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    • Hi just typed all defence clicked next and it's deleted all. Any help
    • I forgot to say, there is one last possibility and that is that they will receive your letter of rejection and simply fold, accept the rejection and refund you. Don't wait too long for this. Seven days maximum – but in that seven days you could send your letter of claim anyway and when that you don't hear from them or when they start mucking around at least you are seven days closer to beginning the legal action – and they will know it (which is the important thing).
    • Okay that is excellent that you have an email between the garage and the warranty company confirming that there is a serious problem with the gearbox. That is very powerful evidence. I think the situation is this: you have sent them a letter of rejection but the reputation of big motoring world is that they won't take a lot of notice and they will try to prevaricate and maybe even blame you. Clearly you don't want the car any more and anyway it sounds as if the cost of repairs is going to be enormous. You don't know if the warranty company is going to step up to the mark but the whole thing is going to take a long time and I understand that you have lost confidence in big motoring world because of this event and also their reputation which you are now discovering on Facebook and on this forum and no doubt elsewhere. On the basis that you don't want the car any more and you want your money back, you need to hurry things along. I think the first thing is that you need to decide if you are prepared to bring a claim in the County Court. Even without the warranty money, the claim is worth more than £10,000. For actions less than £10,000, you bring a "small claim" and this means that even if you lose the case you won't be liable for the other side's costs. If you win the case then not only will you get your money plus interest but also you will recover all of the costs of the action. For actions more than £10,000, you go to something called the "fast track" and in the event that you lose the case, then you could be liable to reimburse the winner some of the costs. This means that in addition to not recovering your own money, you would lose your own court fees and also you would have to to bear the costs of the other side probably something less than £5000 – but as a rough guess. If you bring your court claim then your chances of success are almost 100%. Frankly if you brought a court claim then I can imagine that big motoring world will put their hands up and pay you out rather than face go to court and losing and getting a judgement against them. However, it you need to consider that this is a risk factor – although my view it is a negligible risk factor. If you did bring a court case, it wouldn't be instant. If they put their hands up then it would probably happen very quickly. If they didn't put their hands up then you could take anything up to a year for the matter to be resolved and during that time you would be without your car and without your money and in the middle of litigation. I'm explaining this to you say that you understand how it works. Bring a court case would be really the last resort when everything else has failed. However, I'm quite certain that you would win and it would be stupid of big motoring world to try to resist. In order to bring a court case you would have to send a letter of claim giving them 14 days to accept rejection and organise the refund otherwise you would begin the claim. Don't imagine that you could bluff this. If you did send a letter of claim then you would have to go through with it otherwise you lose all credibility and you might as well pack up and go home. So with this in mind, here are possible courses of action you could take. You can simply wait and see what their reaction to your letter of rejection will be. However they may not reply or else they may find some other reason to delay and of course during that time you will be without your car and without your money blah blah blah, not knowing if big motoring world were going eventually to start acting sensibly and respectfully towards you. The second thing you can do – and I think this has been suggested on Facebook – is that you can go along there and simply make yourself present and talk to other customers and generally speaking make a nuisance of yourself and embarrass them to the point where you would be explaining to other potential customers to be careful, to look on Facebook, and to do some careful research before they put their business to big motoring world. This has a reasonable chance of success although you would have to be careful. You should go accompanied by a friend and there should be no anger, no arguments, nothing that could be considered as being overly aggressive so that big motoring world would have no justification in kicking you out or even worse, calling the police. If you did this, then I would suggest that you record everything on the telephone carried in a pocket. A fully charged battery will probably keep a voice recorder and a telephone going for more than 20 hours or 30 hours. The other person can video any incidents so that everything is clear and you can inform big motoring world then it will be going up on the Internet. If you did this, my favourite option would be to issue the letter of claim giving them 14 days, and then going along to big motoring world with a copy of your letter of rejection and a copy of the exchange between the mechanic and the warranty company and a copy of your letter of claim – all settled together – and probably about 20 or 30 copies in all and I would start handing them out to any customers who came in. Big motoring world will soon get the picture and they will either move your the premises in which case you stand outside and carry on doing it or they will finally give in. Of course there is a chance that they won't give in and they will simply call your bluff – but in that case I think you have no choice other than to follow through with your 14 day threat in the letter of claim and to begin the legal action. At the same time you should be putting up reviews on Google and also trust pilot explaining exactly what has happened and also explaining that the mechanic has confirmed to the warranty company that there is the serious problem, that you have asserted the right to reject and that this is been ignored by big motoring world and that you have now sent a letter of claim and that you will be starting a legal action in 14 days. Once again, don't bluff about the legal action. If you threaten it – then you must mean it – and on day 15 you click of the claim. You don't need a solicitor for any of this. It's all fairly straightforward and of course we will help you all the way that it the decision is yours to make and I think you need to make it fairly quickly. I think the cost of starting an action for about £13,000 is 5% and then also if it goes to trial which I would say is almost impossible – there would be an additional fee. You would claim interest at 8%. A judge might award a lower figure but frankly if you can show that big motoring world is attempting to ride roughshod over your very clear statutory consumer rights, I can imagine that the judge will want to show displeasure by awarding the full 8% which is a pretty good rate – even though it's not compensation for the hassle and the distress you are going through. If you decide to get solicitor, then if you win the case, because it is over £10,000 you will recover some of your costs but you won't recover all of them. If the solicitor begins by having exchanges of letters then I doubt whether you will be up to recover the cost of those and you could easily find that you're chalking up 500 quid or even a thousand simply on initial exchanges of correspondence. Also you need to bear in mind that if after having exchanges with a solicitor, big motoring world cave in – then you definitely won't get those costs back because you won't have gone to court and therefore a judge will not have made the order for payment of those costs. I suggest very strongly that you avoid paying any money for a solicitor and that you do it yourself. It's not a big deal – although you will have to you react quickly to the help we offer on this forum. Also, an additional benefit is that you will learn a lot and you will gain confidence and eventually you will feel good about suing anybody else who gets in your way. Nothing not to like! If you do decide to instruct a solicitor then you must take control of the solicitor. Most of them prefer to sit in an office writing letters on the clock. If you do decide to instruct a solicitor then you must instruct the solicitor very firmly that they should send one letter of complaint giving seven days. A second letter – a letter of claim giving 14 days and that they must then begin the action. If you don't do this. If you don't take control then it will simply cost you money, you will be without your car even longer and of course without your money. The whole thing is a nightmare. I think I've laid out the options but please do ask questions. I hope you can see that this is the kind of advice that you won't be getting on Facebook. Nothing against Facebook. It's good as a meeting place and to make people realise that they aren't on their own – but after that the advice given is weak and confusing.  
    • What makes you say that?  I have no idea how I would go about that or why they would even entertain discussions now that they've won the Court case
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Is it wrong to agree! I am certainly being civil. :) I am just disagreeing with reorete.

Is it wrong to agree? Err..... no?......yes? Depends what you are agreeing with and who is judging whether it is right or wrong.:D

Yes you are being civil. I didn't say you weren't.

Ah but are you disagreeing with reorete? I think you just believe reorete's comments are not relevant on this thread.:wink:

Edited by freakyleaky
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I have to say that if it was just the sounds of giggling and the occasional party then I wouldn't mind at all, as I'm sure most people wouldn't. It's the constant screaming, shouting, extremely foul language (even used by the youngest children), the damage that is being done to my property i.e. house (bought) and car that is getting on my nerves!!!! The fact that you are always on your guard for what they are doing next, you have to be can be very frustrating. I think the only thing my 'bad' neighbours (the other side are very nice as is most of the rest of the street) would come round to offer would be drugs! As I said in my previous post maybe people who do not understand why we have an issue with these anti-social types of behaviour are people who are very lucky and not been the victim of it. From the sounds of your post Reorete it sounds like you have lovely neighbours, the kind that we all wish we had. You are very lucky indeed, and I hope you never have to face the problems that some of us have/are experiencing. I for one am geatefull for this thread, we have tried the police to name just one department we've contactd redarding our problems and nobody seems interested. It's nice to know that we are not alone in our struggle, but that said, it's also sad to see that cases like this are becoming more and more common. No pun intended :p

Mungy Pup

 

I want to live in a world where chickens are free to cross the road without their intentions being questioned. :razz:

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i do feel sorry for your troubles mungy. and yes im lucky to have nice neighbours. your complains seem genine .have you asked about noise abatement? if you contact your housing officer they should arrange this for you.its there job to sort that kind of abuse out because your troubles sound quite severe.

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ive lived at my present adress 10 years freaky and its been bliss so far. before i moved here i lived next door to 2 elderly ladies and it was hell im not joking when i say i had a visit from the police one night because my rabbit escaped from my hut and was in there garden and she complained my rabbit ruined her lawn... she never even knocked to ask me to retrieve him she just called the police.. i had my baby a month early due to stress. i was also caring for my child who was very poorly with cystic fibrosis and she even phoned the dissability place to inform them she had seen my son climbing a tree and i shouldnt have a dissability car . cystic fibrosis is a life threatening illness and my son was 5 at the time . it was sheer hell for me and i was glad to move as i was so harassed.so theres a flip side to that coin.since moving ive gone out of my way to be nice to my new neighbours because life is too short and theres bigger things going on in the world . but if people are making your life hell by playing music at all hours and damaging your property and cars etc well thats just so wrong and i feel sorry for all concerned

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Wow, that does sound a bit over the top reorete (the reactions from your neighbours). I have lived here for nearly 12 years now and it was a lovely street when I moved in. Still is for the most part. There was a lovely couple living there for my first few years here that we got on very well with. I am about at freakylady's level, have been for about 2 years! I would love to move but it's just not an option at the mo. I work from home now too so I can't get away from it, that said at least I can keep an eye on the house and they don't tend to put graffiti on if we are in. I have to go to the states in a month to visit my parents, my mother has had a stroke so I'm going over to see them but my other half is staying here. I do worry about him going out to confront them and them getting violent and it's putting me off going away. To be honest if it wasn't for the stroke I wouldn't be going.

Edited by Mungypup
bad speller, lol

Mungy Pup

 

I want to live in a world where chickens are free to cross the road without their intentions being questioned. :razz:

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The human alarm clock downstairs has woken me up again at 0630.

 

And I've just been serenaded by next door. One of her "friends" has just passed the house screaming something about her being a "F s" several times over, but he has now, thankfully, buggered off.

 

At this very moment, I am being treated to my usual morning symphony of coughing, wretching and puking from the mother downstairs.

 

I spoke to the council yesterday about moving to another authority's area, was advised that there is a national homeswap scheme and that I should go try it.

 

She didn't quite see the joke when I asked if people list whether or not they are deaf, blind and anosmic (no sense of smell), because unless they were, I wouldn't put my worst enemy in this house (with one or two exceptions).

 

I can just imagine the advert:

 

Wanted : small and cheap detached or semi detached with good noise insulation and a lawned rear garden [plus a drive for my car if/when I start my new job]. Will swap for semi masionette with following features:

 

1. Vibrates every time a bus goes past. Very good as a substitute massage

2. Never oversleep as you will be woken at 6 or 630 AM whether you like it or not.

3. Experience a mad party without any expense - just listen to next door.

4. Front garden that you can look at (but can't use)

5. Ability to wind up police dogs sniffing for marijuana. Just open your window of an evening / weekend and allow the smell of it to waft into your home and all over your clothes.

6. Miss conversation? You can experience it when neighbours downsatirs have friends round. Again, on a like it or not basis.

 

Any takers?

Edited by freakyleaky
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Sorry Gyz... I get peed off when my Bus Driver neighbour slams his door and makes my house rattle at 5 in the morning or when my other neighbour leaves the toilet extractor fan on for hours on end droning and vibrating on my bedroom wall when I'm trying to sleep, or when any of the teenagers around my way come home in the early hours of the morning and have a loud conversation in the street over the top of their cars booming stereos before they slam the doors and screech off beeping their horns.

 

Fortunately, those incidents are not a regular occurrence so I do get respite in between but your situation sounds worse than the Chinese water torture.

 

Your circumstances would either send me to the loony bin or prison... as I said before, I'd rather camp out on the motorway than put up with what you do... In fact I just don't think I could.:(

 

I genuinely sympathize and hope you get out of there soon.

 

Spam.:)

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They say money talks......mine just keeps saying "Goodbye"

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Another blissful weekend.

 

Saturday night involved calling out the investigator who this time heard the music. Alas, he cannot do anything about it so I was left with thumping all night, and I nearly lost it.

 

My flatmate had to restrain me and locked me in the house. I had a metal pole and a big brick ready to take to next store. It lead to a huge row but now OK. I know my behaviour was stupid and the worst thing I could have done, but that's how its affecting us.

 

Have also got a surveyor coming out on Friday to assess the property for noise insulation and general fitness to inhabit.

 

I'm praying for a condemnation.

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They have. I was crying by the time the investigator came out.

The HA said that the neighbours were supposed to get a warning but didn't turn up. Nor did the HA keep me informed like they said they would.

 

It would not be that bad, but I have to put up with their noise of a night. Then during the day I've got to put up with the noise from downstairs all day. There's seems no end to it, but light is at the end of the tunnel.

 

It's just whether I can keep myself from being committed / imprisoned by the time I get to the end.

 

I'm a couple of steps closer to starting my job and getting my car, so I'm trying to keep focussed on that and being grateful for everyone's support on here and, of course, my flatmate who deserves a medal or ten.

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I really feel for your pradicament, awfull, as I found myself close to getting into trouble as it felt like the only way out. But you must resist the overpowering urge to silence them.

Im shocked as to how slow or uninterested the authorities seem to be with your problem?

Can you not withdraw rent payments until something is done, Im just thinking out loud here and am guessing you cant, but surely there is something that can be done to get action?

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I don't believe in tit for tat like that. I like following procedure, because when things go tits up as they inevitably do, I have recourse.

 

I am keeping my temper in check, I know I cannot and must not do anything that will get me in trouble. But it is difficult.

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Yes, keep calm, I know its difficult, and I have a problem with my temper sometimes, i really have to take a deep breath and bite my tongue. But it can be done, and there will be an outcome to all this, and when there is you will be shown in a favourable light. They are taking rather a long time over things though aren't they? Fingers crossed it won't go on for much longer.

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About 3 pm today heard more loud thumping music so called the HA (twice) who eventually sent someone down.

 

They said that the reason for the loud music is a party (as there are birthday streamers up) as though that was justification. They eventually went next door and told them to turn the music down. The music has been off since.

 

There are now about 4 or 5 males outside effing and blinding, "joke" fighting in the street and getting rat arsed.

 

And this is a kids party.

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About 3 pm today heard more loud thumping music so called the HA (twice) who eventually sent someone down.

 

They said that the reason for the loud music is a party (as there are birthday streamers up) as though that was justification. They eventually went next door and told them to turn the music down. The music has been off since.

 

There are now about 4 or 5 males outside effing and blinding, "joke" fighting in the street and getting rat arsed.

 

And this is a kids party.

 

My friend, the longer you have to endure this kind of nonsense - the sweeter your new life will be.

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About 3 pm today heard more loud thumping music so called the HA (twice) who eventually sent someone down.

 

They said that the reason for the loud music is a party (as there are birthday streamers up) as though that was justification. They eventually went next door and told them to turn the music down. The music has been off since.

 

There are now about 4 or 5 males outside effing and blinding, "joke" fighting in the street and getting rat arsed.

 

And this is a kids party.

 

 

Fighting feeing band blinding and getting rat arsed at a kidz party.

 

Now that were i went wrong at the w/e the kids did not go home drunk.

 

Sorry gyzmo i thought we had a bad life with all the anti social behaviour we experiance but this is disgraceful. I am amazed they have not trying to accuse u of being a bully as the council did me when i complained about our neighbour. He was brought a pa system for his bedroom one christmas, 2006 TBH, and for over a yr spent from 4am to mid morning every w/e making noises down the mic ever time i complained i was accused of being a bully and discrimination agains a child with behaviour and other problems. Luckly after nearly 18 mths the council done summing about it and i have not heard a peep since.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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