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    • I would suggest that you stop trying to rely on legal theory – as you understand it. Firstly, because we are dealing with practical/pragmatic situations and at a low value level where these arguments tend not to work. Secondly, because you clearly have misunderstood the assessment of quantum where there are breaches of obligations. The formula that you have cited above is the method of loss calculation in torts. In contract it is entirely different. The law of obligations generally attempts to remedy the breach. This means that in tort, damages seek to put you into the position you would have been in had the breach not occurred. In other words it returns you to your starting position – point zero. Contract damages attend put you into the position that you would have been had the breach not occurred but this is not your starting position, contract damages assume that the agreement in dispute had actually been carried out. This puts you into your final position. You sold an item for £XXX. Your expectation was that you your item would be correctly delivered and that you would be the beneficiary of £XXX. Your expectation loss is the amount that you sold the item for and that is all you are entitled to recover. If you want, you can try to sue for the larger sum – and we will help you. But if they ask for evidence of the value of the item as it was sold then I can almost guarantee that either you will be obliged to settle for the lesser sum – or else a judge will give you judgement but for the lesser sum. This will put you to the position that you would have been had there been no breach of contract. I understand from you now that when you dispatch the item you declared the retail cost to you and not your expected benefit of £XXX. To claim for the retail value in the circumstances would offend the rules relating to betterment. If you want to do it then we will help you – but don't be surprised if you take a tumble.  
    • I was caught speeding 3 times in the same week, on the same road. All times were 8-12mph higher than the limit. I was offered the course for the first offense and I now need to accept the other 2 offenses. I just want to be ready for what might come. Will I get the £100 fine and 3 points for each of them or do I face something more severe?  These are my only offenses in 8 years of driving.
    • I'll get my letter drafted this evening. Its an item I sold, which I'm also concerned about, as whilst I don't have my original purchase receipt (the best I have is my credit card statement showing a purchase from Car Audio Centre), I do unfortunately have the eBay listing where I sold it for much less. But as I said before this is now a question of compensation: true compensation would seek to put me back into the position I was in before the loss ie: that title would remain with me until my buyer has accepted this, and so compensation should be that which would be needed to replace the lost item. But in the world of instant electronic payment, it could be argued that as I had already been paid, the title to the goods had already transferred, and I was required to refund the buyer after the loss. And so, despite my declared value being the retail price - that which is needed to return me to my pre-sales position, the compensatory value should be the value I sold it for, which being a second-hand item from a private seller is lower. I still believe that I should be claiming for the item's full value, rather than how much I sold it for, as this is the same for insurance: we don't insure the value we paid, but rather the value of the item to put us back into the position we would be in if we ever needed to claim. Its for the loss adjuster to argue the toss
    • amusing that 'bad economic judgement on behalf of prior party ISN'T a major reason to wingers to move to deform yet immigration is, where record levels of such has been driven by the right wings terrible brexit and the later incompetent dog whistle 'proposals largely driven to whistle to the right wingnuts Just seems to confirm the are clueless numpties 'wetting their own shoes   Has farage bought a property in Clacton yet?   yet concern for the NHS is listed as a major issue even by those saying they are moving to deform  
    • Also, have you told us how much you paid for this vehicle? Are there any other expenses you have incurred – insurance, inspections et cetera? How far away from the dealership do you live?
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Tilly V mortgage express repo


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Same- going with the flow.Probably hit the rapids soon.

Got my lifejacket at the ready lol

 

Then the whirlpool.

well i can't get any dizzier than i all ready am :rolleyes:

 

Then probably a tornado will appear

yep and up in the land of oz :p

 

.Only joking-admire your spirit.Tawnyowl.

 

nobody has managed to break it yet, ME have got another think coming if they think they can :D

 

 

Tilly

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Hi Tills, how are you keeping? sorry I've not been on CAG much, but we had to put our dog to sleep a couple of weeks ago, & to be honest I wasn't much company as they say. I'm getting over it slowly. But I have been thinking about you, & hoping you sell soon, & mange to get somewhere really nice for all of you, so you can be able to live under the same roof.

Have you heard anything from thew last showing yet?

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Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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Hiya Jade

 

Im doing ok thanks, sorry to hear about your dog, still not heard anything from anyone waiting to hear back from their solicitors, last viewers said it was too big

for them :o so the waiting continues,

 

 

Tills xxx

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How typical it that, just had phone call from estate agent, for a viewing tomorrow

noooooooooooo no one home :o so rather than lose a viewing i will give the estate agent a key ;)

 

 

 

 

Tills

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Hope he does a good selling job for you Tills - fingers crossed :)

 

Ell x

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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just looking in on you tills i certainly know u have helped me over the past few months.

 

C

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Thanks Ell just miffed im going to miss him :rolleyes::D rating 9/10 :p

 

you naughty girl :) go for it :D

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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i believe if it helps tills then she can rate the agents as much as she wants.

 

tills do u have a pic?

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Well i have 50p if that help.

 

Maybe we should have a save tills house fund and we all put something towards it.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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I've only got a £1 coin TGM

...Have U got any change??...:confused:

 

 

...:D

TGM, it might be a bit unrealistic to ask people to contribute, can we do this for everyone?

 

What Tills needs is sound advice and support as the situation unfolds. No easy way out, but until ME react to Tilly's letters, there'll be no response.

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Still no word from ME, over the weekend i have had 2 viewings and another one today. I had a call from one of the estate agents over the weekend, that someone

they work along side of, buys properties and has the funds available, not quite sure

of the ins and outs at the moment but i have an appointment later on this morning with

the estate agent and himself,

 

 

 

Tills

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Hello Tills!

 

Sounds like you have the Price Right and it is right at the best time to Sell.

 

Treat each and every Viewing as being the real Buyer, as the only one that matters is the one that Exchanges Contracts and Completes.

 

No matter what any of them say, do or offer, keep the Viewings coming, and put as much effort into each one (Fresh Toast!, Windows Clean, Spit Spot inside/outside), until that real Buyer comes along.

 

Don't ever get your hopes up and concentrate on one, as you may miss the real one.

 

I do hope something works out, but think you are in with a real chance. There is at least 2 Months of Summer left, so keep going. Get a Buyer now, and this little Chapter will be over.

 

Best of luck.

 

Cheers,

BRW

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I had a call from one of the estate agents over the weekend, that someone they work along side of, buys properties and has the funds available, not quite sure of the ins and outs at the moment but i have an appointment later on this morning with the estate agent and himself

Why do I smell a rat? Keep on your toes Tills

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Why do I smell a rat? Keep on your toes Tills

 

Hiya Tide

 

Not going to do anything daft hun will keep on my toes, as soon as i find out

whats what and the catches if any :rolleyes: i will post it on here later.

 

 

Tills

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Why do I smell a rat?

 

Absolutely.

 

If you have the Price right and you are getting the Viewings, now is the hard part of holding your nerve if the estate agent (not sure what estate_agent_Rhymes_with, but it will be less polite than bankers!) brings a mate who makes a very low offer.

 

Same as the last Recession, it doesn't mean people stop buying, so you do not need to give things away...just get the Price right.

 

Last Recession many estate agents went bust, but as many did very well, as did Auctioneers selling off peoples assets.

 

Cheers,

BRW

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I can well imagine that you will be offered substantially lower than the asking price because they have the money on the table for you, and probably think you're desperate. Don't be taken in and don't agree to anything.

 

As MTM pointed out the house now belongs to Mortgage Express anyway so you can't enter into any contracts without their permission. Just say you need to think it over and what the implications will be for you. Don't let them think you'll be pushed into anything that isn't in YOUR best interests.;)

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Estate agents should remember that they are being employed by sellers to maximise the price they can get, not cosying up with investors who have a lot of money to spend which in turn increases the agents income.

 

YOU are employing the agent Tilly and he should do what YOU say.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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