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    • The NTK needs to be redacted, your VRN is still showing.
    • Hi, yes they swapped over after a brief period when the bank were sending something over.
    • Fair enough. But I don't understand why they send these letters. Do people really get scared and end up paying them?
    • That's a blessed relief. They would have been withdrawn because, as I said, they have no evidence that you were driving. That comes from the responses to the requests for driver's details which you failed to send. The important thing is that the speeding charges were laid. That makes life much easier (and far more likely to see a successful outcome). You need to make your SD and serve it on the court where you were convicted. The next you should hear is by way of a "Single Justice Procedure Notice" laying the four charges against you again. You will have three options (for each charge): Plead Guilty and do not attend court Plead guilty and attend court Plead not guilty You must plead Not Guilty to all charges. In the section headed “reason for not guilty plea” you can state that you will offer to plead guilty to the speeding charging providing, and only providing, the FtP charges are dropped. This is a procedure well known to all court users (prosecutors, magistrates and their legal advisors) and is carried out up and down the land daily. I’ll refer to it as “the deal”. Before the pandemic it was necessary to attend court to undertake this deal and speak to the prosecutor (the agreement of the prosecutor is required as the court cannot accept it without that agreement).  However, during the pandemic courts aimed to reduce the numbers of people required to attend to an absolute minimum and most courts accepted a written request to do the deal. Local police prosecutors made an agreement with their courts that the magistrates’ legal advisors could accept the deal. In some areas this arrangement has carried on. In others they have reverted to the old process where attendance was required. So your offer of the “deal” with either be accepted in writing and dealt with under the Single Justice procedure or you may have to attend court. In either event it is important to emphasise that you will plead guilty to speeding only if the FtP charges are dropped.  There may be slight variations to the process depending on how the individual area works but there is no reason why this should not be successful.    
    • Yes thank you dx, my sentiments exactly.  We don't have access to his credit report to see the CCJ.  We were just told by the Estate Agency who he was trying to act as a guarantor for me.......  I can get a free one for a month I believe.  
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Littlewoods - This Is A Corker!!


clare77
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today i have received all my statements as requested, also they have sent me a copy of my signed credit aggreement :-(

 

get ready for this ....................................

 

they have also sent me copies of 13 other peoples credit agreements, which have names, address, phone numbers, date of birth.

 

and account numbers for them all and all their signed agreements

 

disgusting - if i were a fraud person surely they would get hands slapped - can i hold this against them when claiming my charges:D

 

i am amazed - wonder how many people have all my personal details

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clare, is one of them mine :p

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Cant offer advice apart from letting the other people know you have their details, and of course the OFT and the information commisioner, but you certainly have a strong bargaining chip against these idiots

 

Good advice, it happened to me once, I sent the other guy's agreement to him. That was before I joined CAG and did'nt know there was someone I could complain too :rolleyes:

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

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all details i have are for people living in ireland & glasgow - wondered if anyone got any ideas on a letter to send stating i not paying what i owe them and if they still pursue i will report to oft?????

can i do that???

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anyone in ireland or glasgow pm me your name & i will let you know if i got yours!!

 

:D

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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RIP: Rooster-UK - MARTIN3030 - cerberusalert

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all details i have are for people living in ireland & glasgow - wondered if anyone got any ideas on a letter to send stating i not paying what i owe them and if they still pursue i will report to oft?????

can i do that???

 

Sounds a bit like Blackmail:eek:

 

Maybe a simple letter along the lines of

 

Dear Fools

 

Thank you for my information that I requested on "DATE"

 

May I also thank you on behalf of the 13 other customers who's identity and personal details you inlcuded in with my details.

 

Please be aware that this is a GROSS mis-use of peoples personal data and I am aware that this is, in the present climate of data protection a very sensitive matter.

 

I have has yet not contacted the other people involved or any legal agency and would like to hear your proposals for the collection and assurances that this will not happen again.

 

As you are aware I am curently in dispute with your company over "XXXXXXXX" and am prepared to accept all "Charges if applicable - Fill this bit in with whatever the dispute is" - is now considered settled in full

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Mint once sent something similar to me, confidential info on other people. I got a £30 credit to the account - not great I know, but still worth the cost of a stamp!!!

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

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be careful with this - this may be considered duress, which would render any agreement entered into with them voidable.

 

Play this straight - report them to the ICO (Information Commissioners Office) Telephone all the people whose details you have to inform them what has happened and then either securely shred or return the documentation to the sending company (or to the Information Commissioners Office)

 

You are not allowed to hold onto it under data protection rules despite the fact that it was sent to you by the bank in error.

 

(a call to watchdog, the newspapers, the TV the OFT god and his grandmother may also be on the cards)

 

Make life difficult as you can for them but dont get yourself in trouble in so doing.

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hi there

sent letter off to littlewoods also spoke to information commisioners office who want copies of what i have received - i have given littlewoods 7 days to reply - watch this space...............

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We shall ;)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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well yesterday received all cca replies from all catalogues - all 4 have no signed cca for me but have sent a copy of t&c at present time (they cant find my signed copy)

 

only catalogue who have a signed copy is littlewoods but i got them by the bits at moment anyway (read previous posts)

 

sent letter of complaint to littlewoods waiting response.

 

what letter shall i send to other 4 catalogued who cant find my cca??

 

thanks

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with the letter saying that they haven't got my cca they stated that the arrears are still payable and they will keep adding £12 admin every month.

 

so thought i could send a letter saying that because they have no cca i not payin a penny????

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