting they cannot find a copy of the original signed agreement,however there seems to be just lately a number of similar letters on other threads from Natwest,ANY VIEWS is this a case of THANKYOU -no more payments -account closed- or is this a little RASH............thankyou all Firstship

test4.doc

Edited by firstship
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Hi,

 

Congratulations on getting the docs on your thread…..Well done.

 

The second letter from the bank means that you don’t have to pay if you don’t want too. They can only ask you for the money and not pursue you through the courts, however, the account will not be closed.

 

It does mean that, if you do not acknowledge the debt or make a payment within the next six years then the debt will become statute barred and therefore written off.

 

You could consider yourself as home and dry with this one……

 

Regards …….Turnaround

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Hi again,

 

What is also interesting is their admission to be able to recreate an agreement.

 

"Our record of the setting up of the loan has insufficient detail to enable us to recreate the agreement with the required degree of certainty this course of action requires"

 

Further regards……Turnaround

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TURNAROUND................Thanks for your help,Yes the statement,we have insufficient data to recreate the agreement,is a strange statement to make,OUR WONDERFUL BANKS WITH NOTHING BUT THEIR CUSTOMERS IN MIND" would NOT recreate an agreement WOULD THEY????????????..............Regards Firstship

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  • 3 years later...

is it in the stickies on this forum homepage?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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aw shucks...

 

after delivering a bombshell..

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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