Jump to content


  • Tweets

  • Posts

    • In my experience (not with car payments) but with many other things, my partner has been ill and signed off in the past and we have been unable to meet various commitments.  Naturally if you ring the call centre they are going to fob you off and tell you you must pay, that's why that never ever works. I would obtain a note from her GP listing all her health issues plus medications plus side effects, then write to the finance company with a copy of it, explaining the situation, as you have here, asking for a payment holiday. Perhaps mention that the car is very much needed for hospital appointments etc. It's likely the finance company would rather you pay till term end than, chase you for money they will never see, and sell the car at auction for a loss,  You can search some of my threads going back years, advising people to do this for Council Tax, Tax Credits, HMRC, Even a solicitors company and it always works, because contrary to popular belief people are reasonable.
    • Sorry, I haven't ever seen one of these agreements. Read it all and look out for anything that says when she can withdraw and when she is committed to go ahead. If it isn't clear she may need to call the housing provider and simply say what you posted here, she doesn't want to go ahead and how does she withdraw her swap application?
    • Thank you! Your head is like a power bank of knowledge.  Her health issues are short term, due to a relationship breakdown she took it pretty hard and has been signed off work on medication for 3 months. She only started her job in February 24 so does not qualify for any occupational sick benefits, which is where the ssp only comes in. (You will see me posting a few things over the coming days, whilst I try and sort some things for her)  I sat with her last night relaying all this back and she does want to work out a plan, she was ready to propose £100 for the next 3 months and then an additional £70 per month onto of her contractual to "catch up" but Money247 rejecting the payment holiday and demanding £200 thew her, which is why I came on here.   
    • I've looked at your case specifically more.   Term 8bii reads " when, in accordance with instructions from the Customer or the Consignee, the Consignment is left in a safe place" Their terms choose to not define safe, so they are put to proof that the location is safe. If your property opens onto a street its a simple thing of putting a google earth image and pointing out that its not a safe place
    • New rules and higher rates resulted in a jump in the number of savers opening accounts at the start of this year's Isa season.View the full article
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

ACS:Law copyright file sharing claims, Gallant Macmillan - and probably some others along the way...


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4937 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Yes it does. The only problem is that it's hard to prove that it was sent, which is where recorded delivery is so useful.

 

What would be a good idea in the UK, would be to have some kind of data storing agency that you use as a forwarding address to send letters, emails etc to these companies . If you want to send a £1 cca request , send it via them, they keep a record of what you sent, they pass it on to the dca. Same with emails, same with SAR's, complaints etc. Where you'd want a guarantee of content as well as guarantee of delivery . They'd probably make a lot of profit too , these days, so many of these types of communications being sent.

Link to post
Share on other sites

  • Replies 4.6k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

The latest update from their website:

Update:

The first batch claims have been prepared and were filed at court on Friday, 4 September 2009. Service of the proceedings will be made by first class post and will be with defendants by Tuesday, 8 September 2009 at the very latest.

The second batch of defendants will be selected on Monday, 14 September 2009

 

1 - Isnt there a postal strike on at the moment? :rolleyes:

2 - Are they expecting the selected person to attend the court & if so are they gonna pay their travel costs? :confused:

3 - Wonder how they are "selecting" these people as such? :cool:

Link to post
Share on other sites

My guess is that the majority will be people who didn't send an LoD, in the hopes that they can get a default judgement. Mixed in will be a few who did send an LoD, but through ACS's incompetence, have not been registered as having done so. I suspect that all cases that are defended will now be dropped like hot bricks.

Link to post
Share on other sites

The latest update from their website:

 

Update:

The first batch claims have been prepared and were filed at court on Friday, 4 September 2009. Service of the proceedings will be made by first class post and will be with defendants by Tuesday, 8 September 2009 at the very latest.

The second batch of defendants will be selected on Monday, 14 September 2009

 

1 - Isnt there a postal strike on at the moment? :rolleyes:

2 - Are they expecting the selected person to attend the court & if so are they gonna pay their travel costs? :confused:

3 - Wonder how they are "selecting" these people as such? :cool:

 

2 - Wouldnt it be transfered to your local court ? Assuming that its not a massive bluff and ACS arnt talking out their backsides.

Link to post
Share on other sites

As cerberusalert says;

 

Beware not all members of CAG are caggers, there are some who will deliberately misinform or try to undermine information you have been given, at the end of the day it is you that must decide on what action to take.

 

Link to post
Share on other sites

Well, one poster did say he had a POC but has dropped of the radar ever since:?::?::?:

 

David

 

Yep... I suggested to them that they start a thread in the legal section to get the maximum help, not seen anything yet so do question how real these claims are.

 

S.

Link to post
Share on other sites

I was thinking exactly the same thing myself :rolleyes:

 

Nevertheless, I wouldn't be at all surprised if they do try and get a few undefended wins, like Davenport Lyons did. Then they'll crow about it to anyone who will listen, and they will frighten a few more people into paying :mad:

Link to post
Share on other sites

I think ACS like to play a clever game of spin & psychology as well in my view.

If you look at their website, everything is worded in such a way that it leaves no room for doubt, for example it will say something like - "This will happen" or "This has now been done" etc...its a clever play on words in my view & anyone reading their site who didnt know their rights would easily be intimidated by how they come across & more likely to pay up out of fear :cool:

Link to post
Share on other sites

Just going a bit off topic here a bit if i may.....i wonder does the government know about what is going on with this scandal?

Id imagine it goes without saying that there will be political consequences of all this for Gordon Brown & co in terms of, it is they (although not directly responsible for it happening) that as the government of the land, is preciding over so many of its citizens being threatened like this & being seen to not be doing anything about it.

There's a general election next year Mr Brown if you hadnt realized ;)

Link to post
Share on other sites

Just going a bit off topic here a bit if i may.....i wonder does the government know about what is going on with this scandal?

Id imagine it goes without saying that there will be political consequences of all this for Gordon Brown & co in terms of, it is they (although not directly responsible for it happening) that as the government of the land, is preciding over so many of its citizens being threatened like this & being seen to not be doing anything about it.

There's a general election next year Mr Brown if you hadnt realized ;)

 

 

They know what is happening and in there recent draft of the consultation for these type of claims they were making it so these types of things can be done, let hope they took notice of all the people who responded to the consultation and changes are made or this could get very messy for innocent people.

Link to post
Share on other sites

Just going a bit off topic here a bit if i may.....i wonder does the government know about what is going on with this scandal?

 

 

I would think so but as we are all aware this government will not take action over any issue unless there's a backhander in it for them.

 

Add to that, I don't actually think they have the organisational skills or competence required. When the Attorney General herself gets done under a law she herself drafted, it speaks for itself.

 

David

Link to post
Share on other sites

well no response from my letter i sent over 2 weeks ago

 

i gave them 10 working days so thats 2 weeks if they can throw out demands for payment within 7 days i to can also throw out demands

 

any further correspondance will be delt with accordingly

 

not to everyone if send a LOD send it 1st class with a certificate of post not recorded

 

if you send it recorded someone has to sign for the letter with them maybe looking at them first as they would be deemed more important and to be replyed to as soon as possible

Link to post
Share on other sites

well no response from my letter i sent over 2 weeks ago

 

i gave them 10 working days so thats 2 weeks if they can throw out demands for payment within 7 days i to can also throw out demands

 

any further correspondance will be delt with accordingly

 

not to everyone if send a LOD send it 1st class with a certificate of post not recorded

 

if you send it recorded someone has to sign for the letter with them maybe looking at them first as they would be deemed more important and to be replyed to as soon as possible

 

 

Putting demands on the time they have to reply would not go down well in court (if it ever happens), just the same as them making demands for payment in 7 days. There are pre action protocals that both partys should be following. If they chose to constantly ignor these rules, then it can only help us, but we should not reply putting demands on them ignoring the pre actions procedures required just because they ignor them does not mean we should. We can put all the demands we want in the letters, they will just be ignored. Currently they have 6 years to deal with it and theres nothing we can do about it for now, it does not matter if its right or wrong, were in this for the long run.

Link to post
Share on other sites

i dont want this annoyance over me forever i want fast responses from them if i cant get that then they have very little chance of that then why should i respond or make payment within 7 days ?

 

i would love to see them try take me to court ill counter sue for as much as i can

Link to post
Share on other sites

Even if they do take anyone to court...every UK citizen has basic legal/human rights etc...so if they think they'll just get so many hundred pounds in an instant, then im afraid they are in for a shock.

 

Very true, but I'm pretty sure that this has been a nice little earner for them without ever seeing a courtroom.:-x

 

The legal profession and it's regulators really do need to get to grips with ACS and the rest of the bottom end ****** lawyers, otherwise this stunt will be pulled time and time again.

 

David

Link to post
Share on other sites

Very true, but I'm pretty sure that this has been a nice little earner for them without ever seeing a courtroom.:-x

 

The legal profession and it's regulators really do need to get to grips with ACS and the rest of the bottom end ****** lawyers, otherwise this stunt will be pulled time and time again.

 

David

 

What happened to the SRA investigation into DL ?. That was years ago now, was there ever any outcome ?

Link to post
Share on other sites

Investigations of this nature do not happen overnight sadly.

Infact i think the authorities drag it out on purpose :cool:

The only way things will ever change in this country is when the British people finally stand up for themselves & bring about a major revolution.

 

 

yeah..Fight The Power :)

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4937 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...