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    • Firstly, I would like to thank everyone for their help in this matter. Since my last post I have received a reply from Plymouth Council Insurance Team concerning my wife’s accident (please see enclosed letter and photo of the offending Badminton post) which they deny any responsibility for the said accident. I feel that the Council is in breach of their statutory duties under the following acts: The Leisure Centre was negligent in its duty of care and therefore, in breach of the statutory duty owed under section 2 of the Occupiers’ Liability Act 1957. Health and Safety at Work Act 1974 (the Act) to ensure, so far as is reasonably practicable, the health, safety and welfare at work of all their employees, and others who might be affected by its undertaking, e.g. members of the public visiting the Leisure Centre to use the facilities. The Management of Health and Safety at Work Regulations 1999 that requires employers to assess risks (including slip and trip risks) and, where necessary, take action to address them. The Provision and Use of Work Equipment Regulations (PUWER) require the risk to people’s health and safety from equipment that is used at a Leisure Centre be prevented or controlled. I would like some advice to see if my assumptions are correct and my approach to obtaining satisfactory outcome to this matter are accurate. Many thanks   PLM23000150 - Copy Correspondence.pdf post docx.docx
    • Talking to them does not reset the time limit, although they will probably tell you it does, they'd be lying. Dumbdales are the in-house sols for Lowlife, just the next desk along. If Lowlifes were corresponding with you at your current address then Dumbdales know your address. However, knowing that they are lower than a snake's belly, you would be well advised to send them a letter, informing them of your current address and nothing else. Get 'proof of posting' which is free from the PO counter, don't sign it, simply type your name. That way then they have absolutely no excuse for attempting a back door CCJ.   P.S. Best course of action, IGNORE them, until or unless you get a claim form......you won't.
    • A 'signed for' Letter of Claim has been sent today so they have 14 days from tomorrow... Lets wait and see what happens but i suspect judging by their attitude they wont reply 
    • I am extremely apprehensive about burning our files.... I do not know why, so it is becoming an endless feedback loop. Scared to pull the trigger to speak in the desire not to mess up my file. 
    • Hi All, So brief outline. I have Natwest CC debt £8k last payment i made was 7th November 2018 Not a penny since. So coming up to the 6 year mark. Can't remember when i took out the  credit card would be a few years before everythign hit the fan. Moved house 2020 - updated NatWest as I still have a current account with them. Then Lowells took over from Moorcroft and were writing to me at my current address. I did get a family member to speak to them 3 years ago regarding the debt explained although it may be in my name I didn't rack it up then went contact again. 29th may received an email from overdales saying they were now managing the debt. I have not had any letter yet which i thought is odd?  Couple of questions 1. Does my family member speaking to lowell restart statute barred clock? 2. Do you think overdales aren't writing to me because they will back door CCJ to old address even though Lowells have contacted me at current address never at previous? ( have no proof though stupidly binned all letters  ) Should I write to them and confirm my address just incase? Does this restart statute barred clock? 3. what do you think best course of action is?   Any help/advice is appreciated I am aware they may ramp up the process now due to 7th December being the 6 year mark.   Many Thanks in advance! The threads on here have been super helpful to read.  
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Some fascinating facts you never knew about me...


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  • barracad makes onions cry.
  • barracad can delete the Recycling Bin.
  • Bill Gates lives in constant fear that barracad's PC will crash.
  • Ghosts are actually caused by barracad killing people faster than Death can process them.
  • barracad can build a snowman out of rain.
  • barracad can strangle you with a cordless phone.
  • barracad can drown a fish.
  • barracad can play the violin with a piano
  • When barracad enters a room, he doesn't turn the lights on, he turns the dark off.
  • barracad once had a heart attack; his heart lost.
  • When barracad looks in a mirror the mirror shatters, because not even glass is stupid enough to get in between barracad and barracad.
  • The last digit of pi is barracad. He is the end of all things.
  • barracad does not know where you live, but he knows where you will die.
  • Bullets dodge barracad.
  • barracad's calendar goes straight from March 31st to April 2nd, no one fools barracad.
  • If you spell barracad wrong on Google it doesn't say, "Did you mean barracad?" It simply replies, "Run while you still have the chance."
  • barracad can do a wheelie on a unicycle.
  • Once a cobra bit barracad's leg. After five days of excruciating pain, the cobra died.
  • When barracad gives you the finger, he's telling you how many seconds you have left to live.
  • barracad doesn't have hair on his balls, because hair does not grow on steel.
  • barracad can kill two stones with one bird.
  • barracad was once on Wheel of Fortune and was the first to spin. The next 29 minutes of the show consisted of everyone standing around awkwardly, waiting for the wheel to stop.
  • Leading hand sanitisers claim they can kill 99.9 percent of germs. barracad can kill 100 percent of whatever he wants.
  • There is no such thing as global warming. barracad was cold, so he turned the sun up.
  • barracad can set ants on fire with a magnifying glass. At night.
  • barracad has a deep and abiding respect for human life… unless it gets in his way.
  • It takes barracad 20 seconds to watch 60 Seconds on BBC Three.
  • barracad once shot down a German fighter plane with his finger, by yelling, “Bang!”
  • In an average living room there are 1,242 objects barracad could use to kill you, including the room itself.
  • Behind every successful man, there is a woman. Behind every dead man, there is barracad.
  • barracad destroyed the periodic table, because barracad only recognises the element of surprise.
  • barracad got his drivers license at the age of 16 Seconds.
  • With the rising cost of petrol, barracad is beginning to worry about his drinking habit.
  • The square root of barracad is pain. Do not try to square barracad, the result is death.
  • When you say “no one’s perfect”, barracad takes this as a personal insult.
  • barracad is The Stig. (ok, you already knew that one!)

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Hell !!!, I am impressed.

 

A bit,

 

I suppose,

 

Maybe,

 

Perhaps,

 

I think,

 

Nice one Barra. Look out Jack Bauer !!! :p

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Bad day at the office barra?

 

LMAO!!!!

 

One more fascinating fact about barra:

 

HE'S A LOON!!! (allegedly)

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Ooooooh look.............. barra's got a new username - mr's lex!!! pmsl!!!

Can't find what you're looking for? Please have a look at Michael Browne's

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Oi, Hedgey,

 

How hot do you want your pasty??

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Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Look out Jack Bauer !!!

 

Jack Bauer has nothing on me.

 

In fact, when the boogieman goes to sleep, he checks his wardrobe for barracad.

When barracad jumps into water, he doesn't get wet: the water gets barracad.

There is no Theory of Evolution, just a list of creatures barracad allows to live

barracad has two speeds: Walk and Kill

And, barracad was the 4th wiseman. He gave Jesus the gift of "Beard"

 

 

Ooooooh look.............. barra's got a new username - mr's lex!!! pmsl!!!

 

Hmmmm whatever dearest.

 

 

Who or what is Mr's Lex anyway? I don't get it? The plural of Mr Lex? Two Mr Lex's? Shouldn't that be Mr Lex's and not Mr's Lex. Or is it the Lex belonging to the Mr? :?

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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:-D

 

Glad you find my thread so amusing ;-)

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Just wondering, btw - who is Mr's lex - how does one make grammatical sense of that? The lex that belongs to the Mr?

 

:confused:

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

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Well Barra, not much i can say really.

 

 

th_notworthy.gif

[/url]

 

 

 

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Has he got a tardis:) Or is he more like Captain Jack? He seems to have everlasting!!

 

Actually, barracad died 1,000 years ago - death is just too scared to tell him.

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Hi barra please can you be on my side

 

Your side of what?!!

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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Of course. In fact, on the second day God rested... then barracad took over

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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In the literature there are many concepts of god.

 

Barra is mine.

 

:rolleyes:

 

(whoops - I mean he matches my concept of god, not that I own him!)

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

If I've been helpful, please click my scales. :-)

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Barra is mine.

 

:o

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.

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