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    • Can you complete this ASAP also:    
    • 25/05/2024? That the deadline or the date of the claimform?
    • Banks have different limits above which they require Probate. So it may be Probate is not needed, although as he died with no Will that could complicate things. Is all the £28k with Virgin Money? Your wife should contact all banks who hold his money with the death certificate and ask them what they need to release the funds to her. Most banks have a central "bereavement department". Check their websites. Use that department rather than general call centre or bank branch if they have one. Nearly every bank website has a section on "what to do when a customer dies" so have a search for that. Your wife may also have to provide evidence that she is his daughter. When his wife died it sounds like they had a joint bank account so that's why her money just went across to him. But as it isn't a joint account now transfer to your wife won't be quite that simple.  
    • That explains it then. MET's fantasy is that it's a pay car park.  You're only let off paying if you are a Starbucks customer which you can't be when Starbucks is closed.  'Cos otherwise lots of people would abuse the car park facilities on the far edge of the Stansted Airport area in the middle of nowhere to ... admire the bushes?  Look at the cloudy sky? The important thing is that we have around 140 cases for this site, and MET have only tried court seven times.  Even then, they had no intention of getting as far as a hearing, they were attempting to intimidate the motorists into paying, when the Caggers defended the cases MET discontinued.
    • She's an only child and he as a brother and sister. He has no will and we have done a check on this to find out if he had left one and nothing has come up. He has savings of around 28k His sister and brother are well off so 28k is nothing to them and aren't interested in his money. This just leaves my wife/his daughter. Would this still need to go to probate there is no estate e.g house or business to sell and the amount left in his bank is just small? When his wife died they just closed her bank account and moved her money across to his account and we just assumed that once my wife has handed in the death certificate and shown evidence of who she is the same would apply to her? We don't know yet the council have only just written to us today with a guide of what to do next.  
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Stubborn Debt recovery company


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Hi all. I have just recieved a letter from Moorcroft Debt Recovery Ltd (Per-Court Division) acting on Powergen's behalf demanding a full payment of an outstanding amount.

 

I moved house in June. My final bill to Powergen was £216 and due to a problem with cash flow still owe £104.00. I have paid 2 of 4 installments by agreement. Problem is that both payments were about 10 days late due to my on-going cash flow crisis!! I am at pressent up to date with the payments.

 

Problem is that I recieved this telling me that if I hadn't got in touch with them by 26th Dec they will take further legal preceedings. I did get in touch with them today and told them that my account is up to date at this moment in time. They have insisted that if payment is not made in full in six days then court action will be taken and court costs will be incured. Ive told them that full payment by this time is not possible but I can only pay the agreed amount by the agreed time.

 

Because I have made efforts to pay this bill off (altough late) Can they inforce what they are saying? & what can I do?

Many thanks

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Thread moved to Debt Collection Forum.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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They have insisted that if payment is not made in full in six days then court action will be taken and court costs will be incured.

Standard rubbish from Moorcroft. Keep paying Powergen your instalments and ignore Moorcroft. You will find all their letters state MAY take legal action against you, all that has happened is Powergen have got a bit twitchy because you have been late with payments. All that has happened is that you have just received Moorcroft's standard threatomatic. Lastly NEVER phone these people or talk to them on the phone, it is a complete waste of time and their only interest is getting you to pay more than you can afford.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Couldn't agree with Rory more!! Just make the payments and NOTHING will happen. Make sure you get a zero balance letter from them at the end though, and keep it forever. If they don't give you one keep badegering them until they do.

 

Newborn

Beaten:

RBS: £4,500

AMEX: £4,200

Barclaycard Visa: £12,100

Barclaycard M/Card: £12,600

(Including the numerous DCAs they have set on me.)

PPI reclaims (into my bank account): £25,000

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I don't know how you pay Powergen but I would make it clear to them with your next payment that you take a dim view (sorry couldn't resist!) of their debt collectors actions and you are considering making a complaint about their latest letter in which they make threats they have no intention of carrying out. remind Powergen that as the original creditor they are just as responsible for the action of their (debt collecting) agents and any complaint will include them as well.

 

As advised insist on a lwetter confirming the zero balance and if you continue to be harrassed by Moorcroft make a complaint to the Financial Services Ombudsman. If he thinks there's a case to answer and starts an investigation he'll slap Moorcroft with a bill for £400 just for turning up to have a look. One day they will learn to behave themselves!!

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Complain to Powergen about the muppets at Moorcroft. Powergen are responsible for the actions of DCAs they employ. Bet your letter from Moorcroft was laughingly titled PRE COURT DIVISION. Reply by 26/12 even though they wouldnt be open. Standard Moorcroft nonsense

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Thanks folks :) Didnt really sleep lastnight because of this. I figured that if i kept payin (no matter if it was late or not) they couldn't do anything! You guys have made me feel tons better :) Cheers :D And a very happy new year to you all

P.S. And yes Rory32 It does say 'MAY'

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Glad you're feeling better Eddie. Enjoy the new year and forget about these people.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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  • 2 weeks later...

It was because Moorcrap sent me a letter with this stupid title that they are now down 2 payments a month on a couple of debts I had, I was happily paying them off at my own rate when these people sent me a letter stating I was in arrears over my monthly payment, (which I was not). So I promptly CCa'd them out of spite and guess what both are now in default.

 

Could not be more happy :D

 

Moral of the story for them if getting payment keep stupid letters to themselves

Moral of the stroy for Cagerrs, CCA the buggers.

 

PGH7447 :cool:

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It was because Moorcrap sent me a letter with this stupid title that they are now down 2 payments a month on a couple of debts I had, I was happily paying them off at my own rate when these people sent me a letter stating I was in arrears over my monthly payment, (which I was not). So I promptly CCa'd them out of spite and guess what both are now in default.

 

Could not be more happy :D

 

Moral of the story for them if getting payment keep stupid letters to themselves

Moral of the stroy for Cagerrs, CCA the buggers.

 

PGH7447 :cool:

They will never learn.

 

Its amazing now that if you GOOGLE Moorcroft you come up with CAG. I think there is moral there somewhere.

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