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    • don't get too hung up on the real meaning of 'fake' in terms of the documents a claimant might produce relating to a potential court claim. by fake we typically mean, they are not obviously the 'real McCoy' ,100% associated with whatever credit they are trying to pin on punters. they are often of the right 'version' that an OC would have used for that particular take out date, but with details inserted in a diff font where they should be for say your name address DOB etc. All DCA's typically  have filing cabinets covering each year for most creditor, whip 'em out, scan and copy n paste your details onto them, even easier now with online sign ups. no hard copies ever sent cause 90% of mugs have lost them..... one of our most powerful tools is the fact any docs they produce, unless they state they are 'a reconstruction'  MUST come from the original creditor noty some hidden pile the claimants have. Link are absolute masters at this so dont stick to lowell threads. dx    
    • Driving home last night I contacted wing mirrors with a car coming the opposite way. The wing mirror folded in and the glass popped out. Very minor damage.  I stopped at the next layby (A road) to repair the mirror. A passerby stopped and said they saw the other car stopped behind me in another layby - they went back and passed over details so we could get in touch.  The conversation started cordially, but quickly got heated when I said I was well on my side and they drifted over (which is what happened).  I wasn't going to bother filing a claim as there isn't enough damage to justify it. So I've said to the other party lets just call it quits as there are no witnesses and we both think we are innocent.   they said they are contacting the police and insurance and that they have witnesses. But a quick facebook search found a post by the other person saying they were in a crash, and were 'spun' off the road. Picture of a broken wing mirror and a slight scuff on the front and rear wheel arch. they are asking for witnesses. I have screenshots of the post, and sent them another message saying I can see you dont have witnesses as you are appealing for them. I'd really not drag this out. Lets call it quits and move on. this was followed by a couple of messages that didn't really make much sense. e.g. 'do the right thing'. What should I do now?  Contact police?  Contact my insurance? - Can I tell them about this incident but say I dont want to claim? Will that affect my premium?  
    • So this is the crux of the argument. The scrappage contribution should have also been counted as a deposit. It was literally a part exchange in return for a cash deduction so there is no reason it wouldn't be treated the same way.  I did not request a VT, I was struggling to pay after a separation from my partner at the time. However had the figures been reflected correctly, the VT cost would have been 2k not 9k and I may have considered it as an option. Instead, the car was marked stolen and removed from my possession by the police
    • LOL - old one the fiver theory - although with the poops its take a fiver now, promise 10p  sometime in the future while claiming the reverse theory   So when is jenrick, an apparent slam dunk as referenced higher in the thread, being referred to the police? These poops need to know that anything they throw will be returned .. with interest  
    • Yup, it isn't a criminal case, it's hard to prove, but take a detailed look at my thread to see how many holes there are in what they have sent me, there is a picture building.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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How to annoy a DCA! - PAYBACK TIME.


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That reminds me of the old saying: "drink problem, me? - definitely not, I drink, I get drunk, I fall down. No problem."

 

Regards.

 

Fred

 

 

Yep, if you have no funny stories about when you last got drunk, then you got drunk alone and that's when you got a drink problem

 

If you can get ratted for less than a fiver, then life is great. Even if you have to admit that you're a lighweight. :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Fuzzybobble you make me laugh so much.... Thank You

You should be on TV

How on earth does MrsFB cope with you

 

You can come and dunk yourself in my coffee any day

I love soggy biscuits

 

On a serious note its people like you who have kept me going

Thanks to all you lovely CAGers xx

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Fuzzybobble you make me laugh so much.... Thank You

You should be on TV

How on earth does MrsFB cope with you

 

You can come and dunk yourself in my coffee any day

I love soggy biscuits

 

On a serious note its people like you who have kept me going

Thanks to all you lovely CAGers xx

 

Mrs Fuzzybobble copes very well, because there is no Mrs Fuzzybobble. I'm free, single, and available. :rolleyes:

Life now is fookin fantastic thanks to the CAG and the brilliant people who started it, and the fantastic peeps on it. :D:D:D Long may both continue.

 

I can cope with coffee. I'm a waterproof gingerbread man :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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I am sorry to hear there is no MrsGingerbread

 

I am a lonely Miss Flapjack

Oaty with a coating that needs to be nibbled like biscuits should be

 

Send me PM with directions on where to find the nibbly Miss Flapjack ;)

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Awwwwww! Could this be a CAG romance?????

 

Watch this space I guess....

THE PRETENDER AGENDA - August 30,2008 - 2ND ROW!!! WOO-HOO!! :-)

THANK YOU SO MUCH FOR A FAB NITE LEE! xx

Sunderland 011008 - THE BEST BIRTHDAY PRESSIE EVER! 'Aww, it's your birthday! Happy birthday darlin!'

 

02 Apr 2008, 23:55

OfficialLeeRyan wrote:

i like that!! its simple and good and gets the fans involved aswell x x x

 

MY SUCCESSES -

 

1st Credit (Lloyds TSB) admitted no CCA, reply from OFT 130608, reply from FOS 040608, adjudication stage rejected but still no contact....

 

My mate (Littlewoods/Moorcroft)

300608 -Long running battle,threatening court, CCA letter NO 2 and harrassment letter sent - passed back to Littlewoods early July.

070808 - Passed to Debt Managers, Acct in dispute/BOG OFF letter sent 080808...

140808 - Letter from Debt Managers passing debt back to Littlewoods - RESULT! :D

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I still love FB

 

Thanks.

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Guest forgottenone

Just been one of those days ... you need like a hole in the head ... so, don't know about annoying a DCA ... but if any phone later, and I choose to answer they will feel the full wrath of things. Be some payback if nothing else.

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I've had to complete a VAT return today - PITA.

 

Add on another couple of barrels for me.

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

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Guest forgottenone

In fact, there would be a hurricane ... brewing right outside now ... if such things were possible ... so, DCA ... you phone me ... today or tomorrow ... any day TBH ...

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Guest forgottenone
Do you want to ring MBNA on my behalf or even better Carters the *****??

 

He he ... well, no one phoned me. Maybe they read on here, got advance warning. ;):D

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Guest forgottenone

:eek: Got this when I clicked post reply ... then got it twice trying to come back in the thread:

 

Warning: Cannot modify header information - headers already sent by (output started at [path]/includes/config.php:176) in [path]/includes/functions.php on line 2929

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Guest forgottenone

I swear I never touched anything labeled 'do not touch, forbidden'. Honest :D But keeps happening now, sometimes appears in triplicate on the screen.

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Guest forgottenone

James Callis, aka Gaius Baltar. I am pretty certain I saw him in the reception/foyer at a hotel I stayed at last year ... but was never sure, cos would have been shooting BSG ... probably ... dead spit. He is English, though.

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Checked him out on Google... Mmmmm

To be honest I thought it was a young image of Jean Michel Jarre

 

This guy is one of my fave continentals

Check out his vids when you get chance

 

Eros Ramazzotti Fan Club | Facebook

 

Whoops sorry for going off topic :(

Edited by vincentfan
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You write a letter berating them of their methods of leaving information that is designed to be embarassing to you within the viewing area of the window of the envelope .

 

In the contents of the letter , you put something like ' it is like I were to write you a letter from the STD clinic informing you that the results of your tests were unfortunately positive ' and allowing that to be seen by all . But you write the letter so that the actual embarassing part really is within the viewing area of the envelope window and all anyone can see is the addressee has got a sexually transmitted disease . Send it to some department geographically remote from where they are so it goes all through the internal mail.

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