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    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
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Godebt/advice needed.


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Mainly are you on the mortgage papers, are you a joint buyer with your g/f. That's the first important point.

 

Next why are you bing chased, have you just defaulted, paid half and handed the car back etc; then we can see if their is a debt and if it can be chased.

 

The first court papers, did they come from a court?

Check these papers that have been thrown at you, do they have a court seal on them and a case number?

The court sends you a summons, not some tart with black hair.

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G/f says i am named on the mortgage..the mortgage totals £80,000

But the deposit was paid by my g/f from the sale of her property..

as we are not marreid when the mortgage was taken out

we have signed a form saying we are not tennats in common

my g/f has a greater financial interest than i do

and g/f says there was no seal on the papers..

and g/f phoned the number which was hollis briggs solicitors

and spoke to mr paul evens and he told her what the debt was for

and when it was from and the amount which she says is £6,000

as said before i was not here we were on a break.

g/f has a copy of a letter she sent to him (recorded) re the conversation

 

gary

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Also the one i got now was handed to me by some bloke

he said he was told to deliver it to me...

he also unfolded it in front of me and read it...

it has a black seal on it...faded with the court name on it

and a case number

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Yes it is to do with ycc...

the original date of signing the agreement was 22/3/2004

cant remember ccj date

i gave the car back after numourous problems with it and they said that is the end of it

i never got any paper work to my knowledge saying they sold the car and what was left to pay

no final settlement figure

i have heard nothing untill last year from go debt....

and i have not been hiding so they could of found me and resolved this matter. But nothing. go debt in less than a year have a charging order on my house.....

and now after doing that have asked me to go to county court to ask me questions on my finances to see if it can be inforced by the court

i am currently unemployed and when i telephoned go debt regarding this he was not helpful..

and said the charging order will stay on my house

so i think im screwed to be honest

gary

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CLICK ON THIS LINK

Debt Collection Industry - The Consumer Forums

 

SCROLL DOWN TO THE BOTTOM OF THE PAGE TO WHERE IT STATES

 

NEW THREAD

 

CLICK ON THIS

 

YOU WILL HAVE A PAGE COME UP STATING TITLE

 

IN THERE WRITE GO DEBT AND CHARGING ORDED

IN THE MAIN BOX WRITE WHATS THE SITUATION

 

WHEN YOU HAVE FINISHED, SCROLL TO THE BOTTOM OF THE PAGE TO WHERE IT STATES SUBMIT NEW THREAD

CLICK AND THERE YOU HAVE IT

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I am a bit unsure of what to do now I have had no reply of godebt with reference me asking them for all the original paperwork i still dont have an address living in b and bs at the moment as im working away and havent sorted the move out (still).

Will they be sending stuff to my old address if so how does that affect me as i cant get there.

i dont want to just forget about it till they contact me again

also i have a care of address with my bank will they be able to get that address i dont want any hassle going to that address as they are doing me a favour.

what should i do now

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Go debt have now issued me with a photograph of where I live and are threatening bankrupcy. Interesting as I do not own my house.

How do I go about becoming a test case?

 

If they take a photo of you inside your house or in your front door (opened it to see who it is) Then that is ilegal

But they can take pictures in a public place

report the to oft in london a.s.a.p

re:yes car charging order...

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i am currently having problems with go debt. they are refusing to let me pay my £11 000 debt by instalments and say that unless i can settle it they are going to send the bailiffs in. how do i get to the templates so i can send them a letter asking for the origianal credit agreement out to me so i can check if it's legal?

Yes you can and give them 12+ 2 days (on thread there is templates) to respond if they dont

get the form account in dispute

BUT MAKE SURE YOU SEND THEM 1ST CLASS RECORDED AND KEEP COPYS OF THE LETTERS

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OK

Just post a question and people will help

i was at my wits end with go-debt/go/hollis briggs whatever they call themselves

put a chap on here is helping me

i have sent letter asking for full signed credit agreement

just trying to find a link

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  • 4 weeks later...

Hi yes i am going through problems with go debt at the moment they are taking me to bankruptcy i have a court date and everything but i have a sneaky suspision that they are starting to panic because i have started to get letters in the last 2 weeks saying that they can stop if the action if i arange a discounted payment to them supprisingly enough the letters are coming from hollis briggs which is basically go debt. I intend to let this run to the end which is 18 march 2010 and screw them by the way they have been told by there local police force to stop harrasing me so if you keep getting harrased from them threaten them with contacting the cardiff police about them and just mention that you have been talking to mr atkinson and that you are waiting for the outcome of my bankruptcy hearing i will keep you informed as to what has happened

:D

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Hi yes i am going through problems with go debt at the moment they are taking me to bankruptcy i have a court date and everything but i have a sneaky suspision that they are starting to panic because i have started to get letters in the last 2 weeks saying that they can stop if the action if i arange a discounted payment to them supprisingly enough the letters are coming from hollis briggs which is basically go debt. I intend to let this run to the end which is 18 march 2010 and screw them by the way they have been told by there local police force to stop harrasing me so if you keep getting harrased from them threaten them with contacting the cardiff police about them and just mention that you have been talking to mr atkinson and that you are waiting for the outcome of my bankruptcy hearing i will keep you informed as to what has happened

:D

 

Hollis Briggs is no longer going so who is singing the letter dont know????give me the name of the person.....what they are trying to do is get you to offer a payment....we see if you get to court or not ......Godebt and hollis briggs are all part of Edwards geldards Solicitors in Cardiff

Edited by black1
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Hi its go debt i think that their bottle is going they taking me to bankruptcy i have a court date and reference and i have checked it out but i have a sneaky suspicion that they will pull out at last minute we will see i am very interested to see what happens i have taunted them relentlasley for months and months they have even contacted the police to stop me from harrasing them i love it they deserve everything that they get if everybody who has problems with them does the same they wont have a chance and be out of buisiness in no time i will keep every body posted to what is happening

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Hi its go debt i think that their bottle is going they taking me to bankruptcy i have a court date and reference and i have checked it out but i have a sneaky suspicion that they will pull out at last minute we will see i am very interested to see what happens i have taunted them relentlasley for months and months they have even contacted the police to stop me from harrasing them i love it they deserve everything that they get if everybody who has problems with them does the same they wont have a chance and be out of buisiness in no time i will keep every body posted to what is happening

 

ignore that crap they do that to everyone even me but it got dismissed

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