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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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Liz v Barclays - Mercantile Court **WON**


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This is my first posting. I have been through the stages written to Barclays and been offered less than half back, so have now gone down the small claims court route. Saturday was the last day then I could apply for a judgement, but I have received a letter confirming they are going to defend the claim, Is this normal for Barclays?

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To be honest i wouldn't worry to much about that. This happens a lot through various banks etc. The likelihood is, it will never make it to court. Read through lots of threads. There are a few in similar situations as yourself.

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  • 1 month later...

Been off the site for a while as thing between me and barclays had stopped.

Here's a quick run down.

9th March 2006 - Requested Statements

4th April 2006 - 1st letter to Barclays asking to refund charges

26th April 2006 - 2nd letter to barclays

23rd May 2006 - Barclays offered less than half as gesture of goodwill

25th May 2006 - Rejected barclays offer

June 2006 - stared small claim route via courts

21st July - Barclays defended claim after extension of 14 days

2nd August 2006 - Returned allocation Questionnaire, asking for standard disclosure to end this rapidly rather than clog up courts. Sent copy to Barclays and with a letter asking them to settle rather than go to court, but letting them know i was prepared to go all the way if need be.

 

 

Then it all went quite - I heard nothig from Barclays or the court. But today I get a letter from the court headed " General form of Judgment or Order" that reads

 

Before DISTRICT JUDGE JACEY sitting at lambeth County Court (then full address).

 

Upon the courts own initiative without a hearing.

 

IT IS ORDEREDTHAT

 

1. This matter be transferred to the London Mercantile Court (ST DUnstans House) forthwith.

 

Date 25th August 2006

 

 

What does this mean ?????

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It means that the judge won't allow the case on the small claims track. How much is your claim?

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Liz ....couple of questions.

 

Is this a current or Business account ?

 

Are you based in the London area ?

 

How much is the claim for ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Unfortunately I have been out of the loop for a few weeks, but certainly it seems odd for a personal case to be transferred to the MC. The only thought is that the judge is trying to force the issue into a court that can set a precedent.

 

I would expect a settlement to be made, but this may delay things.

 

 

 

 

 

 

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This happened to a few cases a couple of months ago. It seems that the judge wants to do it in the mercantile court so that they can settle the issue of unlawful charges once and for all. As I recall, it caused a bit of a flap at the time. My guess is that all this will achieve is that Barclays will settle pronto. The last thing in the world which they want is some sort of show trial focussing on their unlawful charges!

Robertxc v. Abbey - £3300 Settled in full

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Believe me, Barclays will be in a much bigger flap over it than you!

Robertxc v. Abbey - £3300 Settled in full

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The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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Thank you all your replies.

 

Its a personal case

The claim is for £1680.oo, so should be covered under small claims.

I am in London, originally it was allocated to Lambeth

 

Hopefully Barclays will now pay up, if not I will just have to go to court, if that day arrives hopefully a number of you will kindly turn up as well to give me support.

 

I'll keep you all updated

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Don't worry, a few of us wouldn't miss it for the world!

 

If you have a search for "mercantile", you will find a thread referring to Elliott. These were the first ones who got transferred to Mercantile. Have a read of the thread (quite a long one, it cause a bit of a stir), hopefully, it will help put your mind at rest. ;-)

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LOL...I don't think the court will be big enough to cope with the demand for seats!!

 

Thank you all your replies.

 

Its a personal case

The claim is for £1680.oo, so should be covered under small claims.

I am in London, originally it was allocated to Lambeth

 

Hopefully Barclays will now pay up, if not I will just have to go to court, if that day arrives hopefully a number of you will kindly turn up as well to give me support.

 

I'll keep you all updated

 

 

 

 

 

 

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If they held the case at Wembley stadium there would still be a queue to get in !:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thanks Bookworm, I have read up on the Elliot case and it seems that the Daily mail are monitoring and reporting on Bank Charges.

 

When I get a firm court date I may let them know(Daily Mail) to get some publicity for the cause, what do you think?

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Liz

 

Well i am not sure whether i hope you go or hope you dont, having just submitted a claim that is fast track it would be nice if there was case law establsihed the kicked all the banks arguments into touch without me havign to think too hard about such matters.

 

Anyway heres hoping they do what you want and that its settled.

 

Glenn

 

PS ill come if it does go, as long as it doesnt clash with any 'dates' i might have coming up!!

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Where were you? Next time please

 

 

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If they held the case at Wembley stadium there would still be a queue to get in !:)

 

I think that they would have no problem filling the stadium ;) maybe they should look at doing what they do over in america and actually put these cases on the Tv live if they ever went that far :D

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There has been no request from Liz up to now.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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