Card through the door

[splatrowe]

This morning I received a little postcard through the letterbox from a company called Power 2 Contact Ltd.

 

It is signed with the name 'J. White' and says 'I confirm I will be calling to discuss the recent communication from CSL on Wednesday between 9am and 9pm'.

 

My situation is that I have two accounts with Barclays and am awaiting the result of the test case because i'm owed around £1800 in unfair charges. Unfortunately I am now currently unemployed and thus am languishing in debt which has rolled on to both my Egg card and Barclaycard.

 

Does this little card mean they'll be calling me on the phone, or calling at my house, and what should I do in the event?

 

Any assistance would be greatly appreciated.

[Curlyben]

This is a typical DCA scare tactic to get you to call.

I have a stack of these and they have NEVER arrived.

 

In the unlikely event they do, simply tell them to leave.

They have ZERO legal powers and merely make threats they cannot follow through.

 

Have you received a proper letter from P2C concern any debts ?

[itsamomentintime]

file it under 'crap' - and certainly ignore it. do not make any contact with them, its a phishing trip

[tifo]

they won't be calling and by law they're not allowed on private property unless by the owners' express permission.

[splatrowe]

Have you received a proper letter from P2C concern any debts ?

Not that i've seen no. I get letters from Barclays, Barclaycard, and Egg, but that's about it. It really sucks because if I could just get things sorted with Barclays then i'd be able to pay off both the credit cards and still have enough spending money aside to go on holiday!!

 

Thanks for all your replies guys. In the heat of the moment I find myself getting rather worried and depressed about the whole situation, and the tactics these people use really play on those insecurities. Like using the name Power To Contact Ltd (makes me think someone's gonna turn up at the house!).

 

So I should just ignore them then...I went through a phase of answering the phone calls I get too, just to explain that I can't pay off my debts because i'm unemployed and Barclays have taken all my money, but nothing works, and i don't particularly like the idea of burying my head in the sand but ignoring seems the best course of action...

[Curlyben]

Yeah file it.

 

If they call, simply tell them that you require EVERYTHING in writing ONLY for the avoidance of doubt.

[ODC]

In the highly unlikely event of anyone arriving at your door then tell them to go forth and multiply. They have no LEGAL powers whatsoever. Should they fail to leave when asked then contact your local police and report a breach of the peace.

 

J White is probably a friend of P Green who claims he is going to visit several thousand house up an down the UK on a Tuesday between 8am and 9pm

[loyalbrummie]

Unless invited these doorstep collectors have as much power as a pizza delivery guy , but not as much brains , IF and its a BIG IF they turn up , dont answer nothing dont sign nothing dont do anything but RING THE POLICE AND SAY THERES A NUTTER OUTSIDE MY HOUSE SHOUTING OBSCENITIES THROUGH MY LETTERBOX , Sirens blaring 2 mins later no DC on your doorstep .

DO NOT RING IF NOT ABLE TO WIND THEM UP ITS NOT WORTH THE HASSLE

[ODC]

Actually a Pizza Delivery boy has MORE rights than a DCA doorstepper to be on your property. When you order a pizza there is an implied permission that he has the right to enter your property to deliver your 14" deep pan with extra anchovies

[loyalbrummie]

YOU ANIMAL Anchovies are the work of the devil .

[ODC]

YOU ANIMAL Anchovies are the work of the devil .

Bit like DCA employees then:o

[42man]

Send Power2DoVeryLittle this letter...

 

Dear xxxx

 

Account Ref xxxx

 

Please be advised that I will only communicate with you in writing. I have noted your repeated attempts to contact me by telephone over the past few weeks/months and these have been duly logged by time and date.

 

Furthermore, should it be your intention to arrange a “doorstep call”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you.

 

There is only an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.). Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and if you do so, then you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance.

 

Yours faithfully/sincerely

[skp27]

I received one of these cards a few weeks ago from Mercers. I completely panicked and then came here and received lots of advice and reassurance. Guess what? Nobody showed!

[splatrowe]

Cheers again guys!

 

*stands down from brown alert*

[excel1]

Have had 14 different cards over the years and had only 2 people ever call, one put the card through the door saying we called but you were out, iwas by the door at the time!! they were frightened to call!!! and the other was a trick because there was a really pretty woman at the door and i answered of course to be told she was a debt collection agent! but have not had any one arrive at door in last four years of despite the cards and now you have CAG if and a very big if anyone arrives send them packing!