Jump to content


  • Tweets

  • Posts

    • Write to the IPC complaining that UKPC have not observed the requirements of PoFA . IPC  Waterside House, Macclesfield SK10 9NR Dear IPC, I am writing to complain about a serious breach of the Protection of Freedoms Act 2012 by UKPCM. I feel that as it is more a breach of the Act rather than not just  complying with your Code of Practice which is why I am bypassing your operator. Should you decide to insist that I first complain to your operator, I will instead pass over my complaint to the ICO and the DVLA . My story starts with being issued a windscreen PCN on 8/3/24 which was almost immediately removed and a second  PCN was then  sent by post on 13/3/24  [deemed delivered 15/3/24] which I did not receive and had to send an sar to have that particular mess revealed later  but that is not the reason for my complaint. UKPC then sent a Keeper Liability Notice dated 12/4/24 warning me that as 28 days have now elapsed, I as keeper am now liable for the charge.  This is in direct contravention of PoFA since the keeper does not become liable to pay until the day after the original PCN is deemed to have been given which would have been 13/4/24 -a Saturday ]. Not only does it not comply with PoFA but it fails to adhere to your Code of Practice and is in breach of their agreement with the DVLA. You will be aware that this is not the first time that UKPC have fallen foul of the DVLA and presumably yourselves. I have included copies of both Notices for information. You will realise the seriousness of this situation if this is standard practice from the UKPC to all motorists or just those where windscreen tickets are involved since the Law regarding PoFA is being abused and is unfair to misguide motorists. I await your  response which I understand will usually be within a week. -------------------------------------------------------------------------------------------------------------------------------------------------------I would think that should be sufficient for the IPC to cancel your PCN though  you should await comments from the Site team before sending your complaint. Don't forget to include both PCNs.  
    • Hi DX, Sorry, fell asleep as I was up all night last night writing that statement. Yes, I attached the rest of the witness statement on post 50, bottom of webpage 2. That's the important part.  It looks like the lawyer who wrote Erudio's Witness statement does not work for them any more. So, I'll have another lawyer representing instead. Not sure if I can use Andy's hearsay argument verbally if that happens.... I did not put it in writing. Apart from not sending deferral forms, my main argument is that in 2014 Erudio fixed some arrears mistake that SLC made and then in 2018 they did the same mistake, sent me confusing letters. What is the legal defence when they send you confusing material?
    • Chinese firm MineOne Partners has been ordered to sell land it owns near a US nuclear missile site.View the full article
    • That isn’t actually what the Theft Act 1968 S1 actually says, BTW. https://www.legislation.gov.uk/ukpga/1968/60/section/1 (1)A person is guilty of theft if he dishonestly appropriates property belonging to another with the intention of permanently depriving the other of it;   The difference between what you’ve said and the Act? a) intent to permanently deprive rather than  just depriving (which is why the offence of “taking without consent” was brought in for motor vehicles, as otherwise "joyriders" could say "but I intended to give it back at the end") b) dishonesty : If I honestly believed A's pen belonged to B, and took it and gave it to B - B might be found guilty of theft but I shouldn't be. 
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5587 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

If you have a read of the insolvency service website it will tell you what happens to your debts when bankrupt The Insolvency Service Website

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

Link to post
Share on other sites

  • Replies 172
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

hi geministar your landlrod will be informed if there are a BR caluse into your tenacny agreement and/or you have rental arrear.

 

if your ebt are into yoru only name then they will be dissolved, that it . nothing will happend to your partner as he/she i snot liable for it. however i advise that you do anot of dissociatin to credit reference agency to make sure it does not affect your partner credit scores

Link to post
Share on other sites

If the rent is up to date and there are no other problems with your tenancy it is unlikely that the landlord will do anything.

Any joint debts your partner has with his ex will become her responsibility.

 

Mor einfo here http://www.consumeractiongroup.co.uk/forum/formal-solutions-bankruptcy-administration/56970-insolvency-dealing-debt.html

Consumer Health Forums - where you can discuss any health or relationship matters.

Link to post
Share on other sites

Does it matter that he hasnt spoken in some time and doesn't know her exact whereabouts? just that she is in NZ somewhere?

 

 

Once he is Br it is not his problem anymore and is up to the creditors to find her.......he just needs to be honest with the Official Receiver.

Consumer Health Forums - where you can discuss any health or relationship matters.

Link to post
Share on other sites

ok what level of income will allow me to have part of the BR fee waivered? I believe i have to include my partners income in this part? even though not his debt.

Also what tends to happy if you have spent some of the debt on gambling? And i mean a small amount £300-£400 over a period of time my debt is currently at around 15k.

Link to post
Share on other sites

The laptop i have was bought in September 2007 via HFC finance, not under hire purchase but a loan agreement. I currently owe around £400 for it.

 

When i file my bankruptcy forms, what should i do about my laptop? Is it worth pretending it is broken or that i have sold it on, my mum said she would have it (in theory). My laptop is the only thing i own that is worth a small amount.

Link to post
Share on other sites

personally I would say no - they have admitted they cannot prove the debt and have agreed to stop action. no need to include them .

 

flip side of that would be that if you DO include the paperwork - it is not likely to affect your bankruptcy much and would then ensure that you are forever protected from them coming after you with this again.

Link to post
Share on other sites

I am a few months behind on Ctax, i live with my partner, we are not married, When i go bankrupt in Jan, how do i address the Ctax arrears can this be included with my BR? If so does this mean this is my partners responsibility even though i'll continue to live at my current address?

 

Bit confused

Link to post
Share on other sites

ok if i dont have a tenancy agreement we literally just moved in... what is the likelihood of being evicted? We get on with our landlord and landlady very well (they live next door). Have never paid rent late in 8 months and myself and partner both work.

 

Also how would it work if i decided to state i was living back at my mums address? I have recently submitted our new working tax claim pack. But that will take time to sort, so i could leave out that i receive workin tax as at the moment we dont. And basically just be living back at home with my mum (her home is a housing association).

 

i hope that made sense???? So many questions all the time.

Link to post
Share on other sites

Also what tends to happy if you have spent some of the debt on gambling? And i mean a small amount £300-£400 over a period of time my debt is currently at around 15k.

 

Nothing is likely to hapen for such a small proportion of the debt being gambling related.

 

ok if i dont have a tenancy agreement we literally just moved in... what is the likelihood of being evicted? We get on with our landlord and landlady very well (they live next door). Have never paid rent late in 8 months and myself and partner both work.

 

Also how would it work if i decided to state i was living back at my mums address? I have recently submitted our new working tax claim pack. But that will take time to sort, so i could leave out that i receive workin tax as at the moment we dont. And basically just be living back at home with my mum (her home is a housing association).

 

i hope that made sense???? So many questions all the time.

 

I strongly advise that you tell the OR the truth and nothing but the truth. If you get on well with your landlord why dont you ask him now what his reaction will be to you being BR? Most wont care as long as they get their rent, and you are honest with them.

Consumer Health Forums - where you can discuss any health or relationship matters.

Link to post
Share on other sites

thanks again for your advice. Yes i think i may ask them this wknd as havin a festive drink with them b4 they go away for xmas. That is my main concern at the moment.... don't wanna end up losing my home as i can hardly afford to move about. That would actually put me off going BR and i'd carry on with my DMP throwing more money away.

Link to post
Share on other sites

Hi Geministar2007:)

 

I went B/R in November and included my C/Tax arrears in my B/R, the Local Council then sent me a revised bill for Dec, Jan, and Feb2009!!!

So ALL my arrears were wiped, about 1,800 worth! If that helps.

Take care

Sugar x x :D

Link to post
Share on other sites

Hi Geministar2007:)

 

I am B/R too. I was told by C.A.B. to list ALL debts on my B/R paperwork, and not leave anything off. I am led to believe that everything MUST be listed honestly, and the amount of some of my debts were estimates as I couldn't find all my paperwork from over 6 years ago!

Do seek advice from C.A.B. or National Debt Helpline else the Judge on the day may not grant you a B/R!

Hope this helps

Take Care

Sugar x x :D

Link to post
Share on other sites

thanks again, however as i live with my partner how would he be effected? He would have to find the full arears (although he wouldnt i would help if that makes sense ;-).

 

I am due to pay a 300 odd DD 1st Jan, no chance, so may advise them i am filling for BR and to hold off for a short time. Sound like a good idea?

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...