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Absolutely Mad And Going For It!!!!!!!!!!!!


annie44
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Just looking for my paperwork. But thier defence says:the defendant will object that the particulars of claim in this action disclose no reasonable cause of action against the defendane the civil and makes no specific allegations as to why the defendant shouild be liable to the claimant for the money claimed.statement of claim is insufficiently paticularised and is embarrassing. the defendant reserves the right to plead further to the statement of claim once they are sufficientlyn particularised.

the particulars do not comply with rule 16.4 (a) of the civil procedure rules as amongst other things they do not identify the account in question that appears to form the subject matter or indeed show how the sum of £1371.37 is arrived at and the particulars of claim are too vague.

shows no reasonable grounds for bringing the claim and there is no pleaded basis in law for the claim.

should be struck out pursuant etc.......

 

i have obviously not made something clear on this claim?

 

thankyou for coming back to me.

annie

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i have asked moneyclaim online for a copy of what i submitted. in the meantime i have called edmonton county court and they say i should put all the information and a copy of the statement of charges and send . to lloyds and to them is this all i need to do do you think this will be enough.they need it by 10th march.

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i submitted my claim on line and i was asked for a brief description of my claim.It never asked for any other details so i did not offer any such as the statement of charges lloyds sent me.which lloyds have now mentioned in their defence.

 

All I stated was the following:Knowing what I now know it makes embarrasing reading.And I feel completely ignorant.

 

I am claiming for unfair charges and interest on my account by lloyds bank. i have tried to reason with them to no avail.

i have had money taken when i have been in desperate situations my only incoming money was into the bank by way of disability benefit and income support and some weeks left with no credit at all. This has happened week after week for years. They are not interested in me or my situation.

I have missed hospital appointments because i have had no money for fares and a lot of weeks without food electricity or gas.

 

Do I have any chance of ammending ?

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Dear Annie, Start a new thread in the Relevent bank section. You will get more help and advise on there.

 

Please, please dont' feel embarrassed by your POC, you have just told the truth without the legal jargon which is needed I'm afraid. I just goes to show how bad the banks actually are and how do their solicitors sleep at night. Unfortunately You are just a case to them not an actual person.

 

All is not lost. Take the advise up above on the previous post and amended your POC. Maybe use the Templete on the N1 hard copy. You will find it on the main page under letter templates section. Just delete the parts that are not necessary and add your costs and details and sent this to the court.

 

I truely wish you luck and don't be put off by their scaring tactics. Bless them its all they have. You will win this

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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Hi

I believe Karn has already told you to amend your claim using N244 adapt this template which has the basis of Particulars of Claim (POC). http://www.consumeractiongroup.co.uk/forum/bank-templates-library/34887-5-money-claim-line.html

You must also send the court copies of a shedule of charges listing all your penalties & interest applied on those penaties. Also send the defendant a copy of the shedule.

It will cost you £35 and probably the loss of this weekend to get thing s right but you need to do it, now.

 

AL:)

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/41901-form-n244-application-notice.html

-------------------------

CAPITAL ONE * SETTLED*31st Oct 06

HBOS *SETTLED* 8th Oct 06

WOOLWICH *SETTLED*12thJan2007

Monument (Barclays) *SETTLED*10thMar2007

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Hi your thread moved here. and merged with 3 others !!!

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hi your thread moved here. and merged with 3 others !!!

Hi everybody

 

I have just been to the cash point (8.pm) to take £20 out of my account and hey presto i could not beleive my balance............. they have refunded all my charges. I spent this weekend ammending my claim and made it ready to send on monday morning. I am in a state of shock!!!!!!!!!!!!!:D Thanks so much to all of you You would not believe the difference this is going to make to my family and I.

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wonderful news Lloyds have refunded all my charges!!!!!!!!!

Thank you to everyone who listened to my moans and offered advice.

I am in a state of shock....best news i have had for years!!!!!!!!!!

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