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    • Thank you very much for your letter in regard to the above mentioned shipment.  Due to the high volume of parcels coursing through the courier network each day, undergoing continuous processing and handling, certain packages may experience delays or even can get lost in the course of this journey. Please note that due to the time that has passed, this shipment has been declared as lost.  I have today processed the claim and made offers to the value of £75 as a goodwill gesture without prejudice. I do acknowledge that you have mentioned in your letter that the value was higher, however, you did not take out any protection to that amount. The protection for this shipment was £20 and we will not be increasing our goodwill offer any further.    Please log into your account online in order to accept our offer. Once accepted, our accounts department will process the claim accordingly. The claim payment will be processed and received within 7 working days.                                  In addition, a refund of the carriage fee will be processed as a separate payment and will be received within 3 working days.  If I can further assist, please feel free to contact me.   I have also just noticed that yesterday afternoon they sent me an email stating that "after my request" they have refunded the cost of shipping. I did not request the refund so will mention that in my letter as well.
    • Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
    • Not that TOR will see this now he's thrown in the hand grenade. Rayner has plenty of female supporters on X, for a start. As for the council and HMRC, fair enough and I thought Rayner was already in touch with them. That's where it should be dealt with, not the police force. @tobyjugg2 Daniel Finkelstein thinks the same as you about tax. The Fiver theory. How the Fiver Theory explains this election campaign ARCHIVE.PH archived 28 May 2024 17:36:51 UTC  
    • Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.
    • So Rayner who is don’t forget still being investigated by the local council and HMRC  is now begging to save her seat Not a WOMAN in sight in this video other than Rayner  Farage is utterly correct this country’s values are non existent in her seat   Rayner Pleads With Muslim Voters as Pressure From Galloway Grows – Guido Fawkes ORDER-ORDER.COM Guido has obtained a leaked tape from inside a meeting between Angela Rayner and Muslim voters in Ashton-under-Lyne...  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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What Made You Smile Today?


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Reading a post by someone who really cares

 

sean_seany, that's fantastic that you look after your step dad.

 

Port and Brandy is great and has medicinal purposes too, so I don't see a problem having it for breakfast! :-)

 

Ssssh Dotty , don't encourage him .Hes bad enough already lol . Anyway the brandy and port is for me :smile:

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Ssssh Dotty , don't encourage him .Hes bad enough already lol . Anyway the brandy and port is for me :smile:

 

lol, I remember back at uni we used to pour a mix of baileys irish and milk over our cocoa pops for breakfast to kill hangovers LOL

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Mentioned a while back that we're getting a dog. We're not now. :( We looked at another dog and one of ours seems to be too over protective of our other dog.

 

Pity really, because the dog we saw today and Monday (she had surgery on Tuesday; so couldn't take ours too and one of ours has a poorly tummy) is lovely.

 

(only in here because I'd first mentioned the dog stuff in here - not happy about this at all)

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maybe nobody has anything to smile about! :lol:

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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if they log in, they're alive and have something to smile about :) The dead don't whinge about being dead. Smile because you're alive.

 

Smile because you can breathe and live, have a healthy set of lungs.

 

Smile because breakfast was yummy

 

Smile because your neighbour started up his mower, and it conked out.

 

Smile because your food processor broke downand you have an excuse to get the new one you wanted

 

Smile because its raining? yep, coz your garden got watered (if you dont have a garden, then the pars and allotments just did)

 

Smile because you had breakfast this morning (some don't)

 

Smile because you did something silly that someone didnt see and you needed to giggle over it

 

 

Smile because a friend said something that amused you

 

 

Smile because, erm you're the only primate that can :)

 

last of all and my favourite: smiling burns 4 kcal's . Free weightloss is always a bargain :0

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Just to add, I learnt this trait from a CBT professional (cognitive behavioural therapist). Every day write down someting good in life, or something you're thankful for... read over it every TIME (from cover to cover) and things will kick in :)

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I was smiling yesterday because my daughter returned from a school activity holiday in one piece. When you are young you have absolutely no idea of danger or the things than can go wrong even in the safest of circumstances, especially when you are 50' in the air :!: and I know coach travel is supposed to be safe, so why are the crashes so awful?

 

Every time they updated the blog it was a relief to see that she was either there and smiling - or that the air ambulance or some paramedics couldn't be seen in the background!

 

So giving her a welcome hug had me grinning for the rest of the day. :-D

 

And, adridude I really appreciated your list of things to smile about too. :-)

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I smiled when I got to the reduced section at tesco just as everything had been reduced by about 75%. The freezer is fuller than it's been in a while now. :-)

 

Also just chatted on fb to a friend who recently had a baby. She had a tough time but improving now.

 

Great attitude adridude. Your post made me smile too. :-)

The Consumer Action Group is a free help site.

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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@caro: the timing for reductions is as follows (for trseco and sainsburys)

 

Tesco:

1500: 25% off

1700: 50% off

1900: 75% off

 

Sainsburys:

1500: 20% off

1900: 25% off

2000 90% off

 

:) Its weird tho how usually the unhealthy food n(pizzas etc...) get priced down and the healthy options don't!

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Years ago the Sainsbury's at Cobham didn't open on Sundays and a friend of mine went there at about 7 pm on Saturdays and stocked their freezer with joints of wonderful meat which they were almost giving away. Sadly they are now open seven days a week!

 

I didn't realize they had set times for reductions, but I'm not usually shopping that late due to homework and bedtime. :-(

 

The best bargain I had last year was 12lbs of cherry tomatoes for £1.50 just before Christmas from the market - it was pouring with rain and most of the stalls had shut early. They were absolutely delicious too, and were fine for three weeks in the fridge before the remaining ones needed freezing.

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Thanks adridude.

 

I find Saturday and Sunday are good days for reductions at tesco as they close at 10 pm on Saturday and only open 10 till 4 on a Sunday so not long to sell things with a Sunday sell by date.

 

I find really good meat reduced at sainsburys. Quite often its the more expensive stuff that's left over. Got 2 big fresh turkey crowns just before Xmas for under a fiver each instead of about £25.

 

We've only just got a morrisons SG but I have been to other stores and got reduced items there too so probably worth trying. Sometimes you can find nothing worth having bit others you can get lots if you have a freezer with space in it or can use fairly quickly.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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my dog seeming a lot better, been a worrying time

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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Glad your dog is better, Bobcat. :-)

 

What just made me laugh is my elderly cat suddenly miaowing to go into the garden. I opened the door and she went charging down the garden at the two pigeons on the bird table. I hadn't realized she'd been watching them. She's in her late teens so I'm pleased to see she is still watching and interested in what's going on. Needless to say, she wouldn't have a hope of catching a pigeon. :-) They usually just ignore the cats. :-)

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Thanks DD, he is a rescue and have had him nearly 4 years and he thinks he is still a puppy! lol Your cat sounds fun, animals do the daftest things!

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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