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    • Hi, we are looking to get some opinions on weather or not to bother fighting this PCN. This comes from a very big retail park parking where there are restaurants, hotel, amongst other businesses. Apparently there is a max 3 hours limit which we were not aware of. This means taking kids to softplay and then having a meal on one of the restaurants will more than likely take you over the limit. Makes us wonder how they deal with people staying in the hotel as the ANPR seems to be in public street that leads to the different parking areas including the hotel.  1 Date of the infringement 26/05/2024 2 Date on the NTK  31/05/2024 3 Date received 07/06/2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]  YES 5 Is there any photographic evidence of the event? Entry and exit photos however, based on the photographs we are almost sure the photos are taken on public street. This is the location I believe photos are taken from.  https://maps.app.goo.gl/eii8zSmFFhVZDRpbA 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? UKPA. UK Parking Administration LTD 8. Where exactly [carpark name and town] The Colonnades, Croydon, CR0 4RQ For either option, does it say which appeals body they operate under. British Parking Association (BPA) Thanks in advance for any assistance.  UKPA PCN The Collonades-redacted.pdf
    • Thank you for posting their WS. If we start with the actual WS made by the director one would have doubts that they had even read PoFA let alone understood it. Point 10  we only have the word of the director that the contract has been extended. I should have had the corroboration of the Client. Point 12 The Judge HHJ Simkiss was not the usual Judge on motoring cases and his decisions on the necessity of contracts did not align with PoFA. In Schedule 4 [1[ it is quite clearly spelt out- “relevant contract” means a contract (including a contract arising only when the vehicle was parked on the relevant land) between the driver and a person who is—(a)the owner or occupier of the land; or (b authorised, under or  by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land; And the laughable piece of paper from the land owners cannot be described as a contract. I respectfully ask that the case be dismissed as there is no contract. WE do not even know what the parking regulations are which is really basic. It is respectfully asked that without a valid contract the case cannot continue. One would imagine that were there a valid contract it would have been produced.  So the contract that Bank has with the motorist must come from the landowner. Bank on their own cannot impose their own contract. How could a director of a parking company sign a Statement of Truth which included Point 11. Point 14. There is no offer of a contract at the entrance to the car park. Doubtful if it is even an offer to treat. The entrance sign sign does not comply with the IPC Code of Conduct nor is there any indication that ANPR cameras are in force. A major fault and breach of GDPR. Despite the lack of being offered a contract at the entrance [and how anyone could see what was offered by way of a contract in the car park is impossible owing to none of the signs in the WS being at all legible] payment was made for the car to park. A young person in the car made the payment. But before they did that, they helped an elderly lady to make her payment as she was having difficulty. After arranging payment for the lady the young lad made his payment right behind. Unfortunately he entered the old lady's number again rather than paying .for the car he was in. This can be confirmed by looking at the Allow List print out on page 25. The defendant's car arrived at 12.49 and at 12.51 and 12.52  there are two payments for the same vrm. This was also remarked on by the IPC adjudicator when the PCN was appealed.  So it is quite disgraceful that Bank have continued to pursue the Defendant knowing that it was a question of  entering the wrong vrm.  Point 21 The Defendant is not obliged to name the driver, they are only invited to do so under S9[2][e]. Also it is unreasonable to assume that the keeper is the driver. The Courts do not do that for good reason. The keeper in this case does not have a driving licence. Point 22. The Defendant DID make a further appeal which though it was also turned down their reply was very telling and should have led to the charge being dropped were the company not greedy and willing to pursue the Defendant regardless of the evidence they had in their own hands. Point 23 [111] it's a bit rich asking the Defendant to act justly and at proportionate cost while acting completely unjustly themselves and then adding an unlawful 70% on to the invoice. This  is despite PoFA S4[5] (5)The maximum sum which may be recovered from the keeper by virtue of the right conferred by this paragraph is the amount specified in the notice to keeper under paragraph 9[2][d].  Point 23 [1v] the Director can deny all he wants but the PCN does not comply with PoFA. S9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN only quotes the ANPR arrival and departure times which obviously includes a fair amount of driving between the two cameras. Plus the driver and passengers are a mixture of disabled and aged persons who require more time than just a young fit single driver to exit the car and later re enter. So the ANPR times cannot be the same as the required parking period as stipulated in the ACT. Moreover in S9[2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; You will note that in the PCN the words in parentheses are not included but at the start of Section 9 the word "must" is included. As there are two faults in the PCN it follows that Bank cannot pursue the keeper . And as the driver does not have a driving licence their case must fail on that alone. And that is not even taking into consideration that the payment was made. Point 23 [v] your company is wrong a payment was made. very difficult to prove a cash payment two weeks later when the PCN arrives. However the evidence was in your print out for anyone to see had they actually done due diligence prior to writing to the DVLA. Indeed as the Defendant had paid there was no reasonable cause to have applied for the keeper details. Point 24 the Defendant did not breach the contract. The PCN claimed the Defendant failed to make a payment when they had made a payment.   I haven't finished yet but that is something to start with
    • You don't appeal to anyone. You haven't' received a demand from a statutory body like the council, the police or the courts. It's just a dodgy cowboy company trying it on. You simply don't pay.  In the vast majority of these cases the company deforest the Amazon with threats about how they are going to divert a drone from Ukraine and make it land on your home - but in the end they do nothing.
    • honestly you sound like you work the claimant yes affixed dont appeal to anyone no cant be “argued either way”  
    • Because of the tsunami of cases we are having for this scam site, over the weekend I had a look at MET cases we have here stretching back to June 2014.  Yes, ten years. MET have not once had the guts to put a case in front of a judge. In about 5% of cases they have issued court papers in the hope that the motorist will be terrified of going to court and will give in.  However, when the motorist defended, it was MET who bottled it.  Every time.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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Mistry Money leaves my account


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Hi Hope i can have some help on this.

Yesterday my account balance on my Current account was £1.00. Today i got paid. I called telephone banking at 6am and i was paid xxx.xx,

I called again at 7am and around 3 pounds was debited my account. I have not made any card transactions on my account nor have i paid for any services with my bank or other. Basically what i am saying is that i should have in my account what i was paid plus £1. So when i got through to an advisor and asked what that debit was for i was told that the bank sometimes takes out money from accounts to check the account is active. I was not aware of this and am shocked. This is stealing as far as i am concered. The advisor told me to check back in 3-6 days as this would be depostited back into my account. Surely banks can not just take a small amount of money from an account without permission? and its not like i had not spoken to my bank less then 12 hours before so by them using an acuse to say they want to check my account is active is rubbish to me.

 

please help me with advise.

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Hi CB

 

I would be more suprised if they deposited a small sum into your account to ensure that it's active.

 

Look, I don't know, but it feels wrong, for example what if they removed £3 the day before a direct debit or a cheque had to clear and you were under funded, would they charge you for returning the debit? I think so. In over 40 years with a current account this has never occured with one of my accounts.

 

Chase this up and get some form of response in writing.

Edited by tendogs
one word too many !!!

I do very little but I do it very, very well :cool:

 

If I've helped give my scales a click

:smile:

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

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definitely get something in writing, if the bank are saying that they debit money to "Check" if its active. That to me sounds like utter BS. I have known fraudster to do a "check" to make sure the card is live but never the bank. Very intriguing.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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I just called my back and explained what happened this morning. Was told 2 transactions were made this morning at 6:31 and 6:35, the first was for £2 and the second for £1.

 

I am on hold to my bank now. been on hold for 25 minutes.

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Hello Just got off the phone to Barclay's Bank and I was told that the money was taken out to verify my card. I have not heard of this before from a bank.

I have heard of Visa Verification but that is a 'Free Service'. I was told this will be paid back to me in 10 days.

 

I am not happy.

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I hope that you will now record all of your phone calls with these people as a matter of routine.

You should now call them and ask them where it is it written that they may do this and what would happen if you had attempted to spend the money somewhere else and had gone overdrawn or else the payment was refused? Would they have applied charges to your account - and if the payee had appied charges, would the bank have have refunded those charges? If the payee had defaulted you for a missed payment would the bank have taken action to clear up that problem and have compensated you?

Get this recorded and then complain about the whole thing to the FOS.

Keep us informed.

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I Think i will write my bank a letter and get an explanation from them. I am not in arrears with them and in fact they have been ok with my banking with them. Its jut the principle. If it gets out of hand i may need to open an account elsewhere.

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Get a recorded explanation first.

The ask for it in writing.

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The explanation given sounds like a heap of BS. hmmm will check on this one with someone who works for Barclays on another forum and see what they think.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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Instinctively this can't be correct I smell something wrong. Follow the line of action Bank Fodder described, write to them so that they have to return your letter and let them know you have a recording of the conversation.

I do very little but I do it very, very well :cool:

 

If I've helped give my scales a click

:smile:

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

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I spoke to someone via PM on another forum. They have asked for a bit more info as well, which i thought was right. If the amount has debited your account, is there a narrative for the payment? Has it fully cleared through your account?

Is the money going to simply "drop off" or show as a refund? It does seem that the explanation given was not clear enough.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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I checked my account and printed a statement off but it does not show anything. When i checked my account today the £3.00 was back in, but the service advisor had no explanation of it.

 

Have you paid anything at all over the previous few days for £3? I can explain it, but it is not as simple as it would appear without another transaction involved.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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Hi

No i have not.

I speak to telephone banking at least once a day if not more. I am very good with knowing where my money is, i have transferred money between my accounts and i did pay for my Tesco Shop on Friday AM, BUT that is not taken ou until 2 hours before my foods is to be delivered which was 9pm Friday.

Varify with Visa is used for this service but this is a FREE service and i have an email from visa to say its a free service.

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I haven't got an explanation for it. No bank will charge you or take money from the account and then refund it just to check if the account is live. My thoughts was that maybe a transaction had been duplicated and that only one had fully cleared through the account which would explain why there is nothing showing today. However, Barclays own explanation is very very odd. Definitely ask for a written response because I would certainly be interested to see what they say.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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i will do.

I guess to most ppl who do not check there account religiously (lol) like me may not noticed it. The fact that it has not show as an amount leaving my bank and it has not credited it seem odd to me as well. I would like to see what Barclays say.

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Hi

I don't know the answer to your problem,but i know sometimes at the places on the internet that i shop when i register a new card with them they will take a small payment from it then return it shortly afterwards for verification,but they always tell you when they are going to do this.

 

barns66

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