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CCA does this satisfy my request?


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hello

recieved this copy of my internet application for a barclays visa, surely it has to actually say credit agreement on it???

anyone take a look please

 

 

http://i247.photobucket.com/albums/gg137/unhappyfeet/img050.jpg

 

http://i247.photobucket.com/albums/gg137/unhappyfeet/img051.jpg

 

http://i247.photobucket.com/albums/gg137/unhappyfeet/img052.jpg

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Hi 42Man

 

I'm not sure but its no longer than 3 years I don't think. So I'm presuming it's enforceable as I've read that on here internet applications are enforceable after 2004

 

but what they have sent me doesn't mention CCA yet they say they've enlosed it?

 

They're taking me to court :(

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OK....i'm not sure on the implication of electronic signatures / internet applications, I'm hoping that somebody may come along and offer some input.....but do have a good search through the forums....if I find any other relevant threads i'll post them on this thread....

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thank you 42Man:grin:

 

I'm gonna be doing my defence tomorrow:eek: and I'm hoping to put that I neither admit nor deny due to the CCA they forwarded been insufficient???

surely even though it was electronic they have to forward me the relevant papers that actually say its a CCA??

 

what would you think 42Man in your opinion?

please

 

Regards

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hi all :grin:

thanks for your reply:-D

 

I'm gonna go for it and see what happens as far as I can see thats not my full CCA as you said no electronic signature box so if they have got a copy of this then they've not forwarded it to me. I Sent the civil procedure request and as I've also read on here Howard Cohen & Co said it didn't apply to them and that I have sufficient information already. So I'l try the 'neither admit nor deny' and if they can produce hope they let me change my defence.

 

Kind regards

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  • 4 weeks later...

HI all

ok just to update I've recieved a letter from the courts saying that they have recieved my defence( they recieved it on the 21st sept) Also had letter from Cohen offering a FF settlement which no way can I afford the offer has a 14day expiry.

Whats my next move or do I wait???

Any advice welcome please:)

 

Regards

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We need to know when the card was taken out as the electronics communication act came into force on 31st dec 2004.

 

From what i see it is unenforcable. Re your above question you sit and wait.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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You need to do a CPR request which will require them to provide the info u need

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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I can't see any date at all from what they have sent you. Surely it should have to have a date on somewhere?

Beating the DCA's day by day

 

My fight:

NDR - CCA'd 12+2 passed

Bank of Scotland - CCA'd 12+2 passed

CFS - Win by Technical Knock-out!:lol:

HFC Bank - CCA'd 12+2 passed

Chantry Collections - CCA sent

 

Time flies like an arrow

Fruit flies like a banana :D

 

<---------- Have I given you top advice, have I made you laugh, click on the scales, it won't hurt you! :grin:

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well then you were lied to

 

this explains about fee consessions.

 

http://www.hmcourts-service.gov.uk/courtfinder/forms/ex160a_e.pdf

 

County court fees list, this is for if u need to pay a few.

http://www.hmcourts-service.gov.uk/courtfinder/forms/ex50.pdf

 

application for fee remission

http://www.hmcourts-service.gov.uk/courtfinder/forms/ex160.pdf

 

a application notice.

http://www.hmcourts-service.gov.uk/courtfinder/forms/n244_e.pdf

 

the above application notice if to ask the courts to order they provide u with the relivant information.

 

From what i can see thy have refused u vital info to defend your case so they courts can order them to provide it.

 

If u want my help just ask. I am easily findable about here or u can mail me at my email addys.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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They do need to comply and you need to tell the judge that they refused your CPR request!

Beating the DCA's day by day

 

My fight:

NDR - CCA'd 12+2 passed

Bank of Scotland - CCA'd 12+2 passed

CFS - Win by Technical Knock-out!:lol:

HFC Bank - CCA'd 12+2 passed

Chantry Collections - CCA sent

 

Time flies like an arrow

Fruit flies like a banana :D

 

<---------- Have I given you top advice, have I made you laugh, click on the scales, it won't hurt you! :grin:

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Sit and wait when u get anything from the courts u will take it from there

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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