Jump to content


  • Tweets

  • Posts

    • An update! I emailed both Andrzej.Tuleja and James_Goldsmith at Whirlpool dot com. I got a phone call from their executive team a couple of days later, and a replacement part dropped on the mat a week after. She was quite apologetic, however, also reiterated the "90 day warranty" period on customer fitted parts, and did not comment when I mentioned that the CRA also applies as I was a consumer buying from them directly. So I now have a spare door switch if the machine decides to eat another in the future! Cheers all!   Note dx100 that the "Hotpoint CEO" you linked to is not related to the hotpoint appliances, but some kind of marketing app.
    • yep, throw that morality card out the window....9/10 you never owe a DCA ANYTHING!! they are NOT BAILIFFS!!
    • (See the link to DVLA’s INF188/6 document I posted above, page 4 as cited) “I have a new medical condition that I have told the DVLA about on my recent application. Can I drive? As soon as the DVLA receives your correct and complete application for a new licence and as long as you meet all the Section 88 criteria, you may drive. It is important that you are satisfied that the medical condition you have declared on your application does not stop you from driving. If you are unsure, check with your doctor or healthcare professional before you make a decision. You can also look up your condition in the ‘Assessing fitness to drive’ guide, which you can find at www.gov.uk/dvla/fitnesstodrive to see whether you meet the medical standards for driving. As this guide is intended for healthcare professionals, it can be complicated. Your doctor or healthcare professional should be able to help you if necessary." It seems that DVLA think that S.88 does apply for applications disclosing a new medical condition after all. Why might this be so, and what of “qualifying application" and "relevant disability"? S. 92(1) imposes on the driver a requirement to disclose a relevant disability. S.92(3) requires the Secretary of State to refuse such an application disclosing a relevant disability ….. EXCEPT S.92(4) requires the Secretary of State to grant such an application if the relevant disability is “adequately controlled”. Hence my belief S.88 can apply for medical conditions (if the driver meets the medical standard of fitness to drive) as the application remains a qualifying application IF the driver meets the medical standard of fitness to drive, until DVLA (on behalf of the Secretary of State) say it doesn’t, provided the driver believes they meet the (medical) standard. Additionally, at (or before) June 2013 (as noted in my previous post) the medical standard for fitness to drive for conditions involving excessive daytime sleepiness was changed from “completely controlled” to "adequately controlled".  
    • CFO Bill Guan allegedly led a team at the news outlet that was behind a global money laundering scheme.View the full article
    • Anyway, I've asked my Booking.com flat-rent-out-bloke what needs to be done on the Booking.com portal to cancel a reservation. I got a late message "I'll let you know tomorrow".
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Sparkler V Barclays


sparkler
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6348 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi there,

 

i'm filling in the money claim form on line and i have come to the particulars of claim page. Its asking "does or will your claim include any issues under the human rights act 1998"

 

I have no idea what this is or if it is relevant to my claim - im guessing the answer would be no?

 

sorry for being completely thick if the answer is really obvious!

 

Jane

:rolleyes:

 

Tick no mate.

Link to post
Share on other sites

  • Replies 119
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

chell1981,

 

You need to start your own thread so that all your story is in one place, and not interfering with someone elses thread. It makes it a lot easier for us all to follow your situation, and to advise and help you if we can.

 

Are you following the step-by-step? If so, how far have you got?

 

Overdraft Protection and Account Fees (presumably for an "Additions" account) are for optional services and are therefore not recoverable. If you didn't agree to them you have cause for a seperate complaint. The 8% statutory interest (details here) is only added when you file your court claim.

Victimnomore

By day, quiet unassuming bank customer - but, by night, .. .. .. .. ..

Barclays Case1

14/03/07 **WON** FULL settlement £3358.39

Barclays Case2

08/09/08 Prelim: please give me my £187.91 back.

Halifax Case1

14/03/07 **WON** Refunded £728 (including £54 costs)

Halifax Case2

08/09/08 Prelim: please give me my £268.24 back.

Link to post
Share on other sites

No. The account fees are a legitimate charge unless, that is, you didn't agree to them in the first place. It relates to things such as Travel Insurance and the like.

To follow my case progress, click here to see where I'm at right now.

 

Welshman

Link to post
Share on other sites

I didn't understand what the question was about for a second. Having gone to the spreadsheet, now I do.

 

I assume that because you are posting on the Barclays section, you are with that bank. The things to look for in your statements are "Paid Referral" and "Unpaid out".

 

The wording in the spreadsheet when you first open it is an example only. You edit the words in the first column with Paid Referral or Unpaid out. When you get to the end of your highlighted list, edit anything below except the totals then you have your figure.

 

If this posting has helped you please click on my scales, top right.

 

Good Luck

  • Confused 1

To follow my case progress, click here to see where I'm at right now.

 

Welshman

Link to post
Share on other sites

I too have just gone through my statements and this week again they have charged me £35 for going £6 over my agreed limit.

 

Will keep you informed of my barclays quest

 

PS I got a copy of my statements and the £10 cheque returned!

Link to post
Share on other sites

Yes, you can claim back the interest they charged you in respect of the penalty charges whilst you were overdrawn even if it was an authorised overdraft

Preliminary Letter sent to Woolwich 05/06

LBA sent 19/06

Court claim filed 04/07 : Total £824.75

Acknowledgement of Service 27/07

Defence received 08/08

AQ filed 11/08

Barclays AQ filed 05/09

Hearing date 20/12

SETTLED IN FULL £840.49: 14/12/06

Link to post
Share on other sites

You cannot claim back the interest on the overdraft if youre within the agreed limits. Thats just the way it is

Barclays :- Settled March 07:o

 

RBS:- Acct Discharged May 07 :o (chase for more and CRA deletion???):confused:

Barclaycard: - CCA recieved 24/1/07. WOW! :o (GITS!!!) :-|

Link to post
Share on other sites

Morning All,

 

I am also at the highlighting stage (orange), this is probably a daft question but can someone just confirm that "Paid Referral Fee" (at £25.00) is what i'm actually highlighting? and what Barclays address am i posting to?

 

Many Thanks.

Link to post
Share on other sites

I know it's a million dollar question but i have filled in my moneyclaim form and barclays bas***ds have 14 days to respond i believe. I presume i will then get a court date is that right?, but my question is this...how long do people usually have to wait for the court date?...is there a set time limit or am i looking at Jan/Feb?...or later?...just a rough idea would be fab as i have no idea at the moment

 

Thanks everyone, Jane;)

Link to post
Share on other sites

Hi.....The 'Paid Referral Fee ' has they have craftily named it IS actually a CHARGE! and yes these are the charges you should be highlighting. Also the address you need is: Barclays Bank Plc, Retail Banking Customer Relations, LEICESTER. LE87 2BB. This is the address I sent my demand for payment and I recieved a reply within 2 weeks. Jendoc

Link to post
Share on other sites

Hi.....Once the money claim application has been sent in, the other side have 14 days to acknowlege reciept and forward a defence.....Then if they do intend to defend the claim a copy of thier defence will be forwarded to you together with an 'Allocation Questionair' which has to be filled in and returned within 14 days together with another fee of £100 if the claim is over £1500. Once this has been sent to the Court the court will then allocate a date for your hearing, obviously the date will depend on how busy your selected court is at the moment. Sometimes weeks sometimes months!

 

Hope this clarifies things a bit better for you?

 

JENDOC

Link to post
Share on other sites

The £100 is part of the costs you are claimingf from the bank. So yes, you should get this back

"Well, as through this world I've rambled

I've seen lots of funny men.

Some will rob you with a six-gun

And some with a fountain pen."

 

Pretty Boy Floyd, Woody Guthrie 1940

 

"Some things never change", Vince 2006

 

All advice given is based on my reading of others' experiences on this site. I am not a lawyer, nor am I a beagle, a grapefruit or a trampoline. I will not be filed, sorted, classified or parboiled. I am not a number, I am not an animal, I am the walrus (goob goob a joob)

Link to post
Share on other sites

Learn to read! ;)

 

chell1981,

 

You need to start your own thread so that all your story is in one place, and not interfering with someone elses thread. It makes it a lot easier for us all to follow your situation, and to advise and help you if we can.

 

Are you following the step-by-step? If so, how far have you got?

 

Overdraft Protection and Account Fees (presumably for an "Additions" account) are for optional services and are therefore not recoverable. If you didn't agree to them you have cause for a seperate complaint. The 8% statutory interest (details here) is only added when you file your court claim.

Barclays :- Settled March 07:o

 

RBS:- Acct Discharged May 07 :o (chase for more and CRA deletion???):confused:

Barclaycard: - CCA recieved 24/1/07. WOW! :o (GITS!!!) :-|

Link to post
Share on other sites

Hi Everyone,

 

I've just arrived at this site. I was actually looking for something else but I've been stung by these bank charges and it would give me great pleasure to get my own back in some way.

 

My bank is the Halifax. Could anyone who is dealing with the Halifax let me know how I can join the right user group; or any user group, as I'm finding the site a bit difficult to navigate?

Link to post
Share on other sites

Paid referral fee is certainly one of the charges you can claim for, but there may well be others. Look for any charge of between £25 and £35 that has not been authorised by you.

 

Send it to

 

Freepost RLTA-CSUE-TCHC

Barclays Bank PLC

Head office Customer Relations

1 Churchill Place

London

E14 5HP

Preliminary Letter sent to Woolwich 05/06

LBA sent 19/06

Court claim filed 04/07 : Total £824.75

Acknowledgement of Service 27/07

Defence received 08/08

AQ filed 11/08

Barclays AQ filed 05/09

Hearing date 20/12

SETTLED IN FULL £840.49: 14/12/06

Link to post
Share on other sites

Hi

 

Am also just at highlighting stage. Woolwich have done something really strange and I was wondering if anyone has had the same response? They have only sent us a photocopied set of sheets with all our charges on and not a complete set of statements. Is it possible for mr to carry on with just this or do I need the statements? Additionally what is the charges document I need to send with this letter will just a copy of all charges cover this?

 

Thanks for your support

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...