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    • hi dx, thanks for helping just re-reading everything this morning and I must have missed this one from uncle in his thread "What you should not do, is not contact the Banks and simply default on payments. "  are you in disagreement with this based on your last sentence?
    • Thanks for the reply and clarification, that might just explain why in my case contact has pretty much ceased. Though with such companies it doesn't mean they won't ever threaten to return to court as a tool to force one's hand if they feel they are not self informed on their chances etc.  But concerning how last year they tried to use the CCJ to get a charging order and the court granted an intirum order on our mortgage using the CCJ that would have been a good 2-3 months beyond the 6 years, should the court not have checked the age of the CCJ in the first case or would they always grant an interim order simply off the back of a CCJ being produced without even checking the age of it?.  Had I not defended that action at the time they may well have got a default using a CCJ older than 6 years which could be a concern going forwards. At the time when I contacted the court to question the paperwork for a final order application the clerk suggested people don't get informed when companies apply for interim charging orders, they are automatic if a claimant has a CCJ and people only get contacted once a date for a final order application goes through. kind of begs the question if such companies can continue a seemingly backdoor method to attempt default action if un-defended if the initial application doesn't need to check the age of a CCJ?.
    • Hello!  Wondering if someone can help with this.  I suspect not but worth a go.  I appreciate the "contract is with the seller" line, which is what Evri has fed me but wanted to see if someone with experience in these things could suggest anything else I could do here.  I appreciate there are many topics about lost parcels - My parcels weren't lost, until the driver walked up to my door with them and then decided to make them lost/stolen... I'll summarise what has happened.  Wednesday of last week - Evri delivery driver stole / walked off with 3 of my parcels.  -  Arrived outside my properly, took photos (3 separate photos as its 3 separate deliveries) of the tops of the parcels (pointlessly zoomed in on just the labels, couldn't see anything else, other than a small piece of the pavement and a little weed, which doubly confirms it was outside my door as I can see the same plant), marked the order as delivered and walked off with them.  He's marked on the Evri GPS marked that he was outside.   -  3 different deliveries, from the same company (same boxes etc.), but 3 separate tracking numbers. -  Went through the Evri bot which opened a case on each tracking number.  I then phoned them and left a voicemail explaining what had happened. -  24 hours later had a canned response asking me if the packages had turned up and to check around etc..  I responded explaining again what happened and that they've definitely been taken. -  4 days later,  this morning, I get a response telling me to ask the merchant to refund me. I've responded to this message with a long email, repeating what I said, that I believe the driver has stolen these packages and that he took those suspicious top down shots of the packages, marked them as delivered without ringing or knocking etc.  I've said that I expect them to investigate further, but I gather they won't. In my several messages to them initially and later, I told them I don't care about a refund and wanted the parcels.  They contain some sentimental stuff, nothing of high monetary value, hence me going to this trouble.  I only paid £25 for the contents. I did contact the merchant when this first happened and they asked me to wait a few days.  They ended up refunding me despite me asking them not to and that I wanted them to escalate it with Evri because this appears to be a case of theft.  They didn't seem bothered - Refunded me and told me to go back to Evri and escalate it with them? So - Is there any way to compel Evri to conduct a proper investigation with this driver?  Search for my parcels? I have quite a lot of deliveries handled by Evri (not out of choice) - They used to have a fantastic chap and I rarely had any issues.  He has been replaced by a new guy and I believe the route is handled by this same guy who I believe has taken my packages.  Naturally, I fear this is going to happen again in the future if no investigation occurs. Appreciate any assistance - Thanks for reading. Al.  
    • its not a good thing or a bad thing its ongoing. mines gone the same route. these new notifications are equally meaningless.
    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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me & the OH's debt


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when it's supposed to be unlisted(our number has never been listed)

 

those lovely wescot people rang up pretending to be trying to "forward mail"...when the magic word "w****t was mentioned,the phone went dead for some reason ;)

 

I really really hope it's court papers from Northampton......strike out on 2 counts awaiting :D:D

 

LOL

 

I am correct in thinking that once a claim has been struck out,then no other DCA can file for the same "debt"?

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am correct in thinking that once a claim has been struck out,then no other DCA can file for the same "debt"?

 

I'm pretty sure it is, I ended up in court a few years back for a 'repeat' of something that had been previously discarded with by the courts. The reason the other side gave was 'a locum dealt with the initial case and wasn't fully prepped'. They got a 4k wasted costs order for their troubles.

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You'll have to think very carefully about to whom you have given your number in recent weeks/months - everything from the obvious like catalogues, banks, Opinion panels, CRA's etc to the less obvious like DVLA, Royal Mail, Local Authority etc etc.

 

Perhaps they rang a relative who has been hoodwinked into giving it out???

HOIST BY THEIR OWN PETARD.

 

Blimey it works....:-)

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when it's supposed to be unlisted(our number has never been listed)

 

those lovely wescot people rang up pretending to be trying to "forward mail"...when the magic word "w****t was mentioned,the phone went dead for some reason ;)

 

I really really hope it's court papers from Northampton......strike out on 2 counts awaiting :D:D

 

LOL

 

I am correct in thinking that once a claim has been struck out,then no other DCA can file for the same "debt"?

 

You're correct, but it won't stop some of these sharks (apologies to our finny friends) from trying to resurrect it.

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You'll have to think very carefully about to whom you have given your number in recent weeks/months - everything from the obvious like catalogues, banks, Opinion panels, CRA's etc to the less obvious like DVLA, Royal Mail, Local Authority etc etc.

 

Perhaps they rang a relative who has been hoodwinked into giving it out???

 

I've mentioned it before but I purchased a pay-as-you-go mobile 2 years ago when I returned to the UK. JBDR managed to get hold of it to chase me for a statute-barred debt I had not incurred. I'm still dangling them on a string before I make mincemeat out of them. A percentage of any damages recovered will be donated to CAG. The rest will be peed up the wall.

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Crapquest keep calling my brother/sister inlaw to say they need to speak to me urgently.

When asked what they want my number for they wont say so my brother / sister in law say in that case they cant have my number..... end of call

 

Notts

As a great man once said " All Men Can Fly But Some Only in One Direction"

 

Notts

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If you ring Dir Enqs and ask for, say, Mr Lickthewallfatboy, they'll generally say that the number is ex-directory. This shows that you have a phone at the address, and the DCAs then set about finding the number form various sources.

 

Because of my job I have a genuinely ex-directory number. It doesn't show up on Dir Enq's database, and outgoing calls automatically show as 'blocked'. Only family and a few trusted friends have the number, and we use mobile numbers for everything else.

 

I occasionally get telemarketing calls, usually from US callcentres, which I suspect are random diallers. However, this weekend I had a call which showed up as being Capquest. The caller asked for my other half;

 

Me: 'who's calling?'

CrapQuest: 'Oh, it's the wine club. We want to send Ms X a free ticket for an event, but the letter was returned, so I just wanted to check the address. Can you confirm that Ms X lives there, and when's a good time to speak to her on this number?'

Me: 'I just want to let you know that this call is being recorded. What did you say your name was?'

CrapQ: 'Err, shall I call later.... umm, will X be in later?'

Me: 'I didn't catch your name. Where did you say you calling from?'

CrapQ: (pause) 'The wine club'

Me: 'Are you sure?'

Click.....

 

It happens that the other half is in a wine club, but they know the address. She gave them the number because the couriers wouldn't deliver without a landline number. The wine club say they don't share data, and were concerned that someone had been able to access data. The courier firm say that they don't share data either. I won't name them because I think they are genuine firms who haven't done anything wrong.

 

Now, it also happens that Capquest are pursuing an old debt of SWMBO's for which the OC couldn't produce an agreement. I suspect that some individual is taking money to harvest personal data, which means that somewhere along the line someone else is buying it. Of course it may well be that the fine upstanding people who run Capquest are wholly unaware of such unwholesome shenanigans - but I cannot believe that they are unaware that their staff routinely lie (this is not the first time I've caught them out, but it's usually the old 'we can ring when we like' nonsense), and engage in dubious and non-compliant practices. I'd complain, but previous experience tells me that I may as well as Gerry Adams to walk through Belfast with the Orange Order next July 12 as expect a sensible response.

 

I rang ICO this afternoon, who were predictably concerned (in a patronising way), but not so much that they think they can do anything.

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how do you get a number that directy enquiries have no listing of

 

If it's unlisted, it's obtainable in certain circumstances by some agencies (e.g. police, security services). DCAs seem to use trial and error as much as anything else (as well as dubiously obtained data).

 

If it's just ex-directory, then there's a name at the address, and with a name and confirmation that there's a phone, then it's so much easier to find a matching number.

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for those of you who haven't donated yet,or are unaware.....£90 needed to complete the fighting fund for UK26 V Experian.This is important and has implications for all of us!!!

 

thread here......http://www.consumeractiongroup.co.uk/forum/credit-reference-agencies/164122-uk26-experian-limited.html

 

and for those who already know and haven't donated,or who want to again...

 

https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&hosted_button_id=2638492

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