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    • Hi everyone, Apologies for bringing up the same topic regarding these individuals. I wish I had found this forum earlier, as I've seen very similar cases. However, I need your help in figuring out what to do next because we've involved our partners/resellers. I work as an IT Manager in a company outside of the UK. We acquired a license from a certified reseller (along with a support agreement) and also obtained training sessions from them. The issue arose when we needed to register two people for the training sessions, so we used an external laptop for the second user to keep up with the sessions for only a month. During this period, the laptop was solely used for the training sessions. After two weeks, my boss forwarded an email to me from Ms Vinces, stating that we are using illicit software from SolidWorks. Since this has never happened to me or anyone we know, I went into panic mode and had a meeting with her. During the meeting, we explained that we were using an external laptop solely for the training sessions and that the laptop had not been used within the company since her email. She informed us that for such cases, there are demos and special licenses (though our reseller did not mention these types of licenses when we made our initial purchase). She then mentioned that we had utilized products worth approximately €25k and presented us with two options: either pay the agreed value or acquire SolidWorks products. We expressed that the cost was too high, and our business couldn't support such expenses. I assured her that we would discuss the matter with the company board and get back to her. After the meeting, we contacted the company reseller from whom we purchased the license, explained the situation, and mentioned the use of an external laptop. They said they would speak to Maria and help mediate the situation. We hoped to significantly reduce the cost, perhaps to that of a 1-year professional license. Unfortunately, we were mistaken. The reseller mediated a value €2k less than what Maria had suggested (essentially, we would need to acquire two professional lifetime licenses and two years of support for a total of €23k). This amount is still beyond our means, but they insisted that the price was non-negotiable and wouldn't be reduced any further. The entire situation feels odd because she never provided us with addresses or other evidence (which I should have requested), and she's pressuring us to resolve the matter by the end of the month, with payment to be made through the reseller. This makes me feel as though the reseller is taking advantage of the situation to profit from it. Currently, we're trying to buy some time. We plan to meet with the reseller next week but are uncertain about how to proceed with them or whether we should respond to the mediator.
    • Thanks London  if I’ve read correctly the questionaire wants me to post his actual name on a public forum… is that correct.  I’ve only had a quick read so far
    • Plenty of success stories, also bear in mind not everyone updates the forum.  Overdale's want you to roll over and pay, without using your enshrined legal right to defend. make you wet yourself in fear that a solicitor will Take you to court, so you will pay up without question. Most people do just that,  but you are lucky that you have found this place and can help you put together a good defence. You should get reading on some other Capital One and Overdale's cases on the forum to get an idea of how it works.  
    • In both versions the three references to "your clients" near the end need to be changed to "you" or "your" as Alliance are not using solicitors, they have sent the LoC themselves. Personally I'd change "Dear ALLIANCE PARKING Litigation Dept" to "Dear Kev".  It would show you'd done your homework, looked up the company, and seen it's a pathetic one-man band rather than having any departments.  The PPCs love to pretend they have some official power and so you should be scared of them - showing you've sussed their sordid games and you're confident about fighting them undermines all this.  In fact that's the whole point of a snotty letter - to show you'd be big trouble for them if they did do court so better to drop you like a hot potato and go and pursue mugs who just give in instead. In the very, very, very, very unlikely case of Kev doing court, it'd be better that he didn't know in advance all the legal arguments you'd be using, so I'd heavily reduce the number of cards being played.
    • Thanx Londoneill get on to it this evening having a read around these forums I can’t seem to find many success stories using your methods. So how successful are these methods or am I just buying time for him  and a ccj will be inevitable in the end. Thanks another question is, will he have to appear at court..? I am not sure he has got it in him
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Help wanted against Wescot - been blindly paying them for years


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I have been paying £50 per month to Westcott for a debt on a Nat West credit card from ages ago. Being the disorganised person that I am, I have no details of the original debt, nor exactly how much I have paid to these blood suckers.

Recently they have taken to phoning and offering me a discount,

on one occasion saying that if I did not pay off the debt they would double my payment.

I don't have any spare cash at the moment so that is not an option.

Yesterday they spoke to my wife and were very rude to her, this is something that I will not tolerate.

They have now made me mad and I want to screw them any way possible.

Are there any letters that I can send asking for details of the original debt and also the payment as that I have made to them?

I'm sorry if this has been answered elsewhere, I did do a search but I am a bit short of time, having only just got my broadband connection back after Pipex cut me off for no reason and then refused to accept that they had done anything.

I am currently working long hours and would like to get at them ASAP.

 

Thanks

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send the CCA letter

 

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/20758-creditors-dcas-letter-templates.html

 

 

Letter 'N' Do not sign and send a £1 postla order.

 

This will establish if they have a legal right to collect on this debt.

 

Post back if you need any further help.

 

 

JOgs

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Also do not sign the letter....just print your name, and send by recorded delivery as a minimum but preferably special delivery.

 

Beau

Please note: I am not a lawyer and as such any advice I give is purely from a laymans point of view;-)

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Thanks for that. Is there any way to get a statement from them so that I know what the original debt was and how much I have paid them? Or should I leave that until I've sent letter N and received a reply?

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Part of the request is that they should send statements showing what has been paid and what has still to be paid. If they don't do this they are in default of your request and the account goes into dispute until such times as they fulfill ALL parts of the CCA 1974 requirements - copy of the original agreement, copies of any documents referred to in the agreement and statements.

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Hi, Snapper.

 

Send a S.A.R - (Subject Access Request) to NatWest, that'll let you know the score regards payments ect.

If they come up with your CCA, you can re-claim any charges.

 

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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I would definately SAR Natwest as advised above. Then I would make sure that I check, double check and triple check that all the money you have paid has been allocated to the debt.

 

I too had Wescot collecting a Natwest debt. They passed the account on to another DCA. For about a year I was paying Wescot and the money was sitting in their suspense account. They didn't even have the decency to tell me. I was quite angry but I did get all the money back. My debt ended up being sent to Rockwell who suprisingly are all right given they are a DCA.

Completed:

Woolwich: Received £30

Intelligent Finance: Received £1100 after two years and approximately 20 letters, 6 pieces of hair and an eyeball.

Barclaycard: Received £90

HFC: Received £170

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The problem is that this is quite an old debt and dates back to before we moved house, when a lot of paperwork, especially old stuff, got " lost ". I have had a look but I can't find any paperwork relating to nat west.

 

I thought that Westcott and their ilk bought debts off the original owner for a proportion of what it was worth and then collected it.

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I think they normally do but luckily in my case hadn't. Before Wescott had the debt it was with Scotcall. Oh the memories.

Completed:

Woolwich: Received £30

Intelligent Finance: Received £1100 after two years and approximately 20 letters, 6 pieces of hair and an eyeball.

Barclaycard: Received £90

HFC: Received £170

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  • dx100uk changed the title to Help wanted against Wescot - been blindly paying them for years
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