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Found 13 results

  1. I am waiting for action against me with trepidation, I have complex mental health problems including memory loss which means I cannot recall all transactions related to matters over a year ago. Thus, the prospect of remembering the details of DISPUTE which were raised over three years ago. I sent many letters DISPUTING with original lender credit card, but don't have copies. They eventually sold to Arrow Global. They, in turn, have used a succession of collection companies , who I have ignored / returned letters unanswered. I now wonder if or
  2. I have been claiming universal credit for around 13 months whilst trying to recover from anxiety and depression. I have on several occasions explained to the DWP that these conditions affect my ability to work and attend scheduled appointments, providing as much medical evidence as doctors will provide. Back in March I missed an appointment during a particularly difficult time for me. I wasn't able to talk to anyone or leave the house. I contacted the DWP as soon as I felt able and arranged another appointment, which I later rescheduled myself, against as a result of my condition. Th
  3. I'm hoping some of you may be able to give me advice. I have my ESA tribunal coming up in a few weeks and I am dreading it. I feel I will fail to express the real problems I have which have rendered me incapable of working for most of my life (I am now 44) convincingly because: A) I have autism spectrum disorder, so make mistakes with communicating (even my CAB rep said I'd talk gibberish in the tribunal, which upset me greatly); B) I have only just been diagnosed with being 'somewhere' on the autism spectrum, so I've not had time to fully understand the implications of how thi
  4. Hi, long story here, i will try to be brief but doubt it will happen! Northern Rock have been threatening repossession for 18 months, but never actually doing it. I think i have them by the b*lls and they know it, so they don't want to open the can of worms so to speak. I have petitioned for divorce last week (yey hey) from my husband of 13 years. He was a financial advisor of 25 years. After separating last year for good, I took over all the finances in my home which I share with my two young children. I have Bipolar disorder, which is a mental health disorder and I am in receipt of benef
  5. My partner has got a date for his tribunal hearing, which is in a few weeks - as you will imagine there is no other topic of conversation and it is causing huge stresses . I have a couple of questions that hopefully some of you may know the answers to........ 1. If he refuses to attend (because of the anxiety it is causing) will this go against him - even with a very comprehensive statement which will be sent beforehand ?? 2. can it be heard in his absence ?? As I have heard yes and no. 3.Do you legally need to provide evidence ?? - Even if it is Mental Health issues ?? And wha
  6. Hi - my first post here but saddened to read through the threads. I have been charged with benefit fraud despite having mental health issues from PTSD and all the ensuing problems. Heres the thing - the DWP appeared at the door with the police last August and stormed my bedroom even though my Mother told them it would give me panic attacks then the DWP woman proceeded to ransack the room while the police were downstairs with me which I have been told contravenes PACE. I wrote a letter to the office manager and to Lord Fraud, sorry, Freud and was of course blown off Hillsborough style. Duri
  7. Hi all, I hope I am posting this in the right forum, please accept my apologies if not. I am currently in receipt of Housing Benefit and ESA. I have been placed in the Support Group for ESA, which will be reviewed in a few months time. The nature of my illness is mental, although defining it has seemed to pose a problem for the people responsible for my care. I have been signed off sick from work for almost a year. I have been depressed and very anxious, and I have rarely left the house in that time. I have managed to survive by shopping online and taking deliveries for food a
  8. Given that face to face assessments have now been conducted for some 3 years does anybody have a typical list of the questions asked by an ATOS HCP to determine points scoring re descriptors for part2 of the ESA 50 ie mental health and cognitive function.....or a link thereto. Questions asked post 3/11 would be of particular interest given that descriptors changed at that time. Such information should assist members to better prepare for the ATOS medical assessment, and moreover, be forewarned of the likely trick questions etc
  9. This is rather urgent. I can find the physical descriptors and points system but not the mental health ones. Please help!
  10. last november got caught driving in a bus lane and got a bill to pay which i appealed against..following satnav strange town bad weather which got refused being on benefits unable to make payment equita certified bailiffs then involved by post agreed £15 week payment which i said at the time i couldnt manage but had no other options bailiff called other day, put sticker on my car which is a motability vehicle, i didnt read the sticker as he later removed it before i did he want £379.84 by monday 4pm as he said he will remove car and goods to the value of debt he ga
  11. Hi Guys, I wonder if anyone could help, I am 21 and have had quite severe mental health problems for the last five years. I am now fully recovered and currently working towards getting a place ona nursing degree, I need to hold a health care assisstant job for a while to strengthen my uni application, however whilst I was unwell I had quite alot of police involvement when I ran away from hospitals, and had to be searched for and returned or when I did dangerous things during which they had to intervene. On one occasion, I was classified as being at risk of harming others, without going i
  12. I'm applying for ESA on mental health grounds (currently on IS+DLA). Is it worth mentioning my back problems on the ESA50 too, or will that just confuse the issue? I've had physiotherapy for lower back problems in recent years. It's very painful and debilitating when I get a flare up, but I wouldn't currently meet any of the descriptors on physical health grounds as far as I can see. Is it actually worth putting it down on the form, or could it maybe even be counter productive? I kind of picture the ATOS examiner spending half the assessment interview asking me to touch my toes or
  13. I would really like to see the descriptors for the mental health section of the ESA50 guide from leemack / Honeybee13, even if it's not finished yet: (I'm not allowed to provide a link to the thread, due to CAG anti-spam paranoia, as I'm a new member) In the meantime, I found this document from NAWRA which seems very good but covers the older version of the ESA50, which had more pages and questions: Fit for Purpose A Guide to Completing the ESA50.pdf It's a shame I can't provide a link, but if you google that title you should find it easily. A lot of it still seems rel
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