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    • next time dont upload 19 single page pdfs use the sites listed on upload to merge them into one multipage pdf.. we aint got all day to download load single page files 2024-01-15 DBCLegal SAR.pdf
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    • Hi,   I am not sure if I posted this already here but I don't think I did. I attach a judgement that raises very interesting points IMO. Essentially EVRi did their usual non attendance that we normally see, however the judge (for the first time I've seen in these threads) dismissed the notice and awarded me judgement by default because their notice misses the "confirmation of compliance" paragraph. in and out in 3 minutes (aside from the chat at the end with the judge about his problems with evri) Redacted - evri CPR loss.pdf
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D1cky v HSBC ****WON****


d1cky
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Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 5 months later...

I know what the banks are doing when they do this, but it is wrong, I just had an argument with the bank with regards to my hsbc credit card over £0.09, but it had to be done as a matter of princible, please read:-

 

I recieved my october statement dated 22/10/09 with an outstanding balance to pay of £139.32. I payed £150, via transfer from my hsbc bank account on the 24/10/09, now bearing in mind that the statement date is 22/10/09, this payment was probably paid as soon as I recieved the statement, but in any case was paid, and may I add over paid within 36hrs of recieving the statement. Now on the 13/11/09 I recieved a call from hsbc asking me if I wanted to upgrade my account, I declined, but before the call ended I asked them if they could tell me the balance of my credit card, they replied to me that you are £10.68 in credit, I said ok, can I have this credit on my credit card transferred to my bank acc, so they did. Today I recieve my statement dated 22/11/09 with a balance of £0.09, I know this is due to the fact that they dont add up the interest untill the end of cycle, and that this interest represents intrest that tolled up between the end of my october statement and me paying that balance. But my argument was that how can I be £10.68 in credit with you and get that credit transfered, have made no other debits on my account, but then still be in debt with you, it just dont add up! Eventually after arguing with him for about ten minutes he put me on hold, then came back and said that the 9p had been erased and my balance is now £0.00.

 

You probably think im mad and pathetic and will probably say why not save yourself the agro and just pay the 9p, but im a man of priciple, and just think of the amount of money made when this happens to millions of costumers. I was just wondering if anybody agrees with me?

 

thx, and sorry, but had to get that off my chest! :D

Edited by d1cky
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I believe one of the biggest scams of all time involved the 'skimming' of sub 10p or 10c balances from accounts, by staff, and if those types of balances aren't left then there's no temptation; so b****y good luck to you and power to thine elbow!

In short you were right.

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D1cky,

I'm afraid my little gray cell was overcome by lack of lunch. Having now sustained said cell I see that my rant was virtually irrelevant; for which I apologise. However I still maintain you did the right thing.

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Excellent news.:D

 

I have moved posts 18-21 from your abbey thread to your HSBC thread. We are unable to delete posts. I will however, have a look and see if a couple can be merged for you.

 

Have merged about 10 posts.. best I could do.:)

Edited by citizenB

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D1cky,

I'm afraid my little gray cell was overcome by lack of lunch. Having now sustained said cell I see that my rant was virtually irrelevant; for which I apologise. However I still maintain you did the right thing.

 

lol, thx :grin:

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Excellent news.:D

 

I have moved posts 18-21 from your abbey thread to your HSBC thread. We are unable to delete posts. I will however, have a look and see if a couple can be merged for you.

 

Have merged about 10 posts.. best I could do.:)

 

 

Thx CB

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