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    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
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Paypal, Advice please!


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Hi,

I have just logged on to paypal to find my account in a negative situation, I sold an item on ebay for £200, back in January, I have posted it and everythings been fine, the buyer has left positive feddback, but paypal are saying the money was chargedback, so they took the money from me, they cant tell me why it was charged back, but want me to pay this debt, why should I pay it? what have I done wrong? Im seeing if I am eligible for seller protection but really dont know what to do, I have quite a few listings on ebay which are ending soon, if the money goes to my account then I've lost that too, what can I do? can I open a new paypal account, to still use ebay, and shall I cancel all my otems for sale so paypal doesnt get the rest of my money, please help I dont know what to do, also can I go to the police about this, as paypal did not inform me about taking my money, they just took it.

Helen

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Read all emails from Paypal- the answer as to why the payment ws reversed will be there.

 

Probably because the buyer has fraudulently reported the transaction as unauthorised.

 

Have you contacted the buyer to ask them what they think they are doing?

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Hi,

After some digging I have found out that the buyer's instant transfer was reversed by his bank, I didn't know this could happen, this is all the info i have managed to find out so far, I have emailed the buyer and asked whats going on but so far no reply, what should I do now, paypal say I must clear the negative balance, and look into seller protection, as the transaction was protected for whatever that means, please help I dont really know what to do, and paypal aren't being that helpful.

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Unfortunately you have become victim to the latest wave in **** bags who buy from ebay, then issue a chargeback because under paypals rules they normally come down in favor of the buyer because the credit card companies refund the money.

 

I had the same happen to me with a mobile phone I sold, the **** bag reversed the charge and didnt answer any emails from me....luckily I had the IMEI number so I reported the phone stolen which would have barred it, however I was then £80 out of pocket + and £80 phone down!.

 

This is the huge risk of dealing with Paypal, the internet is full of these stories and whilst paypal have a monoloply being part of ebay, this will continue to happen!.

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Guest 10110001

Paypal are supposed to enter a dispute resolution before debiting money from your bank.

 

Paypal hasn't followed it own rules - while irrevocably binding the consumer to them. You therefore have restitution under Regulation 5(5) of Schedule 2 of the Unfair Terms in Consumer Contracts Regulations 1999 because paypal has obliged you to fulfil all your obligations under their terms of business where Paypal has not perform theirs.

 

Contact your bank and get a refund under the Direct Debit Guarantee. Its up to paypal to take a civil action against the buyer.

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Paypal definitely do not follow this rule, when they are hit with a chargeback they will immediately take the money from your account - THEN they will inform you.

 

Its then down to you to fight it, meanwhile being overdrawn in paypal and possibly in your own bank and not having the good either - its VERY rare in these cases for the seller to have any comeback, like has been mentioned even if you have proof of purchase.

 

When it happened to me I immediately deleted my direct debit details from the bank, but did not think of contacting the bank and disputing the payment taken.

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  • 3 weeks later...

Personally i state in my listings that goods won't be posted untill the funds are cleared into my bank account (from Paypal) and im able to withdraw the cash in my hand. This was due to a fraudulent buyer and i learnt my lesson the hard way...

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Personally i state in my listings that goods won't be posted untill the funds are cleared into my bank account (from Paypal) and im able to withdraw the cash in my hand. This was due to a fraudulent buyer and i learnt my lesson the hard way...

 

Unfortunately your safeguard is next to useless - if they issue a chargeback, Paypal will simply take the money from you bank account!

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Hi,

 

I have had a similar problem with Paypal, I told a wedding dress off ebay and the person paid with paypal. we then posted the dress and the buyer said that she had not recieved the item. She them logged this with paypal as an item not recieved and it resulted in Paypal giving that person her money back. Now, I answered every request that Paypal sent to me and even sent them a copy of the postal reciept. They said that as the buyer had not confirmed that she has recieved the item and she was not answering any of our emails that their was nothing they could do.

 

so we ended up being £120 down as well as the wedding dress down.

 

paypal really dont give a toss about the sellers and it seems that the company is run via robots.

 

anyone know a way that it can be resolved or indeed if this was infact legal?

 

Thanks

 

Scotty

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MY friend is just having a problem with paypal.

 

He sold a phone. The phone was paid for through paypal so my friend posted it to Lithuania (I would have warned him not to if had known before hand). He then immediately transferred the money into his own bank account of which is awaiting clearance. Now paypal has said the transaction was not valid and his paypal now shows a negative amount. Can paypal take money from his bank account? If he cancels the DD now will it stop the money being tranferred?

 

Surely this is Paypals problem. They say they are safe and secure. If money goes into my paypal I assume that the money is mine.

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  • 3 weeks later...

Paypal is fine as long as you have seller protection.

 

helenm1984 vbmenu_register("postmenu_1362669", true); did you send to a confirmed address?

 

scottvsaunders vbmenu_register("postmenu_1399760", true); proof of posting is useless. To have protection you must use a proof of delviery i.e. must have signature

 

elvisgb vbmenu_register("postmenu_1401718", true); again must be sent via proof of delivery

 

 

If you are selling on ebay and accepting paypal you have to have seller protection or you would have not had any of these problems

 

 

Always send with proof of delivery to a confirmed address.

 

All the above would have not been an issue if the paypal 'rules' were followed.

 

Idax

Please contact a member of the site team if you are offered help off the forum for a a paid or no win no fee service.

 

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Paypal is fine as long as you have seller protection.

 

helenm1984 vbmenu_register("postmenu_1362669", true); did you send to a confirmed address?

 

scottvsaunders vbmenu_register("postmenu_1399760", true); proof of posting is useless. To have protection you must use a proof of delviery i.e. must have signature

 

elvisgb vbmenu_register("postmenu_1401718", true); again must be sent via proof of delivery

 

 

If you are selling on ebay and accepting paypal you have to have seller protection or you would have not had any of these problems

 

 

Always send with proof of delivery to a confirmed address.

 

All the above would have not been an issue if the paypal 'rules' were followed.

 

Idax

 

Requesting Proof of Delivery is also useless - have you ever seen some of the signatures and printed names on the PODs? If they are illegible or indeed signed by a person that you weren't even sending to, they are useless in court /Paypal.

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No It's not, all paypal want is the proof it has been delviered.

Please contact a member of the site team if you are offered help off the forum for a a paid or no win no fee service.

 

Please consider making a small donation to help keep this site running

Click here to donate through PayPal (opens in a new window)

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  • 3 weeks later...

I was in the same situation and followed paypal's rules to the letter and still they got the debt collectors on to me! I found it didn't make any difference whether the item was sent special delivery with signature! Paypal still refused!

 

Would never use them again!

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You wont have a choice for much longer if you trade on ebay

All my posts are made without prejudice and may not be reused or reproduced without my express permission (or the permission of the forums owners)!

 

17/10/2006 Recieve claim against me from lloyds TSB for £312.82

18/10/06 S.A.R - (Subject Access Request) sent

03/02/07 Claim allocated to small claims. Hearing set for 15/05/07. Lloyds ordered to file statement setting out how they calculate their charges

15/05/07 Lloyds do not attend. Judgement ordered for £192 approx, £3 travel costs and removal of default notice

29/05/07 4pm Lloyds deadline for payment of CCJ expires. Warrant of execution ready to go

19/06/07 Letter from court stating Lloyds have made a cheque payment to court

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