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    • Moomoo11
      Lowell/Overdales Claimform - old Cap1 Debt

      By Moomoo11 · Posted

      Interesting. Thanks for that London.  That’s what I’m gathering.     iv no doubt they would send me fake documents but would they really dare present fake documents to a court of law?
    • Madmart58
      Lost items sent through Parcel2Go and EVRi

      By Madmart58 · Posted

      Thank you very much for your letter in regard to the above mentioned shipment.  Due to the high volume of parcels coursing through the courier network each day, undergoing continuous processing and handling, certain packages may experience delays or even can get lost in the course of this journey. Please note that due to the time that has passed, this shipment has been declared as lost.  I have today processed the claim and made offers to the value of £75 as a goodwill gesture without prejudice. I do acknowledge that you have mentioned in your letter that the value was higher, however, you did not take out any protection to that amount. The protection for this shipment was £20 and we will not be increasing our goodwill offer any further.    Please log into your account online in order to accept our offer. Once accepted, our accounts department will process the claim accordingly. The claim payment will be processed and received within 7 working days.                                  In addition, a refund of the carriage fee will be processed as a separate payment and will be received within 3 working days.  If I can further assist, please feel free to contact me.   I have also just noticed that yesterday afternoon they sent me an email stating that "after my request" they have refunded the cost of shipping. I did not request the refund so will mention that in my letter as well.
    • Angryman1404
      IDRWW letter and email received this week

      By Angryman1404 · Posted

      Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
    • honeybee13
      Should we trust Sunak or the next PM to fix the Country's problems? (title revised 24/10/22)

      By honeybee13 · Posted

      Not that TOR will see this now he's thrown in the hand grenade. Rayner has plenty of female supporters on X, for a start. As for the council and HMRC, fair enough and I thought Rayner was already in touch with them. That's where it should be dealt with, not the police force. @tobyjugg2 Daniel Finkelstein thinks the same as you about tax. The Fiver theory. How the Fiver Theory explains this election campaign ARCHIVE.PH archived 28 May 2024 17:36:51 UTC  
    • London1971
      Lowell/Overdales Claimform - old Cap1 Debt

      By London1971 · Posted

      Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.

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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Unenforceability Cases on hold until further notice

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Demonbarb

Demonbarb

Posted
Posted
and who are the ones with no fees upfront or on the back end pray tell if you would be so kind- some nervous folk on here might apporeciate such a free service

A business I am a partner in, but I am not a member of these forums to promote it but to see what develops in the industry and I find these forums useful and interesting and I aren't sure if I would be breaking forum rules by mentioning it so I won't.

 

I aren't sure if the forum has an email feature but if it does and you want to know more then email me. It does annoy me, however, on here when some holier than thou type comments are aimed at CMC's in general when there are some decent outfits out there.

 

The industry is very messy and we all know who the real rogues are and the industry needs a much firmer hand from MOJ than it gets and personally I can't wait until they get to grips with it but I won't be holding my breath.

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pt2537

pt2537

Posted
Posted
A business I am a partner in, but I am not a member of these forums to promote it but to see what develops in the industry and I find these forums useful and interesting and I aren't sure if I would be breaking forum rules by mentioning it so I won't.IT IS A CLEAR BREACH OF SITE RULES SO BEST NOT TO EH?

 

I aren't sure if the forum has an email feature but if it does and you want to know more then email me. It does annoy me, however, on here when some holier than thou type comments are aimed at CMC's in general when there are some decent outfits out there.

 

AGAIN, TO TAKE PART IN SUCH AN ACTIVITY WOULD BREACH THE SITE RULES IM AFRAID AND WOULD RESULT IN PM FUNCTIONS BEING REMOVED

 

The industry is very messy and we all know who the real rogues are and the industry needs a much firmer hand from MOJ than it gets and personally I can't wait until they get to grips with it but I won't be holding my breath.

:)

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pt2537

pt2537

Posted
Posted
Sorry to be picky Southern Pacific ML v Walker Chester county Court

actually

 

according to the order i have in front of me,

 

Its Southern Pacific Personal Loans Ltd and MJ Walker and one other

 

if you really wish to be picky of course

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Tricky Dickie

Tricky Dickie

Posted
Posted
A business I am a partner in, but I am not a member of these forums to promote it but to see what develops in the industry and I find these forums useful and interesting and I aren't sure if I would be breaking forum rules by mentioning it so I won't.

 

I aren't sure if the forum has an email feature but if it does and you want to know more then email me. It does annoy me, however, on here when some holier than thou type comments are aimed at CMC's in general when there are some decent outfits out there.

 

The industry is very messy and we all know who the real rogues are and the industry needs a much firmer hand from MOJ than it gets and personally I can't wait until they get to grips with it but I won't be holding my breath.

 

No arguments from me on any of the points you make,however this thread previously got diverted doen this line of discussion so a new thread was started from the posts on the subject.I think this is it,I''ll see you there,nice to have someone who thinks the same

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/198695-validity-claims-management-companies-new-post.html

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Tricky Dickie

Tricky Dickie

Posted
Posted
I have now received a letter from Chester County Court informing me that I need to attend a case management conference at the court on Tuesday 19th May.

WTF is that all about at such short notice?

 

I have just spoken to the court and apparently the case management conference I have been asked to attend will be dealing with a total of 44 cases.

Should be interesting,anyone want to come along as my legal advisor to earwig and possibly give me advice?

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car2403

car2403

Posted
Posted
I have just spoken to the court and apparently the case management conference I have been asked to attend will be dealing with a total of 44 cases.

Should be interesting,anyone want to come along as my legal advisor to earwig and possibly give me advice?

 

We've seen the Courts manage these large numbers of cases in the same way before - you can imagine the pressure put on the Court system when the cases about Bank charges started off.

 

Usually, if they are all been heard together, which is suggested here, the outcome is probably already determined and will be applied to all the cases at the same time. I've been in a Court room with 9 other claimants before, which is bad enough, but I would imagine that 44 would be quite a spectacle to behold.

 

Access to justice refused due to the volume of cases heard, some would say. Reducing the impact on the Courts of having vast numbers of cases issued on the same grounds, is a possibility.

 

I'd recommend you starting a new thread, TD, so we can track your progress along the way. (There's a guide to CAG in my signature if you aren't sure how)

 

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Tricky Dickie

Tricky Dickie

Posted
Posted
We've seen the Courts manage these large numbers of cases in the same way before - you can imagine the pressure put on the Court system when the cases about Bank charges started off.

 

Usually, if they are all been heard together, which is suggested here, the outcome is probably already determined and will be applied to all the cases at the same time. I've been in a Court room with 9 other claimants before, which is bad enough, but I would imagine that 44 would be quite a spectacle to behold.

 

Access to justice refused due to the volume of cases heard, some would say. Reducing the impact on the Courts of having vast numbers of cases issued on the same grounds, is a possibility.

 

I'd recommend you starting a new thread, TD, so we can track your progress along the way. (There's a guide to CAG in my signature if you aren't sure how)

 

From what I can gather it would seem that the purpose of the conference is to advise everyone involved in this matter about how the court has decided to proceed rather than discuss individual cases or listen to individual arguments.

My girlfriend is panicking about this now and insisting I am represented but I think that will be a waste of money I have not got .

Firstly whoever I could find at this short notice would know nothing about the case and it does not even sound like there will be any need for any input on my part,what do you think?

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foolishgirl

foolishgirl

Posted
Posted

Usually, if they are all been heard together, which is suggested here, the outcome is probably already determined and will be applied to all the cases at the same time.

 

From what I can gather it would seem that the purpose of the conference is to advise everyone involved in this matter about how the court has decided to proceed rather than discuss individual cases or listen to individual arguments.

My girlfriend is panicking about this now and insisting I am represented but I think that will be a waste of money I have not got .

Firstly whoever I could find at this short notice would know nothing about the case and it does not even sound like there will be any need for any input on my part,what do you think?

 

If the decision on how to proceed has already been made by the court on these cases, (which as car says, seems likely) IMO you'd be unlikely to gain anything by employing a pro. at this stage. You might like to see if a CAG buddy in your area is available though to listen in/advise - click the link at the top of the page.

 

Please do start a new thread TD & let us know how you go on, this could be vital information to all CAGers. :)

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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Tricky Dickie

Tricky Dickie

Posted
Posted
If the decision on how to proceed has already been made by the court on these cases, (which as car says, seems likely) IMO you'd be unlikely to gain anything by employing a pro. at this stage. You might like to see if a CAG buddy in your area is available though to listen in/advise - click the link at the top of the page.

 

Please do start a new thread TD & let us know how you go on, this could be vital information to all CAGers. :)

 

I will but having looked at how the buddy system works it would make sense to find someone near to Chester rather than where I live which is South Manchester

Incidentally I do not understand why the case was transfered to Chester when I live in Manchester unless its got something to do with the MBNA connection.

When I submitted my AQ I asked for the case to be transferred to Altrincham

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foolishgirl

foolishgirl

Posted
Posted

Incidentally I do not understand why the case was transfered to Chester when I live in Manchester unless its got something to do with the MBNA connection.

When I submitted my AQ I asked for the case to be transferred to Altrincham

 

I don't understand that either particularly as you are an LIP against a big company but it does happen sometimes. :(

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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Wigeon

Wigeon

Posted
Posted
actually

 

according to the order i have in front of me,

 

Its Southern Pacific Personal Loans Ltd and MJ Walker and one other

 

if you really wish to be picky of course

 

Again not wishing to be pedantic. Southern Pacific Loans Limited does not exist. It is a trading name of Southern Pacific Mortgages Limited. Some of the papers in the case were issued in the T/A name and some in SPML's name. In fact the original summons the SPML name was used. The order is incorrect but the copy you have is the unsealed version (guessing that is)

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I've got no money

I've got no money

Posted
Posted
Again not wishing to be pedantic. Southern Pacific Loans Limited does not exist. It is a trading name of Southern Pacific Mortgages Limited. Some of the papers in the case were issued in the T/A name and some in SPML's name. In fact the original summons the SPML name was used. The order is incorrect but the copy you have is the unsealed version (guessing that is)

 

The sealed copy of the Order of the 1st of April that I have says the Claimant is Southern Pacific Personal Loans Limited.

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

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I've got no money

I've got no money

Posted
Posted
I don't understand that either particularly as you are an LIP against a big company but it does happen sometimes. :(

 

I struggle with the fact its' not been transferred - perhaps they'll explain at the CMC

 

I agree with FG that it won't serve any real purpose to instruct lawyers at this stage

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

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I've got no money

I've got no money

Posted
Posted
We've seen the Courts manage these large numbers of cases in the same way before - you can imagine the pressure put on the Court system when the cases about Bank charges started off.

 

Usually, if they are all been heard together, which is suggested here, the outcome is probably already determined and will be applied to all the cases at the same time. I've been in a Court room with 9 other claimants before, which is bad enough, but I would imagine that 44 would be quite a spectacle to behold.

 

Access to justice refused due to the volume of cases heard, some would say. Reducing the impact on the Courts of having vast numbers of cases issued on the same grounds, is a possibility.

 

I'd recommend you starting a new thread, TD, so we can track your progress along the way. (There's a guide to CAG in my signature if you aren't sure how)

 

There is a thread already

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

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fermi

fermi

Posted
Posted
hi

 

is this to be decided today

 

'Decided' is probably too strong a word, but there was this yesterday....

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/200110-case-management-conference-mbna.html#post2179083

[SIZE=2][COLOR=SeaGreen][FONT=Verdana][URL="http://www.nationaldebtline.co.uk/"][/URL][/FONT][/COLOR][/SIZE]

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Tricky Dickie

Tricky Dickie

Posted
Posted
Ultimate is indeed an actual law firm regulated by the SRA there details found on the law society web site:

 

The Law Society - Find a solicitor

 

Ultimate Law is indeed an actual law firm,one who specialises in Claims Management for people wanting to wipe out their debts using the unenforceability argument.

Confusingly their owner Daniella (can't spell her surname) was who all the media reports quoted as saying that '100,000 cases are stayed' 'landmark decision' 'end of the line for unenforceability claims 'etc which started this thread in the first place.

Anyone who can work out where she is coming from please let me know

lots more about her early in the thread but I guess much of it now removed for fear of libel action-As Martin Lewis says they are a litigious lot these solicitors-classic lol

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steven4064

steven4064

Posted
Posted

The cases haven't been stayed yet. It may not be the "end of the line for unenforceability claims" but it may well be the end of the line for law firms "who specialises in Claims Management"

 

 

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Tricky Dickie

Tricky Dickie

Posted
Posted
The cases haven't been stayed yet. It may not be the "end of the line for unenforceability claims" but it may well be the end of the line for law firms "who specialises in Claims Management"

 

I do not understand your reasoning surely the better the case for unenforceability the more claims firms will prosper.

Indeed the whole reason that Judge Halbert acted the way he did was brought about by the number of claims submitted by CMC,s and the number which are possibly going to be submitted in the future

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