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    • Hi everyone,  There were many topics on this issue in the past. May I please have an update if anyone managed to buy or sell the house with the leasehold air space on it? would the bank lend the mortgage?  If I was not informed about the complications when selling the house. instead, they told me that this would add value to the house and sell faster which is the opposite. Can I file the case and dispute it for mis-sold and misrepresentation?  I am in the year 9th and I was not aware of the issue until I wanted to sell my house. There has been no communication since I signed the contract. The company has never contacted or updated me on how much energy the panels generated how much I used etc.    This is a free panel from the government schemes, run by  Freetricity.   Thank you   
    • All together.   
    • should i copy them in the same email or seperatley ?
    • Just do the n244 no counterclaim Plenty of examples upon what to put already here.  Dx
    • Thanks in advance for advice! I was shocked to find out when doing a credit score search this weekend that I have a CCJ in my name. I've spoken to the courts today and have been told Vehicle control services have taken me to court for parking without a permit in my own allocated parking bay that came with my flat rental. The CCJ appears to be to the right apartment block but the wrong address.  It dates back to 2017. The judgement was passed in April 2021 without my knowledge of the ticket or the case ( presumably fine information was sent to the wrong address) I had already been taken to court by VCS previously for parking in my own bay and I won. It seems to me that this is underhanded behaviour from VCS as they had my address from previous interactions and had tried taken me to court for something that a judge had previously ruled on. I'm seeking advice on next steps. I was told by court that i can raise a dispute on the CCJ but I also want to appeal the case altogether. Should I be filing an  N244 Application Notice with an N161? I was told I should pay the court £303. Now that I've got home and had a look, there is a long list of court fees so I'm not sure which is applicable. I was also told the £303 is not refundable. Should I be filing a counterclaim or is that something that can be done at a later date. Ultimately I feel disgusted at having a ccj and then having to pay for the privilege of getting it removed. Any advice on how to make VCS pay for this would be appreciated!
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
        • Thanks
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I phoned hsbc the other day to see if they could help with regards to the charges they we going to take out in the next few days (£100!!).

 

They said they couldn't do much but did say they would refund one £25 charge for going over my od as I'd paid money in that day. It was better than nothing I thought.

 

Just checked my acc now and it looks like they've scrubbed all the charges for that acc?! So now I'm 'only' paying £31 instead!! Woohoo!!

 

Mistake or intentional, I ain't gonna tell them!!! But that's made my day!!!

"In this situation, you know what you have to do? Just keep swimming, swimming, swimming." Dory - Finding Nemo.:wink:

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I wore a white blouse with black spots today. Three year old grandson said, "I like your shirt, Nana you look like a Dalmation!"

 

After putting him into his car seat and attempting to get into the driving seat, my arthritis is nasty this week, and moaning, "oh my knee" he informed me that it wasn't my knee it was because I had a big bottom!

 

I told him, "so Nana is a Dalmation with a big bottom!" "Yes", he said, with a big grin on his face!

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Give my love to Robbie and have a great time.:-D

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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The news that my father's treatment for prostate cancer has been successful. He hasn't talked about it much, especially to me, but now I can tell how relieved he is. I feared the worst, glad to be proved wrong.

 

HB x :)

 

Brilliant news HB :-D

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I've got an old bike I don't need anymore. You can have it if you want.

 

 

 

You can have the kids as well.:madgrin:

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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Lets see if anyone wants that old bike, hahahahahaha :)

 

My sons pressure washer packed up so I said to him to leave it in his front garden and the fairies will dispose of it. 3 months later it was still there so people around here must be more honest than I thought.

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Yesterday and today. A very close friend home for a week from Portugal taking the time to spend two days with me having a good natter, plenty of wine and some lovely food :) Some of my friends REALLY know when to spoil their loved ones :)

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Sounds great BB. Glad you're having a good time.:-)

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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The news that my father's treatment for prostate cancer has been successful. He hasn't talked about it much, especially to me, but now I can tell how relieved he is. I feared the worst, glad to be proved wrong.

 

HB x :)

 

Wonderful news for your Father, you and the family HB. Research has come on in leaps and bounds and I am so pleased for you.

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We seem to be popular with receiving messages from far away places, it's very curious. Russian in Russian out:madgrin:

 

I have a friend on a Greek Island who's birthday is 4th July, known each other since 5 years old. Waiting to send her a message.

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It starts to rain heavily and for some reason as my bedroom window is open and overwhelming smell of curry appears. Probably the rain has not allowed the smell to fly away, but I must admit whoever was cooking was lucky I didnt try and find out which house it was and invite myself.

 

YUMMY SMELL:lol:

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