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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Liz v Barclays - Mercantile Court **WON**


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Where IS the Mercantile Court anyway? :-?

 

Royal Courts of Justice Group

Admiralty & Commercial Registry

Room EB13

Royal Courts of Justice

Strand

London

WC2A 2LL

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Where IS the Mercantile Court anyway? :-?

http://www.hmcourts-service.gov.uk/HMCSCourtFinder/Search.do?court_id=145

 

Is where all of our cases have been intialy transfered to, however I am not sure this is where the conference will be held as a lot of their work is being transferred at present apparently

 

EDIT: see above !

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Just had a call from Dan Pope at the Mercantile court..

 

Due to the number of cases currently in the system, I am not needed at the case conference on Monday. ( Due to recent events this is not going ahead)

 

All claims against the banks are being sent over the Judge Machie (not sure on spelling) on Monday.

 

After he has reviewed them all a date will be set or I think he will make a judgement once and for all ..not sure

 

But I have been told to wait and not go to court on Monday, which is a shame as I have just left a message on Mr Jeremiah's voicemail telling I would see hiim on Monday -

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Just had a call from Dan Pope at the Mercantile court..

 

Due to the number of cases currently in the system, I am not needed at the case conference on Monday. ( Due to recent events this is not going ahead)

 

All claims against the banks are being sent over the Judge Machie (not sure on spelling) on Monday.

 

After he has reviewed them all a date will be set or I think he will make a judgement once and for all ..not sure

 

But I have been told to wait and not go to court on Monday, which is a shame as I have just left a message on Mr Jeremiah's voicemail telling I would see hiim on Monday -

 

Bugger!! :(

I will not make any deals with you. I will not be pushed, filed, stamped, indexed, briefed, debriefed or numbered. My life is my own. Number 6

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Sorry to butt in...but has anyone who has been transferred to the mercantile court had to attend an allocation hearing first? I have started a claim against Natwest and after we have both returned the allocation questionnaire the judge has said the case is unsuitable for small claims and set a date (20th Nov - ages away) for an allocation hearing - can't find anything anywhere on this and don't know what I need to do next...am I going to the mercantile court too?

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Sorry to butt in...but has anyone who has been transferred to the mercantile court had to attend an allocation hearing first? I have started a claim against NatWest and after we have both returned the allocation questionnaire the judge has said the case is unsuitable for small claims and set a date (20th Nov - ages away) for an allocation hearing - can't find anything anywhere on this and don't know what I need to do next...am I going to the mercantile court too?

 

Could be but do you have a thread with details of your claim posted?

 

It could be that youre going to fast track though so difficult to know.

 

HTH

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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Don't know how to set up a link - sorry!

 

But my thread is 'Give up? No chance!' in the Natwest section - it is under £5,000 so I was expecting it to go on small claims track and the judgement talks about considering a test trial case or something along those lines (sorry I'm at work and don't have the paperwork handy) - what's the difference between fast track and small claims?

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Claudia

 

go to your thread and click on the (permalink) icon top right of your post. This changes the internet in your internet explorer tool bar, highlight and copy this and past the address in a post of pm so that you can direct people to your thread directly.

 

HTH

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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Don't know how to set up a link - sorry!

 

But my thread is 'Give up? No chance!' in the NatWest section - it is under £5,000 so I was expecting it to go on small claims track and the judgement talks about considering a test trial case or something along those lines (sorry I'm at work and don't have the paperwork handy) - what's the difference between fast track and small claims?

 

the difference between fast track & small claims as far as I understand it is that in fast track, if you lose you are liable for tiher costs. can anyone confirm

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cAN i get this right in my head then

 

ALL cases, or only barclays cases are being transferred to judge mackie?

 

Im here, bumbling about dunno whats going on, feel a bit lonesome!

A number of cases involving various defendants have been passed to Judge Mackie for consideration, at the last count there we 10-15 in the pile, I think some were settled yesterday so the number on his desk is reducing, however it is the principal that is being tested, not a specific Bank / defendant

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the difference between fast track & small claims as far as I understand it is that in fast track, if you lose you are liable for tiher costs. can anyone confirm
Technically yes, although if you are acting as a litigant in person this is unlikely as the court would see that it is unrealistic and disproportionate to your means.
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hmmm, in theory...... What is likely to happen if Judge Mackie rules in favour of us lot??

a) Would he be able to put some kind of condition on being able to claim back charges? i.e. only those cases that have already been started/stayed/ be paid up?

b) Would all and sundrie now be able to claim back charges easily and simply?

c) Can he put a condition on in that the banks don;t have to pay out for past charges, but cannot continue to charge anymore??

 

What happened with OFT and the credit card companies, are people still claiming the £12 back they now charge, or are they getting somewhere with arguing that this is still a penalty chaarge?

 

Hmmm, my unlegal brain working overtime!

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Technically yes, although if you are acting as a litigant in person this is unlikely as the court would see that it is unrealistic and disproportionate to your means.

 

FWIW

 

Typically costs in fast track are limited to a max of 750 should you lose.

 

However, i understand it that the judge could order you to pay the defendants costs where they have been put to extra effort. The example i was given was the cost of preparing the standard disclosure.

 

I understand that if you lost and the defendant applied for their costs and the judge agreed it could amount to several thousands of pounds.

 

Multi track the cost imploications are that everything is up for grabs should you lose.

 

Ultimately there is an element of risk and as said if youre a lititgant in person and acting in good faith then its unlikley that the court would award horrendous costs against you.

 

Note 'unlikely' not impossible.

 

HTH

 

glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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Claudia

 

go to your thread and click on the (permalink) icon top right of your post. This changes the internet in your internet explorer tool bar, highlight and copy this and past the address in a post of pm so that you can direct people to your thread directly.

 

HTH

 

Glenn

 

OK, here's the link then in case anyone is interested...

 

http://www.consumeractiongroup.co.uk/forum/natwest-bank/15110-give-up-no-chance-2.html#post271046

 

Not sure if I'm going to Mercantile or not but looks quite likely judging by the order I've just received (see link) - we'll find out 20th Nov.! (will be watching mercantile forum with interest - Good luck everyone!)

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I was wondering as well, any news?

Abbey - Claim 1

full hearing 22 Feb 07 - Settled in full £710 :D

Abbey (Claim 2)

full hearing 22 Feb 07- Settled in full £4000 :D

Abbey (Claim 3)

Court date 27 June -

Capital One (claim 1)

£467 Settled in full 20 Sep :D

Capital One (claim 2)

£72 refunded 19 Aug :-D

Associates (Citicards)

claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS

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Judge Mackie was due to review the files today, and will pass a direction from there, I am expecting some feedback either late this afternoon, or early tomorrow morning.

 

Will let you all know from there, also FYI in the end there were about 10 cases with various defendants that went before His Honour Judge Mackie QC for consideration.

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UPDATE;

 

I have been informed that Judge Mackie has now reviewed the cases place before him and he has directed that a formal case management conference shall take place on the 18th of October at 10:00 am.

 

Would any parties who’s case have been referred to mercantile, and who wish to take part in this CMC please contact me as a matter of urgency

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What's the bet that Mr J will be calling you on the 16th, with F&F file_wizard :o .

If not, can't wait to hear what the Wunch have got to say for themselves:D . Have you pm'd BF?

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