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    • Speaking of the reformatory boys, here they are with all of their supporters, some of whom traveled with them from miles away, all carefully crammed together and photographed to look like there were more than about 80 .. rather like Farages last rally with even fewer people crammed around what looked like an ice cream van or mobile tea bar ... Although a number in the crowd apparently thought they were at a vintage car rally as they appeared to be chanting 'crank-her'. A vintage Bentley must be out of view.   Is this all there is? Its less than the Tory candidate. - shut up and smile while they get a camera angle that looks better
    • in order for us to help you we require the following information:- Which Court have you received the claim from ? Canterbury If possible please scan redact and upload a full page copy of page 1 of the claim form. ( Name of the Claimant ? Moneybarn No 1   How many defendant's  joint or self ? One Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to. 29/05/24 Acknowledged by 14/06/24  Defence by 29/06/24  Particulars of Claim PARTICULARS OF CLAIM   1.  By a Conditional Sale Agreement in writing made on 25th August 2022. Between the Claimant and Defendant, the Claimant let to the Defendant on Conditional Sale. A Ford Ranger 3.2 TDCi (200 P S) 4x4 Wildtrack  Double Cab Pickup 3200cc (Sep.2015) Registration No, ******* Chassis number ***************** (“The Vehicle”).  A copy of the agreement is attached   2.  The price of the goods was £15,995.00.  The Initial Rental was £8500.00.  The total charge for credit was £3575.;17 And the balance of £11,070.17 was payable by 59 equal consecutive monthly instalments of £187 63. payable on the 25th of each month.   3.  The following were expressed conditions of the set agreement,   Clause 8: Our Right to End this Agreement  8.1   Subject to sending you the notice as required by law, any of the following events will entitle us to end this Agreement: 8.1.2  You fail to pay the advance payment (if any) or any of the payments as specified on the front page of this agreement or any other sum payable under this Agreement. 8.1.3 If any of the information you have given us before entering into this Agreement or during the term of this Agreement was false 8.1.4 We consider, acting reasonably, that the goods may be in jeopardy or that our rights in the goods may otherwise be prejudiced. 8.1.5 If you die 8.1.6 If a bankruptcy petition is presented against you; if you petition for your own bankruptcy, or make a live arrangement with your creditors or call a meeting of them. 8. 1.7 If in Scotland, you become insolvent or sequestration or a receiver, judicial factor or trustee to be appointed over any of your estate, or effects or suffer an arrestment, charge attachment or other diligence to be issued or levied on any of your estate or effects or suffer any exercise, or threatened exercise of landlords hype hypothec 8.1.8 If you are a partnership, you are dissolved 8.1.9 If the goods are destroyed, lost, stolen and/or treated by the insurer as a total loss in response to an insurance claim. 8.1.10 If we reasonably believe any payment made to us in respect of this Agreement is a proceed of crime. 8.1.11 If steps are taken by us to terminate any other agreement which you have entered into with us.   Clause 9.  Effect of Us Terminating Agreement   9.1 If this Agreement terminates under clause 8 the following will apply 9.1.1 Subject to the rights given to you by law, you will no longer be entitled to possession of the goods and must return them to us to an address as we may reasonably specify, (removing or commencing the removal of any cherished plates) together with a V5 registration certificate, both sets of keys and a service record book. If you are unable or unwilling to return the goods to us then we shall collect the goods and we'll charge you in accordance with clause 10.3 9.1.2 We will be entitled to immediate payment from you for all payments and all other sums do under this agreement at the date of termination 9.1.3 We will sell the goods or public sale at the earliest opportunity once the goods are in a reasonable condition which includes a return of the items listed in clause 7.1.4 9.1.4 We will be entitled to immediate payment from you of the rest of the Total Amount Payable under this agreement less: ( a) A rebate for early settlement ias required by law which will be calculated and notified to you at the time of payment (b) The proceeds of sale of the goods (if any) after deduction of all costs associated with finding you and/or the goods, recovery, refurbishment and repair. Insurance, storage, sale, agents fees, cherished plate removal, replacement keys, costs associated with obtaining service history for the goods and in relation to obtaining a duplicate V5 registration certificate   4, The following are particulars required by Civil Procedure Rules. Rule 7.9 as set out in 7.1 and 7.2 of the associated Practice Direction entitled Hire Purchase Claims:-   a)     The agreement is dated 25 August 2022. And is between Moneybarn No1 Limited  and xxxxxxxxx under agreement number 756050. b)    The claimant was one of the original parties to the agreement. c)    The agreement is regulated under the Consumer Credit Act 1974. d)    The goods claimed Ford Ranger 3.2 TDCi ( 200 PS) 4x4 Wildtrack Double Cab Pickup 3200 cc (Sep2015} Registration No ^^^^^^^ Chassis number ***************** e)     Thw total price of the goods £19570 f)     The paid up sum £1206 5 g)    The unpaid balance of the total price £7505 (to include charges) h)    A default notice was sent to the defendant on 20th February 2024 by Firrst class post i)      The date when the right to demand delivery of the goods accrued 14 March 2024 j)      The amount if any claimed as an alternative to delivery of the goods 7505 22 include charges ]= 5.  A the date of service of the notice the instalments were £562.89 in arrears. 6. By reason of the Termination of the Agreement by the notice, defendant became liable to pay the sum of £7502 7. The date of maturity the agreement is 24th August 2027. 8. Further or  alternative by reasons of  the Defendant breaches of the agreement by failing to pay the said instalments, the Defendant evinced an intention no longer to be bound by the Agreement and repudiated it by the said Notice the claimant accepted that repudiation 9. By reason of such repudiation the claimant has suffered loss and damage.   Total amount payable £19570 Less sum paid or in arrears by the date of repudiation £12064 97 Balance £7505 (to include charges.) ( The claimant will give credit if necessary for the value of the vehicle if recovered.)  The claimant therefore claims 1.    An order for delivery up of the vehicle 2.    The MoneyClaim to be adjourned generally with liberty to restore,  Upon restoration of the MoneyClaim following return or loss of the vehicle. the Claimant will ensure the pre action protocol for debt claims is followed. 3.    Pursuant to s 90 (1)  of the Consumer Credit Act 1974. An order that the Claimant and/or its agents may enter any premises in which the vehicle is situated in order to recover the vehicle should it not be returned by the Defendant 4.    further or alternatively damages 5.    costs.   Statement of truth The Claimant believes that the facts stated in these Particulars of Claim are true. The Claimant understands that the proceedings for contempt of court may be brought against anyone who makes or causes to be made a false statement in the document for verified by statement of truth without an honest belief in its truth. I am duly Authorised by the Claimant to sign these Particulars of Claim signed Dated 17th of April 2024   What is the total value of the claim? 7502   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? No   Never heard of this   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? n/a Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? No   When did you enter into the original agreement before or after April 2007 ? After  Do you recall how you entered into the agreement...On line /In branch/By post ? In a garage  Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes  Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Original Were you aware the account had been assigned – did you receive a Notice of Assignment? n/a   Did you receive a Default Notice from the original creditor? They said sent but nor received   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? None seen   Why did you cease payments? Still Paying,   What was the date of your last payment? Yesterday  31st May 2024   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? Yes on 12 Feb 2024   What you need to do now.   Can't scan, will do via another means as you cant have jpg
    • Now that is an interesting article which adds afew perspective that I hadn't thought significant - but on reflection of the perspectives offered ... Now Starmer is no Blair, however 'blairite he may be perceived, but the Tories aren't tories and aren't even remotely liberal   The fast 'unannounced and unexpected election call from sunack may well be explained by the opinion linked that he hoped reform would be unprepared and effectively call a chunk of Farages largely empty bluster - making him look even more of a prat, leave scope for attacks on shabby reform candidates and mimimise core vote losses to reform - while throwing the 'middle ground' (relative) tories TO THE DOGS - and with the added bonus of likely pacifying his missu' desire to jogg off to sunny cal tout suite somewhat   thumb in the air - I expect about 140ish tory seats, but can hope for under a hundred Reform - got to admit the outside possibility of 1, maybe 2 seats with about 8% of the vote - but unlikely. I think projections of over 10% of the vote for reform is nudged and paid for speculation - but possible with the expected massive drives from Russian, Chinese and far right social media bot and troll prods targeting the gullible.
    • Commentary June 2024 WWW.ELECTORALCALCULUS.CO.UK Interesting article about just how bad it could be for the Tories.  Also Tories could be hoping on Reform not having candidates in many seats, as they were not ready.  
    • Even a Piers Morgan is an improvement and a gutless Farage Piers Morgan calls for second Brexit referendum WWW.THELONDONECONOMIC.COM Piers Morgan and Nigel Farage have faced off over Brexit and a second referendum in a heated reunion on BBC Question Time.   “Why don’t we have another referendum about Brexit?” he questioned. “I seem to remember when 2016 came around we were told there was going to be control of our borders and it was going to be economically beneficial to this country. And eight years later we have lost complete control of our borders… and economically it seems to have been a wilful act of self-harm.”   ... Piers missed off : after all somebody said a 48/52 decision would be "unfinished business" by a long way - was that person just bul lying (again)  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Funny E-mails :-)


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its ur fault Bo

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Proof That The World Is Nuts

 

In Lebanon , men are legally allowed to have sex with animals, but the animals must be female. Having sexual relations with a male animal is punishable by death.

 

(Like THAT makes sense.)

*~*~*~*~*~*~*~*~*~*

In Bahrain , a male doctor may legally examine a woman's genitals, but is prohibited from looking directly at them during the examination. He may only see their reflection in a mirror.

(Do the they look different reversed?)

*~*~*~*~*~*~*~*~*~*

Muslims are banned from looking at the genitals of a corpse. This also applies to undertakers. The sex organs of the deceased must be covered with a brick or piece of wood at all times.

(A brick?)

*~*~*~*~*~*~*~*~*~*

The penalty for masturbation in Indonesia is decapitation.

(Much worse than 'going blind!')

*~*~*~*~*~*~*~*~*~*

There are men in Guam whose full-time job is to travel the countryside

And deflower young virgins, who pay them for the privilege of having sex for the first time.

Reason: under Guam law, it is expressly forbidden for virgins to marry.

(Let's just think for a minute; is there Any job anywhere else in the world that even comes close to this?)

*~*~*~*~*~*~*~*~*~*

In Hong Kong , a betrayed wife is legally allowed to kill her adulterous husband, but may only do so with her bare hands. The husband's illicit lover, on the other hand, may be killed in any manner desired.

(Ah! Justice!)

*~*~*~*~*~*~*~*~*~*

Topless saleswomen are legal in Liverpool , England - but only in tropical fish stores.

(But of course!)

*~*~*~*~*~*~*~*~*~*

In Cali , Colombia , a woman may only have sex with her husband, and the first time this happens, her mother must be in the room to witness the act.

(Makes one shudder at the thought.)

*~*~*~*~*~*~*~*~*~

In Santa Cruz , Bolivia , it is illegal for a man to have sex with a woman and her daughter at the same time.

(I presume this was a big enough problem that they had to pass this law?)

*~*~*~*~*~*~*~*~*~*

In Maryland , it is illegal to sell condoms from vending machines with one exception: Prophylactics may be dispensed from a vending machine only 'in places where alcoholic beverages are sold for consumption on the premises.'

(Is this a great country or what? Well, not as great as Guam !)

*~*~*~*~*~*~*~*~*~*

Banging your head against a wall uses 150 calories an hour.

(Who volunteers for this stuff?)

*~*~*~*~*~*~*~*~*~*

Humans and dolphins are the only species that have sex for pleasure.

(Is that why Flipper was always smiling?)

*~*~*~*~*~*~*~*~*~*

The ant can lift 50 times its own weight, can pull 30 times its own weight and always falls over on its right side when intoxicated. (From drinking little bottles of???)

(Did the government pay for this research??)

*~*~*~*~*~*~*~*~*~*

Butterflies taste with their feet.

(Ah, geez.)

*~*~*~*~*~*~*~*~*~*

An ostrich's eye is bigger than its brain.

(I know some people like that.)

*~*~*~*~*~*~*~*~*~*

Starfish don't have brains.

(I know some people like that, too.)

*~*~*~*~*~*~*~*~*~*

And, the best for last?

Turtles can breathe through their butts.

(And I thought I had bad Breath in the morning!)

 

 

 

 

 

 

 

 

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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you sent me the emails and you started the thread

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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British Council flat tenants complaining about Problems with their

 

flats!!

 

 

 

1. My bush is really overgrown round the front and my back passage has Fungus growing in it.

2. He's got this huge tool that vibrates the whole house and I just can't take it anymore.

3. It's the dog's mess that I find hard to swallow.

4. I want some repairs done to my cooker as it has backfired and burnt my knob off.

5. I wish to complain that my father hurt his ankle very badly when he put his foot in the hole in his back

passage.

6. And their 18 year old son is continually banging his balls against my fence.

7. I wish to report that tiles are missing from the outside toilet roof. I think it was bad

wind the other night that blew them off.

8. My lavatory seat is cracked, where do I stand?

9 I am writing on behalf of my sink, which is coming away from the wall.

10. Will you please send someone to mend the garden path? My wife tripped and fell on it

yesterday and now she is pregnant.

11. I request permission to remove my drawers in the kitchen

12. 50% of the walls are damp, 50% have crumbling plaster and 50%

are plain filthy.

13. I am still having problems with smoke in my new drawers.

14. The toilet is blocked and we cannot bath the children until it is cleared.

15. Will you please send a man to look at my water; it is a funny colour and not fit to

drink.

16. Our lavatory seat is broken in half and is now in three pieces.

17. I want to complain about the farmer across

the road; every morning at 6am his cock wakes me up and it's now getting too

much for me.

18. The man next door has a large erection in

the back garden, which is unsightly and dangerous.

19. Our kitchen floor is damp. We have two children and would like

a third so please send someone round to do something about it.

20. I am a single woman living in a downstairs flat and would you

please do something about the noise made by the man on top of me every night.

21. Please send a man with the right tool to finish the job and satisfy my wife.

22. I have had the clerk of works down on the floor six times but I still have no

satisfaction.

23. This is to let you know that our lavatory seat is broke and we can't get

BBC2

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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An Irish farmer named Seamus had a car accident.

In court, the lorry company's hot-shot solicitor was questioning Seamus..

'Didn't you say to the Police at the scene of the accident, 'I'm fine?'

asked the solicitor.

Seamus responded: 'Well, I'll tell you what happened. I had just loaded my favourite cow, Bessie, into the....'

'I didn't ask for any details', the solicitor interrupted. 'Just answer the question. Did you not say, at the scene of the accident,'I'm fine!'?'

 

Seamus said, 'Well, I had just got Bessie into the trailer and I was driving down the road....'

 

The solicitor interrupted again and said, 'Your Honour, I am tryingto establish the fact that, at the scene of the accident, this man told the police on the scene that he was fine. Now several weeks after the accident, he is trying to sue my client. I believe he is a fraud. Please tell him to simply answer the question.'

By this time, the Judge was fairly interested in Seamus's answer and said to the solicitor: 'I'd like to hear what he has to say about his favourite cow, Bessie'.

 

Seamus thanked the Judge and proceeded. 'Well as I was saying, I had?just loaded Bessie, my favourite cow, into the trailer and was driving her down the road when this huge lorry and trailer came through a stop sign and hit my trailer right in the side. I was thrown into one ditch and Bessie was thrown into the other. I was hurt, very bad like, and didn't want to move.

However, I could hear old Bessie moaning and groaning. I knew she was in terrible pain just by her groans.

 

 

Shortly after the accident, a policeman on a motorbike turned up. He could hear Bessie moaning and groaning so he went over to her. After he looked at her, and saw her condition, he took out his gun and shot her between the eyes..

Then the policeman came across the road, gun still in hand, looked at me, and said, 'How are you feeling?'

'Now what the F**k would you have said?

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with out the extra's

 

ProofThat The World Is Nuts

In Lebanon , men are legally allowed to have sex with animals, but the animals must be female. Having sexual relations with a male animal is punishable by death.

(Like THAT makes sense.)

*~*~*~*~*~*~*~*~*~*

In Bahrain , a male doctor may legally examine a woman's genitals, but is prohibited from looking directly at them during the examination. He may only see their reflection in a mirror.

(Do the they look different reversed?)

*~*~*~*~*~*~*~*~*~*

Muslims are banned from looking at the genitals of a corpse. This also applies to undertakers. The sex organs of the deceased must be covered with a brick or piece of wood at all times.

(A brick?)

*~*~*~*~*~*~*~*~*~*

The penalty for masturbation in Indonesia is decapitation.

(Much worse than 'going blind!')

*~*~*~*~*~*~*~*~*~*

There are men in Guam whose full-time job is to travel the countryside

And deflower young virgins, who pay them for the privilege of having sex for the first time.

Reason: under Guam law, it is expressly forbidden for virgins to marry.

(Let's just think for a minute; is there Any job anywhere else in the world that even comes close to this?)

*~*~*~*~*~*~*~*~*~*

In Hong Kong , a betrayed wife is legally allowed to kill her adulterous husband, but may only do so with her bare hands. The husband's illicit lover, on the other hand, may be killed in any manner desired.

(Ah! Justice!)

*~*~*~*~*~*~*~*~*~*

Topless saleswomen are legal in Liverpool , England - but only in tropical fish stores.

(But of course!)

*~*~*~*~*~*~*~*~*~*

In Cali , Colombia , a woman may only have sex with her husband, and the first time this happens, her mother must be in the room to witness the act.

(Makes one shudder at the thought.)

*~*~*~*~*~*~*~*~*~

In Santa Cruz , Bolivia , it is illegal for a man to have sex with a woman and her daughter at the same time.

(I presume this was a big enough problem that they had to pass this law?)

*~*~*~*~*~*~*~*~*~*

In Maryland , it is illegal to sell condoms from vending machines with one exception: Prophylactics may be dispensed from a vending machine only 'in places where alcoholic beverages are sold for consumption on the premises.'

(Is this a great country or what? Well, not as great as Guam !)

*~*~*~*~*~*~*~*~*~*

Banging your head against a wall uses 150 calories an hour.

(Who volunteers for this stuff?)

*~*~*~*~*~*~*~*~*~*

Humans and dolphins are the only species that have sex for pleasure.

(Is that why Flipper was always smiling?)

*~*~*~*~*~*~*~*~*~*

The ant can lift 50 times its own weight, can pull 30 times its own weight and always falls over on its right side when intoxicated. (From drinking little bottles of???)

(Did the government pay for this research??)

*~*~*~*~*~*~*~*~*~*

Butterflies taste with their feet.

(Ah, geez.)

*~*~*~*~*~*~*~*~*~*

An ostrich's eye is bigger than its brain.

(I know some people like that.)

*~*~*~*~*~*~*~*~*~*

Starfish don't have brains.

(I know some people like that, too.)

*~*~*~*~*~*~*~*~*~*

And, the best for last?

Turtles can breathe through their butts.

(And I thought I had bad Breath in the morning!)

..

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  • 2 weeks later...

You are driving in a car at a constant speed.

On your left side is a 'drop off', (The ground is 18-20 inches below the level you are travelling on), and on your right side is a fire engine travelling at the same speed as you.

In front of you is a galloping horse, which is the same size as your car and you cannot overtake it.

Behind you is a galloping zebra. Both the horse and zebra are also travelling at the same speed as you.

What must you do to safely get out of this highly dangerous situation?

 

 

 

For the answer, click and drag your mouse from star to star.

 

* Get off the merry-go-round, you're ****ed.*

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The Centipede

 

 

This guy was lonely and so he decided life would be more fun if he had a

pet.

He went to the pet store and told the owner that he wanted to buy an

unusual pet. After some discussion he finally bought a centipede, which

came in a little white box to use for his house.

He took the box home, found a good location for the box, and decided he

would start off by taking his new pet to the bar for a drink.

So he asked the centipede in the box, 'Would you like to go to Frank's

place with me and have a beer?' Silence; there was no answer from his

new pet.

This bothered him a bit, waited a few minutes and then asked him again,

'How about going to the bar and having a beer with me?'

There was no answer, nothing but silence came from his new friend and

pet.

So he waited a few minutes more, thinking about the situation.

He decided to ask him one more time. This time putting hisface up

against the centipede's house and shouting, 'Hey, in there! Would you

like to go to Frank's place and have a beer with me?

A little voice came out of the box:

 

'I heard you the first time !

I'm putting my fu**ing shoes on!' :D

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Bo littlen did not get it...............but she is only 7 mths so we will forgive her.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Inland Revenue's attempt at humour:-

 

Dear Mr Addison,

 

I am writing to you to express our thanks for your more than prompt reply to our latest communication, and also to answer some of the points you raise.

 

I will address them, as ever, in order.

 

Firstly, I must take issue with your description of our last as a "begging letter". It might perhaps more properly be referred to as a "tax demand". This is how we, at the Inland Revenue have always, for reasons of accuracy; traditionally referred to such documents.

 

Secondly, your frustration at our adding to the "endless stream of crapulent whining and panhandling vomited daily through the letterbox on to the doormat" has been noted. However, whilst I have naturally not seen the other letters to which you refer I would cautiously suggest that their being from "pauper councils, Lombardy pirate banking houses and ****ant gas-mongerers" might indicate that your decision to "file them next to the toilet in case of emergencies is at best a little ill-advised.

 

In common with my own organisation, it is unlikely that the senders of these letters do see you as a "lackwit bumpkin or, come to that, a "sodding charity". More likely they see you as a citizen of Great Britain, with a responsibility to contribute to the upkeep of the nation as a whole.

 

Which brings me to my next point. Whilst there may be some spirit of truth in your assertion that the taxes you pay "go to shore up the canker-blighted, toppling folly that is the Public Services", a moment's rudimentary calculation ought to disabuse you of the notion that the government in any way expects you to "stump up for the whole damned party" yourself. The estimates you provide for the Chancellor's disbursement of the funds levied by taxation, whilst colourful, are, in fairness, a little off the mark. Less than you seem to imagine is spent on "junkets for Bunterish lickspittles" and "dancing whores" whilst far more than you have accounted for is allocated to, for example, "that box-ticking facade of a university system."

 

A couple of technical points arising from direct queries:

1. The reason we don't simply write "Muggins" on the envelope has to do with the vagaries of the postal system;

2. You can rest assured that "sucking the very marrows of those with nothing else to give" has never been considered as a practice because even if the Personal Allowance didn't render it irrelevant, the sheer medical logistics involved would make it financially unviable.

 

I trust this has helped. In the meantime, whilst I would not in any way wish to influence your decision one way or the other, I ought to point out that even if you did choose to "give the whole foul jamboree up and go and live in India" you would still owe us the money. Please forward it by Friday.

 

Yours Sincerely,

H J Lee Customer Relations

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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:lol: Jo nice one that they would still want the money.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

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This is a copy of a recent letter I delivered to my Housing Assoc.........................

Dear Sir,

Further to my recent telephone conversation with your office requesting that you attend and look at the mess the grass cutters had made and your subsequent telephone message left on my answer phone I write to enlighten you of a few facts that you would have seen if you had not used the telephone.

Whilst on this subject of not attending I would like the name of your optician as my eyes are very obviously seeing something completely different from my lounge windows to those of yours at Sumner House.

You told me that the grass had just been flattened and that it would 'spring back' in 2/3 days. My front lawn looks like it has been 'raped' leaving no DNA evidence. David Bellamy would be hard pushed to bring this back to life! Whilst on the subject of David Bellamy, he would be able to make a 6 part series here on Meadowcroft Road and the surrounding area and the residents now feel that this smacks of neglect on those responsible.

The bald track that goes across the full length of the lawn looks like Lord Lucan has just ridden Shergar over it and, like the grass cutter, is not to be seen again.

I tried to converse with the grass cutter at the time of the 'raping' and once he had taken the ear plus from his ears that were attached to his ipod, thrown his 'fag' down and ASBO, my dog, had barked at him, he decided that he would switch the engine off.

Have you ever wondered why you bother ?

His moronic, dulcid tones will stay with me for a long time. Even ASBO shut up which takes some doing!

I am unable to repeat what he said as I did not understand myself. At this point I thought it better to return to my home, take a vast quantity of Valium and retire to a dark room.

I have spent a vast amount of time and money on YOUR property in the last 13 years and take great pride in my home and garden. I do not think it would take a great deal of time and effort for xxx xxxxxxxx to take the same pride and actually do something about these contractors. This is not the first time this has happened or been reported. Nor sadly is it the first time it has been completely ignored.

Perhaps I should take a seat out into street between 10pm and 5am and buy drugs off the number of dealers that visit my neighbor and then I would attract the attention of the Management Team at xxx xxxxxxxx and perhaps even be granted an audience.

I await a reply

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Jail bird

 

I can completly relate to some of that letter i mean how many ppl have the councils grass cutters and they have done a bad job and how many ppl have complained and been ignored?

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Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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This is a real job application submitted to a McDonald's in Florida. He was hired for his sense of humor, and honesty.

 

 

NAME: Greg Bulmash.

 

SEX: Not yet. Still waiting for the right person.

 

DESIRED POSITION: Company's President or Vice President. But seriously, whatever's available. If I was in a position to be picky, I wouldn't be applying here in the first place.

 

DESIRED SALARY: $185,000 a year plus stock options and a Michael Ovitz style severance package. If that's not possible, make an offer and we can haggle.

 

EDUCATION: Yes.

 

LAST POSITION HELD: Target for middle management hostility.

 

SALARY: Less than I'm worth.

 

MOST NOTABLE ACHIEVEMENT: My incredible collection of stolen pens and post-it notes.

 

REASON FOR LEAVING: It sucked.

 

HOURS AVAILABLE TO WORK: Any.

 

PREFERRED HOURS: 1:30-3:30 p.m., Monday, Tuesday, and Thursday.

 

DO YOU HAVE ANY SPECIAL SKILLS?: Yes, but they're better suited to a more intimate environment.

 

MAY WE CONTACT YOUR CURRENT EMPLOYER?: If I had one, would I be here?

 

DO YOU HAVE ANY PHYSICAL CONDITIONS THAT WOULD PROHIBIT YOU FROM LIFTING UP TO 50 LBS?: Of what?

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Directory Enquiries

Caller: "I'd like the number of the Argoed Fish Bar in Cardiff please".

Operator: "I'm sorry, there's no listing. Is the spelling correct?"

Caller: "Well, it used to be called the Bargoed Fish Bar but the 'B' fell off".

----------------------------------------------------------------------

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Cat Lover or Not, this is Hysterical!

 

 

We've all had trouble with our animals, but I don't think anyone can top

this one:

 

Calling in sick to work makes me uncomfortable. No matter how legitimate

my excuse, I always get the feeling that my boss thinks I'm lying.

 

On one recent occasion, I had a valid reason but lied anyway, because the

truth was just too darned humiliating. I simply mentioned that I had

sustained a head injury, and I hoped I would feel up to coming in the

next day. By then, I reasoned, I could think up a doozy to explain the

bandage on the top of my head. The accident occurred mainly because I had

given in to my wife's wishes to adopt a cute little kitty.

Initially, the new acquisition was no problem.

)

 

 

Then one morning, I was taking my shower after breakfast when I heard my

wife, Deb, call out to me from the kitchen.

 

'Honey! The garbage disposal is dead again. Please come reset it.'

 

'You know where the button is,' I protested through the shower

pitter-patter and steam. 'Reset it yourself!'

 

'But I'm scared!' she persisted. 'What if it starts going and sucks me

in?'

 

There was a meaningful pause and then, 'C'mon, it'll only take you a

second.'

 

So out I came, dripping wet and butt naked, hoping that my silent

outraged nudity would make a statement about how I perceived her behavior

as extremely cowardly.

 

Sighing loudly, I squatted down and stuck my head under the sink to find

the button. It is the last action I remember performing.

 

It struck without warning, and without any respect to my circumstances.

No, it wasn't the hexed disposal, drawing me into its gnashing metal

teeth. It was our new kitty, who discovered the fascinating dangling

objects she spied hanging between my legs. She had been poised around the

corner and stalked me as I reached under the sink. And, at the precise

moment when I was most vulnerable, she leapt at the toys I unwittingly

offered and snagged them with her needle-like claws. I lost all rational

thought to control orderly bodily movements, blindly rising at a violent

rate of speed, with the full weight of a kitten hanging from my masculine

region.

 

Wild animals are sometimes faced with a 'fight or flight' syndrome. Men,

in this predicament, choose only the 'flight' option. I know this from

experience. I was fleeing straight up into the air when the sink and

cabinet bluntly and forcefully impeded my ascent.

The impact knocked me out cold.

 

When I awoke, my wife and the paramedics stood over me.

 

Now there are not many things in this life worse than finding oneself

lying on the kitchen floor butt naked in front of a group of 'been-there,

done-that' paramedics.

Even worse, having been fully briefed by my wife, the paramedics were all

snorting loudly as they tried to conduct their work, all the while trying

to suppress their hysterical laughter......and not succeeding.

 

Somehow I lived through it all. A few days later I finally made it back

in to the office, where colleagues tried to coax an explanation out of me

about my head injury. I kept silent, claiming it was too painful to talk

about, which it was.

 

'What's the matter?' They all asked, 'Cat got your tongue?'

If they only knew!

 

 

Why is it that only the women laugh at this?

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Subject: A girl's night out

 

Why females should avoid a girl's night out after they are

married....If this does not make you laugh out loud, you have lost

your sense of humour.

 

The other night I was invited out for a night with the 'girls'. I told

my husband that I would be home by midnight , 'I promise!'

 

Well, the hours passed and the margaritas went down way too easily.

Around 3 a.m. , a bit loaded, I headed for home.

 

Just as I got in the door, the cuckoo clock in the hallway started up

and cuckooed 3 times.

 

Quickly, realizing my husband would probably wake up, I cuckooed

another 9 times.

 

I was really proud of myself for coming up with such a quick-witted

solution, in order to escape a possible conflict with him.

 

(Even when totally smashed.... 3 cuckoos plus 9 cuckoos totals 12

cuckoos = MIDNIGHT !)

 

Th e next morning my husband asked me what time I got in, I told him

' MIDNIGHT '... He didn't seem ****ed off in the least.

 

Whew, I got away with that one! Then he said 'We need a new cuckoo

clock.'

 

When I asked him why, he said, 'Well, last night our clock cuckooed

three times, then said 'oh ****.' Cuckooed 4 more times, cleared its

throat, cuckooed another three times, giggled, cuckooed twice more,

and then tripped over the coffee table and farted.

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the maccy ds one is brill

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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A blind guy on a bar stool shouts to the bartender, "Hey! Wanna hear a blonde joke?" The bar immediately becomes absolutely

quiet. In a hushed voice, the guy next to him says, "Before you tell that joke, you should know something."

 

"The bartender is blond, the bouncer is blond, and I'm a 6' tall, 200 pound blond with a black belt in karate. What's more, the guy sitting next to me is 6'2," weighs 225 pounds, and he's a blond weight lifter." He continues, "The fella to your right is blond, 6'5" and pushing 300 pounds, and he's a wrestler. Think about it seriously, Mister. You still wanna tell that joke?"

 

The blind guy says, "Nah! Not if I'm gonna have to explain it five times.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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