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    • Hearing held today in court. I attended in person and Evri had an advocate attend on their behalf to defend their position that my contract is with Packlink and not with them. I also provided a copy of Evri's terms and conditions which explains that a contract is entered into when a parcel is sent with Evri. The judge pointed this out to the Advocate and agreed there is a contract between me and Evri under the Ts and Cs. The judge explained that while Packlink are responsible for organising the delivery of the item, it is Evri who are responsible for handling the goods and delivering them, and therefor Evri has a responsibility to handle the goods with reasonable care and skill. So am pleased to say the judge found in my favour. Hearing lasted about 75mins. Evri has been ordered to make payment within 21 days. Also nice to meet @jk2054 in person.
    • Good morning,    I just wanted to update you on the situation.    I have visits piling up with my current employment and they need doing before I finish at the end of this month.  I am moving to Wiltshire in 3 weeks for a new job helping care homes with their Dementia patients. I tried to work it out and at a guess I will be doing about 20-25,000 miles a year. So need a vehicle that can cope with that mileage, my old car would have done it easy but 🤷‍♂️ I have taken out a loan and got a friend to find me a reliable car that can cope with the miles and hasn't been written off in the past.   I phoned Adrian flux to see if I could use the last months insurance on a new car I have bought, the girl I spoke to phoned Markerstudy and asked them but they said no, my new car doesn't have any modifications.    I had an email from someone who saw one of my appeals for information, they live near the site of the accident and know a nearby farmer who has a security camera at his entrance that catches the traffic and specifically registration plates as he has been robbed before. They said they would reach out for me and see if he still has the data. Unfortunately it wont catch the scene of the crash.   The Police phoned me and said they were closing the report I made, even if they found footage of the vehicle at the time I said the actual incident would be my word vs theirs.  My first response was I am sure google maps would show that they turned around at that location which would verify my version of events, but upon reflection I do understand, I have seen people doing make up with both hands while driving, eating from a bowl steering with their knees and veering all over the place. I am sure some of these people go off the road and claim that someone forced them off.    Markerstudy phoned me yesterday to say that my car is now at Copart, the £80 tank of Vpower diesel was emptied on entry to the site for safety reasons, which I get but it sucks.  It is awaiting being assessed and shouldn't be too long, which is a relief.  I am really glad things do not seem to be going the way of the other stories and they seem to moving quickly.   However I was informed that my car was a structural write off before I bought it - this destroyed me, I was almost sick.  and this is going to affect any offer of money - after hearing the first statement this didn't affect me.   They need to wait for the assessor to check it over but it is highly likely to be written off and the maximum they can offer is £2300.  I was desperate for a car as I was working for an agency at the time, no work no pay, and did not do a vehicle check because I didn't know about them.  The seller did not tell me that it had been structurally written off, he told me that it had the front wing damaged while parked and was repaired at an approved repairer.  Markerstudy records state that it was sold at auction, no record of repair at an approved repairer.  I bought it bank transfer with hand written receipt.    It gets worse.    It turns out my airbags should of gone off. For some reason they are not working. I think we can figure out why.  If I had hit that car head on and had no airbags.    Some good news.    I can arrange a time with Copart to go and take my stereo equipment and any personal items that are left in the car only. I cant live without music and need quality sound, my speakers and amps are Hertz and JLaudio, (no I am not a boy racer with booming subs, I am an audiophile on a budget) I was really worried I wouldn't get them back so this is a huge relief for me. It is stuff I have built up over years of saving and collecting. Everything to do with the vehicle and mods I have declared need to stay to be assessed.   The accident has gone as a fault on my record, I have to remove 2 years NCB which means I still have some to declare which is good.  So it appears at this point that it may be resolved quickly, not in the way I was hoping, but not as bad as I presumed it was going to be based upon that tow truck drivers attitude and behaviour and the horror stories I read.   I am not going to buy the car back and try to make money with all the parts on it, I don't have the time or energy.   I may need an xray on my back and neck.  The whole situation has left me feeling physically sick, drained and I need it done.   The lesson learnt from this  -  My conscience is 100% clear, my attitude to safety and strong sense of personal responsibility - A rated tyres even if on credit card, brake fluid flush every year, regular checks of pads and discs, bushes etc, made avoiding what I believed to be a certain broadside collision possible.   Get a dashcam (searching now for the best I can afford at the moment)  -  Research your insurance company before you buy  -  Pay for total car check before you go and see a car and take someone with you if you are not confident in your ability to assess a vehicle.      Thank you to everyone here who volunteers their time, energy and information, it is greatly appreciated.  You helped my sister with some advice a while ago but we weren't able to follow through, she is struggling with long term health conditions and I ended up in hospital for a while with myocarditis, when I got out and remembered it was too late.  I am going to make a donation now, it is not a lot, I wish I could give more, I will try to come back when things are on a more even keel.    Take care
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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NR/Wallers Claimform - £29k Pers Loan *DISCONTINUED*


womble72
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Hi Ben/Paul,

 

I did try on adobe but could not find the advance tool.

Also my mouse packed up on me last night, so i will give it another go when i get home.

If i try to scan 3 documents minus my name,etc i will try to upload them on photobucket for you to check.

These letters are a default, formal, and my orginal contract.

If you think that could help me with my defence i.e wording could be wrong.

I will give it a try later when i get home.

 

Regards

 

Womble

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Hi Womble

 

 

it would give us an idea of what(if anything) they are possibly going to produce . we can also see if what you have is compliant with the law

 

it would give us a head start for sure

 

regards

paul

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Good Evening Everbody,

 

Well i took you guys advice and used posted notes.:)

 

The information is of the following,

 

Contract (front and back page)

 

Two letters- default and formal

 

Lastly- The court papers.

 

happy reading and let me know if it can help my defense.

 

P.s This is the paperwork i took to the cab.

 

Here are the links

http://i222.photobucket.com/albums/dd235/womble1988/img008.jpg

http://i222.photobucket.com/albums/dd235/womble1988/img007.jpg

http://i222.photobucket.com/albums/dd235/womble1988/img006.jpg

http://i222.photobucket.com/albums/dd235/womble1988/img003.jpg

http://i222.photobucket.com/albums/dd235/womble1988/img002.jpg

 

Yet again many thanks for your help

 

Womble

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Hi Womble,

 

i am mulling over hte Default, i have a issue with it

 

it says "in accordance with clause 4 of your agreement"

 

well looking at image no 3, i am assuming they are your conditions which the default is refering to

 

this is what i need to clarify

 

Regards

paul

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right ok,

 

well, the agreement looks ok so we will ask someone to run the figures and see if they are ok.

 

the particulars of claim States 7 days for the default of 1130.49 yet the default notice states 14 days for 862.97 which is a bit of a cock up on their part.

 

we dont know what they are going to come up with document wise so lets not worry too much just yet

 

at least we know what they may have

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the figures don't match between the default notice and particulars of claim.

 

I would definatly like to see their break down in terms of charges etc.

 

the bad news is, notwithstanding the maths (which someone else should do... I am terrible with maths), the credit agreement you have seems enforceable to me. Not entirely properly executed, but enforceable.

 

What were your circumstances leading up to the court case?

 

(EDIT: Pauls point is valid, however, I am not convinced that it would really help you. Even if the default notice were incorrect, AFAIK, all they would have to do is discontinue the case, issue a new default notice, and start the case again. )

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i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Hi Tom

 

 

i looked at clause 4 referred to in the Default notice and it does not appear to be the clause relating to payments if you look at the terms and conditions

 

this i dont think complies with Consumer Credit (Enforcement, Default and Termination Notices)

Regulations 1983 (SI 1983/1561) i may be wrong but s3 states

 

3

A specification of:--

(a) the provision of the agreement alleged to have been breached; and

(b) the nature of the alleged breach of the agreement, specifying clearly the matters complained of; and either

© if the breach is capable of remedy, what action is required to remedy it and the date, being a date [not less than

fourteen days] after the date of service of the notice, before which that action is to be taken; or

(d) if the breach is not capable of remedy, the sum (if any) required to be paid as compensation for the breach and

the date, being a date [not less than fourteen days] after the date of service of the notice, before which it is to be paid.

 

would this not be relevent?

 

 

regards

paul

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Hi Tom

 

....

 

would this not be relevent?

 

 

regards

paul

 

Hi paul,

 

as i said, it is a valid point, but ultimatly even if the default is invalid, the claimant would be able to discontinue the action, issue a new default, and then continue the action.

 

this is the same as errors with a notice of assignment.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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also the copy that womble has posted is his copy Tom no the copy that they have sent him,

 

i wasnt sure if you were aware of this

 

Well, they will probabliy send him exactly the same default notice... After all, they only sent it a month ago, even they can't be that daft:)

 

if they are different, that's a problem for the judge. My deepest concern is the fact they simply don't appear to know how much the OP actually owes. there are discrepancies all over the show.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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hi tom,

 

yeah but it is also the credit agreement which was wombles own copy, so if they have lost it or mislaid it then they are up the creek without a paddle

 

thats what i was looking at

 

regards

paul

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Evening Chaps,

 

Reading your messages i am not to sure where i stand now with a defence.

 

If my copy is enforcable am i in big trouble defending this case now ?

 

The figures may be incorrect but is this enough for my defence.

 

Womble

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