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    • thought your story rang a bell. https://www.consumeractiongroup.co.uk/topic/416315-knightsbridgecreditfix-iva-treated-me-very-badly-thinking-of-bk-now-help/ you vanished and never cameback. dx  
    • and it legally informs them of your correct and current address as you must do with all old debts last paid/used in say 7 yrs you dont want backdoor CCJ's. what were the names of these IVA scammers, the one you took it out with, and the one that scammed you to let them take over please? your story is slightly worrying. dx  
    • Incidentally, congratulations on not buying the warranty. That is another Big Motoring World rip-off. See what we have to say about extended warranties and the Big Motoring World attitude to them is particularly unhelpful
    • well that google is from 2019, but the photos are certainly of someone driving on the public highway in/out by an ANP system, though the site of where the camera actually is, is not showing there are anpr cameras up by the low yellow barriers but they wont get from facing shots from there. interesting, needs to be checked if the road IS a public highway but on private land, cause as you say, if the whole area is max 4hrs , how does the hotel work< ?? must have a reg entry system.  now as for taking pictures of cars on a public highway then guessing the are parking ...erm.... i dont thnk thats right nor allowed under GDPR. dx  
    • Under the consumer rights act 2015, if a defect manifests itself within 30 days and you have a right to return the vehicle for a full refund. If any defect manifests itself within the first six months of ownership then you have a right to return the vehicle for a full refund subject to the retailers right to carry out a repair. If the retailer declines to repair or if the repair fails then you have the right to return. The problem here is that you have to assert their right. It's a bit ridiculous – but you have to do let them know preferably in writing that you are asserting your rights under the consumer rights act either the 30 day right or the six month right. I suppose that you haven't done this – which would be quite understandable because most people don't know that these rights exist and that they are subject to these conditions – the condition that the right must be inserted. It is frankly ridiculous. The dealers know it and we have lots of instances of this company delaying appointments et cetera and our strong suspicion is that they are simply trying to run their customers out of time. On the basis that you haven't asserted your rights, we now have to look to ordinary contract law. You are entitled to purchase a vehicle which is of satisfactory condition and which remains that way for a reasonable period of time. Clearly it is in satisfactory. They are blaming you. Has your independent inspection identified the reason for the defect? This will be important because as you have seen BMW are already saying it is down to your driving and you are going to have to produce evidence that it wasn't down to your driving and the you drove it absolutely reasonably and it was simply the condition of the car. Have you been without the car for any period of time. Is it driveable now? If the car was off the road for a substantial amount of time and was still off the road then you would be able to argue that this is a fundamental breach of contract and that you have been deprived of substantially the whole benefit of the contract and therefore you will be entitled to treat the contract as breached by Big Motoring World and insist on cancelling the contract. It may be that you will eventually be obliged to keep the car but have the repairs paid for. Have you had any quotations for the work that needs doing? I asked you questions about the MOT – but you haven't responded.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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credit today awards - top comedian to present


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Us 'veterans' on here would note that this is the 3rd year these sorts of comments have been made about these 'awards'. We understand they are just used for the debt industry to pat each other on the backs and say "well done" ...Anyone outside of the DCA business knows they (the awards) mean sweet FA in all reality and there's no reason to waste your time Emailing whichever comedian is performing on any particular year...as if the comedian cares anyway, he's being paid £5k to trot out an hours worth of old jokes to make a few drunk idiots laugh, then so be it.

 

The way to really get at these DCAs is not to moan and bitch about these awards (they'll happen anyway) but to continually pursue, annoy and anger them with CCA and SAR requests and anything else that will cost them money - not forgetting to tell everyone you know about their rights as well as this site. How many of you know someone who DOESN'T have any debts, and how many of those have had their debts passed to one of these DCA's? - Need I say more?

 

Let these morons enjoy their one night of abandon - just make sure you bring them back down to earth when they all return to their desks the following Monday.

  • Haha 1

Just hate every DCA out there

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Okay point taken – but the more people that email his management company the better – the more people that add bits to his wiki page the better – the more people that comment on facebook the better – don’t get left behind - these are ways of letting people know what really goes on and it’s free.

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Fancy booking a Gold Package Table for ten Cost: £ 3950 Includes table in first six rows from stage; champagne at arrival with meeting point; 8 bottles of house wine; magnum of champagne; 5 bottles of mineral water; 3 course meal and coffee; after dinner liquors; exclusive entertainment at your table.

 

Very reasonable

 

Sub total:

£ 39,500.00

VAT:

£ 5,925.00

Total:

£ 45,425.00

 

 

 

 

or if your being hounded by a DCA and skint you can have a single ticket for £240

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This idiocy is why we should hold our CAG Awards, and highlight the cases which we know about from this site as we give the DCAs their 'awards'. Can I be the host for ours, I am sure the puppets will rise to the occasion, particularly Bert, 15 inch Johnnies dad...

 

Why don't they do the 'decent' thing and announce that due to the bad publicity the awards are cancelled for this year.

 

My top award would be given to Merittfarce for being stupid and ignorant followed by East Ayrshire Trading Standards for failing to bring them to book... (I strongly suspect it is because Meritfarce bring jobs into the area at a tough time).

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Credit Today Awards 2009 / News / Tessera

 

Credit Today Awards 2009 – Could You Be A Winner?

 

One new prize is being launched – the Corporate Social Responsibility of the Year Award, aimed at the numerous organisations that have placed this concept at the forefront of their business strategy.

-----------------

No winners for this category then:D

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Lewis Group Shortlisted in Credit Today Awards : News & Press : The Lewis Group

 

Our Litigation Specialist, Nick R**** is another who ‘goes the extra mile.’ Last year he sued 76,000 debtors through the CCBC, achieving a 98% success rate. His knowledge and experience has led him to become one of the most successful legal managers in the debt collection industry.

 

-----------

 

Christ they are proud of this statistic, although I think this is an old announcement, probably old Nick is not doing so well now

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Lewis Group Shortlisted in Credit Today Awards : News & Press : The Lewis Group

Our Litigation Specialist, Nick R**** is another who ‘goes the extra mile.’ Last year he sued 76,000 debtors through the CCBC, achieving a 98% success rate. His knowledge and experience has led him to become one of the most successful legal managers in the debt collection industry.

 

Those 76000 proberbly hadnt found CAG at that point :rolleyes:

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I don't doubt that DCAs see the cost of these absurd functions as worthwhile in terms of retaining staff. Far cheaper than paying them a basic salary that would not lead to reliance on commission. Cheaper too than training them properly.

 

As for all this nonsense about 'corporate social responsibility' - it's all part of the web of deceit that the industry spins around itself. The only people who believe it is them, I suspect. Then again, we could look at what corporate social responsibility means - keeping people too stupid to flip burgers off the streets by employing them? Picking up the fag butts around the smoking area? Switching off all the lights at home time? It's an easy catch-all expression that they think will help protect the debt industry from the mounting wave of revulsion at the way they really do business.

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  • 4 weeks later...
Lenny Henry for example pontifcates on behalf of Comic Relief about poverty and demanding that world governments ease the debt burden on third world countries yet he is prepared to take the stage in support of an industry whose sole purpose in life is to make money from debt. Ah well it will soon be Red Nose time again and I know one person who wont be supporting it. __________________

 

As I watched Comic Relief last night all I can remember is above.

 

Sorry Lenny but your a hypocrite!!!

 

HAK

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venue and date tut tut i think we should be using this to our advantage and have a peaceful demo outside banners and all just being outside will spoil there nite and give our plight greater coverage

 

I'd be up for that, maybe we could get some green custard.

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Lewis Group Shortlisted in Credit Today Awards : News & Press : The Lewis Group

 

Our Litigation Specialist, Nick R**** is another who ‘goes the extra mile.’ Last year he sued 76,000 debtors through the CCBC, achieving a 98% success rate. His knowledge and experience has led him to become one of the most successful legal managers in the debt collection industry.

 

-----------

 

Christ they are proud of this statistic, although I think this is an old announcement, probably old Nick is not doing so well now

 

He 'sued' 76,000 debtors in a year? A 40 hour week works about about 2000 hours a year which is less than 2 minutes per debtor. I wonder how many monkeys he has under him!

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  • 2 weeks later...
In their tenth anniversary year they will be hosted by silver-tongued comedian Dara O’ Briain, host of Mock the Week, who was dubbed the best ever guest presenter on Have I Got News For You by the Sun newspaper. O’Briain replaces Michael McIntyre whose filming commitments have been extended.

 

Looks like Mr. McIntyre has bottled out of the Credit Today Awards!!!!

 

Credit Today online

 

Pookey

I'm in the DCA kicking business ..........and business is good!!!!

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She added: "With awards for debt counsellor, responsible lender and the newly added corporate social responsibility category, we are focusing more than ever on those companies which have demonstrated over the last year excellent and responsible approaches to their everyday working activities."

 

Looks as if there'll be a 'roll over' this year then. :rolleyes:

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Time to email Mr O’Briains management company and post on his Wiki page – every little helps and maybe it does make a difference.

 

Good idea, can someone post his details

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