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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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D.C.A. calls in the police


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The doughnuts :p

 

 

Anthrax alert at debt collectors caused by box of doughnuts - The Daily Record

 

Anthrax alert at debt collectors caused by box of doughnuts

 

Jan 24 2009 By Billy Paterson

AN office was sealed off in an anthrax scare - caused by a box of doughnuts.

It happened after sugar spilled from the box on to a letter.

Staff at a debt collection agency were worried the white powder might be suspicious.

And that turned to panic after a woman who had handled the powder began to bleed from the nose.

The office block was sealed off for six hours to let police check the building for anthrax - leaving 50 terrified workers trapped inside.

They were finally given the all-clear at 7pm.

The scare happened at debt collection agency Mackenzie Hall's office in Kilmarnock, Ayrshire.

Rumours of a white powder started to circulate the office after the 25-year-old victim suddenly fell ill. She was driven to the nearby Crosshouse Hospital by a colleague and both ended in quarantine after mentioning the powder.

Police rushed to the office block and closed it down while police chemists and fire service scientific officers searched the building for any deadly substance.

One employee said: "We get a lot of mail slagging us off.

"Most of us think the white powder in this letter was just sugar but we understand what the police have to do in a case like this."

Police later confirmed that it had been a false alarm.

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:D

 

Nice find! Creased me up!

 

Please, please people, do not send a complimentary sugar covered doughnut to a DCA when responding in writing!

 

Not sure whether these had a strawberry or apple filling?

 

However, the boys in blue might have to call for a doughnut amnesty before too long!

 

 

As Homer Simpson would say, doh!

 

H

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Wonder if the lass had been picking her nose. YUK!

Beating the DCA's day by day

 

My fight:

NDR - CCA'd 12+2 passed

Bank of Scotland - CCA'd 12+2 passed

CFS - Win by Technical Knock-out!:lol:

HFC Bank - CCA'd 12+2 passed

Chantry Collections - CCA sent

 

Time flies like an arrow

Fruit flies like a banana :D

 

<---------- Have I given you top advice, have I made you laugh, click on the scales, it won't hurt you! :grin:

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So there's a useful key word for dealing with Muck Hall from now on - when they call just ask the friendly question "How are you today, Sugar...". If they start to annoy you, substitute the usual muttering of any swear word with 'oh sugar'.

 

Lets be sweet to these poor people in future... :D

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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dunno

but i hope they confiscated the package......and eat them!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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:D:D - Hilarious.

 

And they had to give up harassing for a few hours :p

 

Priceless xx

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

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Ha bloody ha. Just think of the hours saved when their threat monkeys couldnt bully people. Imagine the diahorrea causing consequences if someone had actually sent them ANTHRAX.

 

Still they must feel the guilt that they would suspect that someone would try to poison them. Well at least Im innocent because i wouldnt waste the spittle on them. Hopefully the next time its a thermo nuclear device.

 

What a wunch of bankers. Our brave troops have to survive bomb and shooting attacks day and daily and they dont cry as much as the Kilmarnock Threat Monkeys

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In all seriousness though...as much as we can have a good giggle at this.

I can see something like this actually starting to happen from now onwards, given the state the country is in etc...:eek:

 

Oh dear I have three Muck Hall pre paid envelopes and a box of Icing Sugar. The temptaion is getting to me.

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